Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. It also offers credit, debit, and prepaid card products; tap to pay, tokenization, and click to pay services; Visa Direct, a solution that facilitates the delivery of funds to eligible cards, deposit accounts, and digital wallets; Visa B2B Connect, a multilateral business-to-business cross-border payments network; Visa Cross-Border Solution, a cross-border consumer payments solution; and Visa DPS that provides a range of value-added services, including fraud mitigation, dispute management, data analytics, campaign management, a suite of digital solutions, and contact center services. The company also provides acceptance solutions, which include Cybersource that provides modular and value-added services for connecting merchants to payment processing; risk and identity solutions, such as Visa Advanced Authorization, Visa Secure, Visa Risk and Decision Manager, Visa Consumer Authentication Service, and payment-decisioning solutions for fraud prevention; and Visa Consulting and Analytics, a payment consulting advisory services. It provides its services under the Visa, Visa Electron, Interlink, V PAY, and PLUS brand names. The company serves merchants, financial institutions, and government entities. Visa Inc. was founded in 1958 and is headquartered in San Francisco, California.

Visa Inc.

Key Points
Visa is enabling direct settlement in Circle's USDC.
The credit and debit card leader is also partnering with Circle to design a new Layer 1 blockchain.
Shares of Circle Internet Group (NYSE: CRCL) popped on Tuesday after Visa (NYSE: V) launched a new stablecoin settlement service in the U.S.
By the close of trading, Circle's stock price was up nearly 10%.
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Visa is entering the stablecoin arena
Visa's banking partners will soon be able to settle their obligations in Circle's fully reserved, dollar-denominated stablecoin, USDC (CRYPTO: USDC). The new settlement offering promises faster fund transfers via blockchain technology, with availability on weekends and holidays, and with no change to the card user experience.
"Visa is delivering a reliable, bank‑ready capability that improves treasury efficiency while maintaining the security, compliance, and resiliency standards our network requires," Visa executive Rubail Birwadker said in a press release.
Cross River Bank and Lead Bank will serve as the initial banking partners for the new settlement service. Visa intends to roll out the offering to more of its clients in 2026.
The stablecoin story takes a new arc
Visa is also working with Circle to design Arc, a highly scalable new Layer 1 blockchain. Visa intends to operate a validator node and use Arc for USDC settlement once the network goes live.
The digital payments titan also noted that its annualized stablecoin settlement volume has already surpassed $3.5 billion.
Should you buy stock in Circle Internet Group right now?
Before you buy stock in Circle Internet Group, consider this:
The Motley Fool Stock Advisor analyst team just identified what they believe are the 10 best stocks for investors to buy now… and Circle Internet Group wasn’t one of them. The 10 stocks that made the cut could produce monster returns in the coming years.
Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you’d have $505,695!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you’d have $1,080,694!*
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Joe Tenebruso has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Visa. The Motley Fool has a disclosure policy.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Why Circle Stock Jumped Today

Klarna Group plc KLAR recently made a big move into the future of shopping by unveiling its Agentic Product Protocol, an open standard that lets artificial intelligence agents instantly find and understand products online. Instead of siloed catalogs and incompatible data formats, Klarna’s protocol creates a common language for AI systems to read product information, prices, stock levels and descriptions from across the web.
At its core, the protocol gives AI assistants access to a live, structured feed containing over 100 million products and 400 million prices across 12 markets, all normalized for agents. Merchants connect once via Klarna’s API, and their offerings become discoverable to any supported AI without reformatting listings, whether the data comes from Google Merchant, Shopify, Amazon, Facebook, or even CSV/JSON files.
This is important because AI is rapidly becoming the first place people go to ask what they can buy or where they can find the best price. But most systems struggle with fragmented product data. Klarna’s protocol gives them a single, standardized way in, making comparison, recommendation and discovery far smoother.
For buy now, pay later service provider Klarna, this is not just a tech flex; it positions the company as infrastructure for the AI-powered commerce era. By shaping how products are surfaced and understood by intelligent assistants, Klarna can deepen its role between shoppers, merchants and AI platforms, potentially boosting transactions through its network and strengthening long-term growth.
This builds on recent moves such as launching its own stablecoin, KlarnaUSD and partnering with Privy to co-develop a simple, secure crypto wallet, steps that should further embed Klarna into everyday shopping journeys.
Peers Flexing Tech Muscle
Among Klarna’s peers, PayPal Holdings, Inc. PYPL has already moved aggressively into stablecoins to stay competitive in digital payments. It launched PayPal USD (PYUSD), an Ethereum-based stablecoin that lets users buy, sell, and transfer tokens within PayPal and to select external wallets. Visa Inc. V is also investing heavily in stablecoin infrastructure, setting up a dedicated Stablecoins Advisory Practice and running multiple pilots. Last month, Visa introduced a program enabling instant USD-backed stablecoin payouts via Visa Direct, allowing creators and gig workers to receive earnings directly into crypto wallets. These underscore accelerating institutional adoption of blockchain-based settlement across payment networks worldwide.
Klarna’s Price Performance, Valuation and Estimates
Shares of Klarna have declined 13.3% over the past month, underperforming the broader industry’s 6.3% growth.
Image Source: Zacks Investment Research
From a valuation standpoint, Klarna trades at a forward price-to-earnings ratio of 66.17X, higher than the industry average of 21X. Klarna carries a Value Score of D.
The Zacks Consensus Estimate for Klarna’s 2025 bottom line is pegged at a loss of 57 cents per share, followed by 188.5% improvement next year.
Image Source: Zacks Investment Research
The stock currently carries a Zacks Rank #2 (Buy). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
Zacks Naming Top 10 Stocks for 2026
Want to be tipped off early to our 10 top picks for the entirety of 2026? History suggests their performance could be sensational.
From 2012 (when our Director of Research Sheraz Mian assumed responsibility for the portfolio) through November, 2025, the Zacks Top 10 Stocks gained +2,530.8%, more than QUADRUPLING the S&P 500’s +570.3%.
Now Sheraz is combing through 4,400 companies to handpick the best 10 tickers to buy and hold in 2026. Don’t miss your chance to get in on these stocks when they’re released on January 5.
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Klarna's Agentic Shift: When AI Goes Shopping, KLAR Will be the Guide

Visa Inc. V just launched a new global Stablecoins Advisory Practice through its Visa Consulting & Analytics division to help banks, fintechs, merchants and other businesses navigate the fast-growing world of stablecoins. This is a consulting and strategy service that gives clients tailored guidance on market fit, technology implementation, go-to-market planning and regulatory trends for stablecoin initiatives. It also includes training programs and a new Visa University course aimed at deepening understanding of digital money and blockchain-based payment systems.
Visa isn’t fighting the disruptive force; it is becoming the enabler. It pointed out that the global stablecoin market has surpassed a $250 billion capitalization, and its own stablecoin settlement volume has accelerated to a $3.5 billion annualized run rate as of Nov. 30. Participants in the advisory program include institutions such as Navy Federal Credit Union, VyStar and Pathward, which used the practice to evaluate stablecoin use cases and strategy.
This move signals that traditional financial infrastructure leaders are taking digital assets seriously. Stablecoins promise faster, cheaper settlement and smoother cross-border payments compared with legacy rails, and Visa wants to be the trusted guide for companies entering this space. This will enhance Visa’s value-added service offerings.
For Visa, the advisory practice could deepen client relationships, unlock new consulting revenues and accelerate adoption of stablecoin-linked services across its ecosystem. By helping partners build stablecoin strategies, Visa also strengthens its role at the intersection of regulated finance and digital-asset innovation, a strategic edge as payments continue evolving worldwide.
Rivals’ Positions in the Stablecoin Race
Peers like Mastercard Incorporated MA and American Express Company AXP are also expanding their footprint in the stablecoin space.
In April 2025, Mastercard rolled out full-stack support for stablecoin payments, covering issuance, acceptance and settlement. It also became part of the Paxos-backed Global Dollar Network, enabling member institutions to mint, redeem and distribute the USDG stablecoin within that ecosystem. American Express has taken a different path, teaming up with Coinbase to launch a crypto-linked credit card that offers rewards connected to digital asset activity. Compared with peers, AmEx is moving cautiously on stablecoins and broader blockchain initiatives amid evolving regulatory and market conditions.
Visa’s Price Performance, Valuation and Estimates
Shares of Visa have gained 9.8% in the past year, outperforming the broader industry but underperforming the S&P 500 Index.
Visa 1-Year Price Performance
Image Source: Zacks Investment Research
From a valuation standpoint, Visa trades at a forward price-to-earnings ratio of 26.35X, up from the industry average of 21X. Visa carries a Value Score of D.
Image Source: Zacks Investment Research
The Zacks Consensus Estimate for Visa’s fiscal 2026 earnings implies an 11.7% rise year over year, followed by 13.2% growth next year.
Image Source: Zacks Investment Research
The stock currently carries a Zacks Rank #3 (Hold). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
Zacks Naming Top 10 Stocks for 2026
Want to be tipped off early to our 10 top picks for the entirety of 2026? History suggests their performance could be sensational.
From 2012 (when our Director of Research Sheraz Mian assumed responsibility for the portfolio) through November, 2025, the Zacks Top 10 Stocks gained +2,530.8%, more than QUADRUPLING the S&P 500’s +570.3%.
Now Sheraz is combing through 4,400 companies to handpick the best 10 tickers to buy and hold in 2026. Don’t miss your chance to get in on these stocks when they’re released on January 5.
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Visa is Shaping the Stablecoin Playbook: Disrupting the Disruption

(RTTNews) - Visa Inc. (V) announced the launch of USDC settlement in the United States. The company said U.S. issuer and acquirer partners can settle with Visa in Circle's USDC, a fully reserved, dollar-denominated stablecoin. With USDC settlement, issuers can benefit from faster funds movement over blockchains, seven-day availability and enhanced operational resilience across weekends and holidays.
Initial banking participants include Cross River Bank and Lead Bank, which have started settling with Visa in USDC over the Solana blockchain. Broader availability in the U.S. is planned through 2026.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Visa Unveils Stablecoin Settlement In The U.S.

In early trading on Monday, shares of Goldman Sachs Group topped the list of the day's best performing Dow Jones Industrial Average components, trading up 1.6%. Year to date, Goldman Sachs Group registers a 57.6% gain.
And the worst performing Dow component thus far on the day is Salesforce, trading down 1.1%. Salesforce is lower by about 22.4% looking at the year to date performance.
Two other components making moves today are Visa, trading down 0.7%, and Amgen, trading up 1.4% on the day.
VIDEO: Dow Movers: CRM, GS
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Dow Movers: CRM, GS

Key Points
Warren Buffett will step down as the CEO of Berkshire Hathaway at the end of the year.
CEO changes often lead to broader changes within the C-suite and upper management.
Combs is only 54 years old and relatively young among high-level executives.
Earlier this year, Warren Buffett announced that he would step down as chief executive officer of Berkshire Hathaway (NYSE: BRK.A) (NYSE: BRK.B) after six decades at the helm of the company. If investors didn't think the times were changing then, they likely know now. Recently, Berkshire announced a major shake-up to its core management group. Todd Combs, who joined Berkshire in 2010 and managed a portion of Berkshire's enormous $312 billion equities portfolio, is leaving the company.
Berkshire also recently announced several other significant changes. Does this bode well for the stock?
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A new Berkshire era is upon us
When Buffett, who is now 95 years old, announced that he would step down, he also appointed Greg Abel, vice chair of Berkshire's non-insurance operations and chair of Berkshire Hathaway Energy, as the new CEO.
Nobody expects Abel to ever fill the large shoes left by Buffett, who will likely go down as the greatest investor of all time. However, there have been many questions about how Abel would lead the company, especially given Berkshire's relatively conservative approach in recent years, which included building a huge hoard of cash. Investors just got their first clue, with a slew of management changes:
NetJets CEO Adam Johnson will become president of the consumer products, service, and retailing businesses of Berkshire Hathaway, effective immediately, while continuing in his role at NetJets.
Nancy Pierce, the current chief operating officer of GEICO, will become CEO of GEICO.
Berkshire's senior vice president and chief financial officer, Marc Hamburg, will retire from Berkshire on June 1, 2027, after 40 years of service. Charles Chang, the current CFO of Berkshire Hathaway Energy, will replace Hamburg upon retirement.
Michael O'Sullivan will become senior vice president and general counsel, starting on Jan. 1. O'Sullivan comes to Berkshire from Snap, where he served as the general counsel. This is a new role at Berkshire.
However, arguably the most notable change is the departure of Combs, who, in addition to managing a portion of Berkshire's investment portfolio, was also the CEO of GEICO.
Combs, who previously served on JPMorgan Chase's board of directors, is leaving to join the U.S.'s largest bank. He will run JPMorgan's new $10 billion Strategic Investment Group, which will invest in companies to "enhance their growth, spur innovation and accelerate manufacturing, primarily in the United States." Over time, JPMorgan plans to commit a whopping $1.5 trillion to bolster economic growth.
Based on most media reports, Combs appears to have made the decision to leave Berkshire independently. A significant change in the CEO of a company can prompt people to reassess their positions within a company and in life. It is widely believed that Combs and Ted Weschler, another of Berkshire's investing lieutenants, managed about 10% of Berkshire's portfolio. The two are also believed to have been responsible in large Berkshire investments such as Sirius XM Holdings, DaVita, Kroger, Visa, VeriSign, and Amazon, according to Barrons.
In losing Combs, Berkshire loses one of its key utility players. Not only did Combs play a big role in Berkshire's investments, he also ran GEICO, the company's largest insurance brand. Combs is also only 54 years old, which, in the corporate world of executives, is relatively young.
How does this bode for the stock?
It's ultimately tough to say right now. Some turnover amid a CEO change is always normal, and Berkshire's CEO change is the ultimate regime change. In the near term, it is likely to raise questions, such as whether Weschler will remain with the company. Investors who bought the stock for Buffett are likely to be a little concerned, because the easiest transition would have been the minimal change possible.
These changes are also likely to place a greater spotlight on Abel, who will now bear more of the praise and blame for the decisions he makes. In the near term, Berkshire may need to prove itself a bit and may no longer be viewed as the haven investment it once was.
However, investors should still be confident in Abel as a capital allocator. After all, Buffett hand-picked him to run the company. In addition, Berkshire's businesses have built strong moats that are difficult to replicate at this point. Long term, I am not worried about the stock, but it may experience some transitional pain as investors adjust to living without Buffett's reassuring presence at the top.
Should you invest $1,000 in Berkshire Hathaway right now?
Before you buy stock in Berkshire Hathaway, consider this:
The Motley Fool Stock Advisor analyst team just identified what they believe are the 10 best stocks for investors to buy now… and Berkshire Hathaway wasn’t one of them. The 10 stocks that made the cut could produce monster returns in the coming years.
Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you’d have $513,353!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you’d have $1,072,908!*
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JPMorgan Chase is an advertising partner of Motley Fool Money. Bram Berkowitz has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Amazon, Berkshire Hathaway, JPMorgan Chase, VeriSign, and Visa. The Motley Fool recommends Kroger. The Motley Fool has a disclosure policy.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Todd Combs, Key Investment Manager, Just Left Berkshire Hathaway for JPMorgan Chase. Does the Shakeup Bode Well For the Stock?

Visa (NYSE: V) is one of the most profitable companies in the world when measured by the operating profit margin.
*Stock prices used were the afternoon prices of Dec. 10, 2025. The video was published on Dec. 12, 2025.
Where to invest $1,000 right now? Our analyst team just revealed what they believe are the 10 best stocks to buy right now. Continue »
Should you invest $1,000 in Visa right now?
Before you buy stock in Visa, consider this:
The Motley Fool Stock Advisor analyst team just identified what they believe are the 10 best stocks for investors to buy now… and Visa wasn’t one of them. The 10 stocks that made the cut could produce monster returns in the coming years.
Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you’d have $507,421!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you’d have $1,109,138!*
Now, it’s worth noting Stock Advisor’s total average return is 972% — a market-crushing outperformance compared to 195% for the S&P 500. Don’t miss out on the latest top 10 list, available when you join Stock Advisor.
*Stock Advisor returns as of December 8, 2025
Parkev Tatevosian, CFA has positions in Visa. The Motley Fool has positions in and recommends Visa. The Motley Fool has a disclosure policy. Parkev Tatevosian is an affiliate of The Motley Fool and may be compensated for promoting its services. If you choose to subscribe through his link, he will earn some extra money that supports his channel. His opinions remain his own and are unaffected by The Motley Fool.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Should Dividend Stock Investors Buy Visa Stock Before 2026?

Friday, December 12, 2025
The Zacks Research Daily presents the best research output of our analyst team. Today's Research Daily features new research reports on 16 major stocks, including Visa Inc. (V), The Charles Schwab Corp. (SCHW) and Amphenol Corp. (APH), as well as two micro-cap stocks Autoscope Technologies Corp. (AATC) and United-Guardian, Inc. (UG). The Zacks microcap research is unique as our research content on these small and under-the-radar companies is the only research of its type in the country.
These research reports have been hand-picked from the roughly 70 reports published by our analyst team today.
You can see all of today’s research reports here >>>
Ahead of Wall Street
The daily 'Ahead of Wall Street' article is a must-read for all investors who would like to be ready for that day's trading action. The article comes out before the market opens, attempting to make sense of that morning's economic releases and how they will affect that day's market action. You can read this article for free on our home page and can actually sign up there to get an email notification as this article comes out each morning.
You can read today's AWS here >>> Pre-markets Mixed Ahead of Consequential Week of Data
Today's Featured Research Reports
Visa’s shares have outperformed the Zacks Financial Transaction Services industry over the past year (+11.1% vs. -8.7%). The company’s strong market position is underpinned by consistent volume-driven growth, acquisitions and technological leadership in digital payments. Expansion in cross-border volumes, rising transactions and investments in AI and stablecoin infrastructure enhance its future prospects.
Total revenue rose 11% YoY in FY25, along with 13% cross-border growth. A robust financial position with ample liquidity and shareholder returns further supports long-term growth. However, it faces rising client incentives and expenses, which can affect margin growth.
The Zacks analyst expects FY26 adjusted costs to rise nearly 11%. Regulatory pressures and potential legislative changes pose additional risks to its fee structure. While declining cash volumes align with its digital strategy, regional softness warrants monitoring. As such, the stock warrants a cautious stance.
(You can read the full research report on Visa here >>>)
Shares of Charles Schwab have gained +21.8% over the past year against the Zacks Financial - Investment Bank industry’s gain of +37%. The company’s expenses will likely remain elevated amid continued investments in marketing, thus hurting the bottom line. The Zacks analyst expects expenses to witness a CAGR of 7% by 2027. The uncertainty about the performance of the capital markets is another major concern.
Nevertheless, Strategic buyouts (including the deal to buy Forge Global) and branch expansion efforts amid favorable market conditions will likely drive client assets. We estimate total client assets to witness a CAGR of 8.2% by 2027.
Despite the rate cuts so far along with expectations of more, relatively higher rates and an increased focus on repaying high-cost bank supplemental funding balances will support net interest margin (NIM). A solid balance sheet and liquidity position will enable sustainable capital distribution activities.
(You can read the full research report on Charles Schwab here >>>)
Amphenol’s shares have gained +88.5% over the past year against the Zacks Electronics - Connectors industry’s gain of +89.8%. The company benefits from a diversified business model that lowers the volatility of individual end markets and geographies. Its strong portfolio of solutions, including high-technology interconnect products, is a key catalyst.
Expanding spending on both current and next-generation defense technologies bodes well for APH’s top-line growth. Apart from Defense, APH’s prospects ride on strong demand for its solutions across Commercial Air, Industrial, and IT Datacom.
Strong demand for high-speed and power interconnect products, which are critical components in next-gen IT systems, creates long term growth opportunities. APH expects fourth-quarter 2025 earnings to grow between 62% and 65% year over year. Revenues are anticipated to grow in the 39-41% range. However, macroeconomic uncertainty and stiff competition are major concerns.
(You can read the full research report on Amphenol here >>>)
Shares of Autoscope Technologies have underperformed the Zacks Technology Services industry over the past year (-5.5% vs. +20.6%). This microcap company with a market capitalization of $34.02 million is strengthening its position in the evolving ITS market through a next-generation platform built for AI-driven detection, multi-sensor integration and Smart City readiness, supporting future upgrades and broader use cases.
Autoscope Technologies’ shift toward data-centric analytics expands long-term market opportunity and deepens customer integration through recurring software revenues. Federal safety initiatives provide multi-year demand tailwinds across its portfolio, while a new long-duration contract in Georgia enhances visibility and diversifies revenue beyond traditional ITS.
An exclusive distribution agreement with Econolite secures stable market access during product transitions, and a capital-efficient operating model enables sustained innovation without dilution or added leverage.
(You can read the full research report on Autoscope Technologies here >>>)
United-Guardian’s shares have underperformed the Zacks Medical - Products industry over the past year (-34.4% vs. -0.5%). This microcap company with a market capitalization of $27.57 million is facing declining profitability, weakened operating leverage and ongoing instability in the cosmetics segment tied to partner and regional exposure. Limited R&D intensity restricts innovation momentum, and rising working capital needs point to operational strain. Persistent tariffs and geographic risks add uncertainty to margin recovery and long-term earnings visibility.
Nevertheless, United-Guardian’s investment case reflects strengths in expanding its pharmaceutical portfolio, particularly through broader formulary access for Renacidin, alongside stable medical products that support baseline revenues.
Strong cash conversion enables sustained capital returns with a conservative balance sheet. Growing international distribution further reduces concentration risks, while the upcoming Natrajel launch adds a differentiated growth avenue.
(You can read the full research report on United-Guardian here >>>)
Other noteworthy reports we are featuring today include American Express Co. (AXP), BHP Group Ltd. (BHP) and Trane Technologies plc (TT).
Mark Vickery
Senior Editor
Note: Sheraz Mian heads the Zacks Equity Research department and is a well-regarded expert of aggregate earnings. He is frequently quoted in the print and electronic media and publishes the weekly Earnings Trends and Earnings Preview reports. If you want an email notification each time Sheraz publishes a new article, please click here>>>
Today's Must Read
Featured Reports
AmEx (AXP) Aided by Strong Card Member Spending Amid High Costs
Per the Zacks analyst, higher card member spending will drive American Express' U.S. Consumer Services unit. However, growing expenses will impact its profit growth.
Strong HVAC Market Aids Trane Technologies (TT), Costs High
Per the Zacks analyst, Trane Technologies' top-line gains from a strong HVAC Market. Innovative customer-centric solutions are fueling the company's growth. Rising costs remain a concern.
Improving Air Traffic Aid Curtiss-Wright (CW) Amid Labor Shortage
Per the Zacks analyst, Curtiss-Wright is likely to benefit from the improving air traffic. Yet labor shortage result in delays and likely impact operating results.
Strength in Industrial Segment Aids Graco (GGG), Costs Hurt
Per the Zacks analyst, solid traction of Graco's Industrial segment, led by solid demand for liquid finishing systems should drive its growth. However, high operating costs remain concerning.
UDR's Growth Buoyed by Demand Despite Supply and Competition Pressures
Per the Zacks analyst, UDR's strong portfolio, healthy demand and tech-driven efficiencies support growth, though elevated supply in select markets and rising competition may temper rent gains ahead.
Range Resources (RRC) Thrives with Low-Cost Marcellus Gas
Per the Zacks analyst, Range Resources leverages low-cost Marcellus operations and a strong liquids mix to generate resilient cash flows and deliver attractive returns, even amid gas price volatility.
Syfovre and Empaveli Sales Boost Apellis (APLS), Overdependence A Woe
Per the Zacks Analyst, Syfovre and Empaveli sales have been driving revenues for Apellis. However, the company's dependence on these drugs for growth is concerning.
New Upgrades
Investment in Growth Projects to Aid BHP Group (BHP)
The Zacks analyst appreciates BHP's focus on investing in commodities that will help it ride on growing global trends such as decarbonization as well as its efforts to make operations more efficient.
Seagate Gains From (STX) Increasing Data Center and AI Demand
Per the Zacks analyst, Seagate's cost-efficient, high-density, and reliable storage gives it a competitive edge in serving hyperscale cloud providers, social media and AI-driven enterprises.
Sanmina (SANM) Rides on Healthy Demand, Portfolio Strength
Per the Zacks analyst, solid momentum across multiple verticals, including communications networks, cloud and AI infrastructure, will likely drive Sanmina's top line.
New Downgrades
Bath and Body Works (BBWI) Faces Demand Weakness and Margin Pressure
Per the Zacks analyst, BBWI continues to grapple with broad demand softness, heavier promotions and tariff pressures, signaling prolonged margin and growth challenges.
QuidelOrtho (QDEL) Faces Solvency Issues, Competition and Policy Risk
Per the Zacks Analyst, QuidelOrtho (QDEL) faces stiff competition, weak solvency, and reimbursement uncertainties, though strong product sales and lab potential offer cautious optimism.
High Costs and Macro Woes Hurt Toll Brothers' (TOL) Performance
Per the Zacks analyst, Toll Brothers' business is being hurt by ongoing affordability concerns in the housing market. Also, higher land and labor costs are added concerns.
Zacks' Research Chief Picks Stock Most Likely to "At Least Double"
Our experts have revealed their Top 5 recommendations with money-doubling potential – and Director of Research Sheraz Mian believes one is superior to the others. Of course, all our picks aren’t winners but this one could far surpass earlier recommendations like Hims & Hers Health, which shot up +209%.
See Our Top Stock to Double (Plus 4 Runners Up) >>
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The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Top Analyst Reports for Visa, Charles Schwab & Amphenol

Visa (V) shares rallied 6.1% in the last trading session to close at $345.63. This move can be attributable to notable volume with a higher number of shares being traded than in a typical session. This compares to the stock's 3.9% loss over the past four weeks.
Shares of Visa climbed yesterday after Bank of America upgraded the stock and pushed back on concerns that stablecoins pose a threat. Instead, they view stablecoins as a long-term catalyst as Visa continues integrating rails to accelerate global payouts. The recent stretch of underperformance in V has also opened an attractive entry point. The broader rotation out of tech and into financial stocks also added support, helping Visa regain momentum.
This global payments processor is expected to post quarterly earnings of $3.14 per share in its upcoming report, which represents a year-over-year change of +14.2%. Revenues are expected to be $10.68 billion, up 12.3% from the year-ago quarter.
While earnings and revenue growth expectations are important in evaluating the potential strength in a stock, empirical research shows a strong correlation between trends in earnings estimate revisions and near-term stock price movements.
For Visa, the consensus EPS estimate for the quarter has been revised marginally higher over the last 30 days to the current level. And a positive trend in earnings estimate revision usually translates into price appreciation. So, make sure to keep an eye on V going forward to see if this recent jump can turn into more strength down the road.
The stock currently carries a Zacks Rank #3 (Hold). You can see the complete list of today's Zacks Rank #1 (Strong Buy) stocks here >>>>
Visa is part of the Zacks Financial Transaction Services industry. FirstCash Holdings (FCFS), another stock in the same industry, closed the last trading session 2.2% higher at $162.25. FCFS has returned -1.8% in the past month.
FirstCash's consensus EPS estimate for the upcoming report has remained unchanged over the past month at $2.54. Compared to the company's year-ago EPS, this represents a change of +19.8%. FirstCash currently boasts a Zacks Rank of #1 (Strong Buy).
Zacks' Research Chief Picks Stock Most Likely to "At Least Double"
Our experts have revealed their Top 5 recommendations with money-doubling potential – and Director of Research Sheraz Mian believes one is superior to the others. Of course, all our picks aren’t winners but this one could far surpass earlier recommendations like Hims & Hers Health, which shot up +209%.
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Strength Seen in Visa (V): Can Its 6.1% Jump Turn into More Strength?

Klarna Group plc KLAR recently announced a new research partnership with Privy, a wallet infrastructure platform owned by Stripe, to explore and co-design a simple and secure cryptocurrency wallet aimed at everyday users. This initiative follows Klarna’s launch of its own stablecoin, KlarnaUSD, in November 2025.
The goal of the latest partnership is to make it much easier for millions of people to store, send and transact digital assets using Klarna’s financial ecosystem. The collaboration will involve joint research and development of innovative products. Privy’s technology already powers more than 100 million accounts and supports major crypto platforms, giving Klarna access to scalable infrastructure. It is expected to leverage its existing user base to bring crypto into mainstream financial life. Final products and features will still need regulatory approvals before launch.
This move signals fintech firms pushing crypto beyond niche trading and into everyday finance. Instead of catering only to early adopters, Klarna is working to make digital assets feel as intuitive as traditional payments and savings tools. With hundreds of millions of crypto holders globally and millions transacting monthly, accessible wallets could significantly broaden adoption.
For Klarna, adding crypto wallet capabilities could open new revenue streams and deepen customer engagement. By embedding crypto features into its platform, Klarna can differentiate itself from competitors and tap into the growing digital asset economy, potentially enhancing long-term growth. However, execution and regulatory compliance will be key to realizing these benefits.
How Are Peers Placed?
Among Klarna’s peers, PayPal Holdings, Inc. PYPL has already incorporated stablecoins into its operations to stay competitive in the evolving digital payment landscape. It has launched its own stablecoin, PYUSD or PayPal USD, built on the Ethereum blockchain, enabling users to buy, sell and transfer the token directly within its platform and on some external wallets.
Payments giant Visa Inc. V is investing handsomely in stablecoin infrastructure and running pilots for fast adoption. Last month, a pilot program was introduced, allowing instant payouts in USD-backed stablecoins through its Visa Direct platform. It will enable creators and gig workers to receive their earnings in digital currency directly to their crypto wallets.
Klarna’s Price Performance, Valuation and Estimates
Shares of Klarna have declined 6.6% over the past month, underperforming the broader industry’s 2.3% fall.
Image Source: Zacks Investment Research
From a valuation standpoint, Klarna trades at a forward price-to-earnings ratio of 72.59X, higher than the industry average of 20X. Klarna carries a Value Score of D.
The Zacks Consensus Estimate for Klarna’s 2025 bottom line is pegged at a loss of 57 cents per share, followed by 188.5% improvement next year.
Image Source: Zacks Investment Research
The stock currently carries a Zacks Rank #2 (Buy). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
Zacks' Research Chief Picks Stock Most Likely to "At Least Double"
Our experts have revealed their Top 5 recommendations with money-doubling potential – and Director of Research Sheraz Mian believes one is superior to the others. Of course, all our picks aren’t winners but this one could far surpass earlier recommendations like Hims & Hers Health, which shot up +209%.
See Our Top Stock to Double (Plus 4 Runners Up) >>
Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
PayPal Holdings, Inc. (PYPL) : Free Stock Analysis Report
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Indicator	TTM Median
P/E	36.71 14.02
Price/Sales	19.30 2.07
P/B	16.67 1.18
P/FCF	34.02 10.54

Indicator	TTM Median
ROE	52.65 10.07
ROA	21.39 1.13
ROI	35.58 6.59
Net Worth	734.62 1.00
Quick Ratio	0.00 1.41
Current Ratio	1.12 0.97

Indicator	TTM Median
Net Profit Margin	52.16 16.08
Operating Margin	62.21 22.26
Gross Margin	100.00 69.08
Return on tangible equity	0.00 12.18

Indicator	TTM Median
EPS	2.76 0.60
EPS Forecast	2.68 0.62
Revenue	10.17B 85.00M
Gross Profit	10.17B —
EBITDA	6.49B —

Visa Inc.

TTM metrics for the latest quarter under IFRS and their historical dynamics

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Revenue