The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United States and internationally. The company operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products. This segment operates through select accounts, which serve small businesses; commercial accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and other that serve large and mid-sized customers, commercial trucking industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, and program managers. The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty coverages and related risk management services through independent agencies and brokers. The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners' insurance to individuals through independent agencies and brokers. The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.

The Travelers Companies, Inc.

The S&P 500 Index ($SPX) (SPY) on Friday closed up +0.19%, the Dow Jones Industrials Index ($DOWI) (DIA) closed up +0.66%, and the Nasdaq 100 Index ($IUXX) (QQQ) closed down -0.17%. March E-mini S&P futures (ESH26) rose +0.17%, and March E-mini Nasdaq futures (NQH26) fell -0.19%.
Stock indexes settled mixed on Friday. The S&P 500 and Dow Jones Industrial Average recovered from 2-week lows and finished higher, driven by strength in chipmakers and AI-infrastructure stocks. However, stock gains were limited, and the Nasdaq 100 fell to a 2-week low amid weakness in megacap technology stocks. Also, weakness in cybersecurity stocks and insurance companies limited gains in the broader market. In addition, higher bond yields were a negative factor for stocks, as the 10-year T-note yield climbed to a 1.5-week high of 4.19% on Friday.
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Strength in European stocks on Friday provided carryover support to US equity markets after the Euro Stoxx 50 rallied to a new record high.
The US Dec S&P manufacturing PMI was kept unrevised at 51.8, right on expectations.
The markets are discounting the odds at 15% for a -25 bp rate cut at the FOMC’s next meeting on January 27-28.
Overseas stock markets settled higher on Friday. The Euro Stoxx 50 rallied to a new all-time high and closed up by +1.02%. China’s Shanghai Composite and Japan’s Nikkei Stock 225 are closed today for the New Year’s Day holidays.
Interest Rates
March 10-year T-notes (ZNH6) on Friday closed down -7.5 ticks. The 10-year T-note yield rose +2.0 bp to 4.187%. Mar T-notes fell to a 1.5-week low on Friday, and the 10-year T-note yield rose to a 1.5-week high of 4.195%. T-notes fell on Friday as inflation expectations rose, as the 10-year breakeven inflation rate climbed to a 2.5-week high of 2.264%. Also, negative carryover from a slide in 10-year European government bond prices to 1.5-week lows on Friday weighed on T-notes.
European government bond yields moved higher on Friday. The 10-year German bund yield rose to a 1.5-week high of 2.910% and finished up +4.5 bp to 2.900%. The 10-year UK gilt climbed to a 1.5-week high of 4.537% and finished up +5.8 bp on that high.
The Eurozone Dec S&P manufacturing PMI was revised downward by -0.4 to 48.4 from the previously reported 49.2.
The Eurozone Nov M3 money supply rose +3.0% y/y, stronger than expectations of +2.7% y/y and the highest in four months.
The UK Dec S&P manufacturing PMI was revised downward by -0.6 to 50.6 from the previously reported 51.2.
Swaps are discounting a 1% chance of a +25 bp rate hike by the ECB at its next policy meeting on February 5.
US Stock Movers
Chip makers and AI-infrastructure stocks moved higher on Friday to support gains in the overall market. Sandisk (SNDK) closed up more than +15% to lead gainers in the S&P 500, and Micron Technology (MU) closed up more than +10% to lead gainers in the Nasdaq 100. Also, ASML Holding NV (ASML) closed up more than +8% after Alethia Capital double-upgraded the stock to buy from sell with a price target of $1,500. In addition, Lam Research (LRCX) closed up more than +8%, and Intel (INTC) closed up more than +6%. Finally, Marvell Technology (MRVL) closed up more than +5%, and Western Digital (WDC), ARM Holdings Plc (ARM), Applied Materials (AMAT), KLA Corp (KLAC), Advanced Micro Devices (AMD), and Seagate Technology Holdings (STX) closed up more than +4%.
Cryptocurrency-exposed stocks rallied on Friday as Bitcoin (^BTCUSD) rose more than +1%. Riot Platforms (RIOT) closed up more than +11%, and Mara Holdings (MARA) and Galaxy Digital Holdings (GLXY) closed up more than +10%. Also, Coinbase Global (COIN) closed up more than +4%, and Strategy (MSTR) closed up more than +3%.
The Magnificent Seven stocks gave up early gains on Friday and turned lower, weighing on the broader market. Tesla (TSLA) closed down more than -2% after reporting Q4 vehicle deliveries of 418,227, weaker than the consensus of 440,907. Also, Microsoft (MSFT) closed down more than -2%, and Amazon.com (AMZN) and Meta Platforms (META) closed down more than -1%. In addition, Apple (AAPL) closed down -0.34%. However, Nvidia (NVDA) bucked the trend and closed up more than +1%, and Alphabet (GOOGL) closed up +0.69%.
Cybersecurity stocks fell on Friday, weighing on the Nasdaq 100. Atlassian (TEAM) closed down more than -4%, and CrowdStrike Holdings (CRWD) closed down more than -3%. Also, Palo Alto Networks (PANW) closed down more than -2%, and Zscaler (ZS) and Fortinet (FTNT) closed down more than -1%.
Insurance stocks were under pressure on Friday. Progressive (PGR) closed down more than -6%, and Erie Indemnity (ERIE) closed down more than -3%. Also, Allstate (ALL) closed down more than -2%, and American International Group (AIG) and Travelers (TRV) closed down more than -1%.
Sable Offshore (SOC) closed up more than +30% after a federal appeals court said the company can restart its California pipeline and can begin pumping oil from its three platforms off the coast of Santa Barbara, California.
RH (RH) closed up more than +8%, and Wayfair (W) closed up more than +6% after President Trump delayed tariff increases on upholstered furniture until next year.
Vertiv Holdings (VRT) closed up more than +8% after Barclays upgraded the stock to overweight from equal weight with a price target of $200.
Earnings Reports(1/5/2026)
None.
On the date of publication, Rich Asplund did not have (either directly or indirectly) positions in any of the securities mentioned in this article. All information and data in this article is solely for informational purposes. For more information please view the Barchart Disclosure Policy here.
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The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Stocks Settle Mixed on Strength in Chip Makers and Weakness in Megacap Tech

The S&P 500 Index ($SPX) (SPY) today is down -0.05%, the Dow Jones Industrials Index ($DOWI) (DIA) is up +0.23%, and the Nasdaq 100 Index ($IUXX) (QQQ) is down -0.28%. March E-mini S&P futures (ESH26) are down -0.04%, and March E-mini Nasdaq futures (NQH26) are down -0.28%.
Stock indexes gave up early gains today and turned lower on weakness in megacap technology stocks. Higher bond yields are a negative factor for stocks as the 10-year T-note yield climbed to a 1.5-week high today at 4.19%. In addition, weakness in insurance stocks is a drag on the overall market.
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The strength in chip makers, megacap technology stocks, and AI-infrastructure companies is a supportive factor for stocks. Also, strength in European stocks today is providing carryover support to US equity markets after the Euro Stoxx 50 rallied to a new record high.
The US Dec S&P manufacturing PMI was kept unrevised at 51.8, right on expectations.
The markets are discounting the odds at 15% for a -25 bp rate cut at the FOMC’s next meeting on January 27-28.
Overseas stock markets are higher today. The Euro Stoxx 50 rallied to a new all-time high and is up by +0.77%. China’s Shanghai Composite and Japan’s Nikkei Stock 225 are closed today for the New Year’s Day holidays.
Interest Rates
March 10-year T-notes (ZNH6) are down -4 ticks. The 10-year T-note yield is up +2.6 bp to 4.181%. Mar T-notes fell to a 1.5-week low today, and the 10-year T-note yield rose to a 1.5-week high of 4.191%. T-notes are modestly lower today as stock market strength has reduced safe-haven demand for government debt securities. Also, rising inflation expectations are weighing on T-notes as the 10-year breakeven inflation rate rose to a 2.5-week high today at 2.262%.
European government bond yields are moving higher today. The 10-year German bund yield rose to a 1.5-week high of 2.910% and is up +3.6 bp to 2.890%. The 10-year UK gilt climbed to a 1.5-week high of 4.530% and is up +4.3 bp to 4.521%.
The Eurozone Dec S&P manufacturing PMI was revised downward by -0.4 to 48.4 from the previously reported 49.2.
The Eurozone Nov M3 money supply rose +3.0% y/y, stronger than expectations of +2.7% y/y and the highest in four months.
The UK Dec S&P manufacturing PMI was revised downward by -0.6 to 50.6 from the previously reported 51.2.
Swaps are discounting a 1% chance of a +25 bp rate hike by the ECB at its next policy meeting on February 5.
US Stock Movers
The Magnificent Seven stocks gave up early gains today and turned lower, weighing on the broader market. Microsoft (MSFT), Amazon.com (AMZN), and Meta Platforms (META) are down more than -2%. Also, Tesla (TSLA) is down more than -1% after reporting Q4 vehicle deliveries of 418,227, weaker than the consensus of 440,907. In addition, Alphabet (GOOGL) is down -0.60% and Apple (AAPL) is down -0.50%.
Chip makers and AI-infrastructure stocks are moving higher today to lead the overall market higher. Sandisk (SNDK) is up more than +12% to lead gainers in the S&P 500, and ASML Holding NV (ASML) is up more than +8% to lead gainers in the Nasdaq 100 after Alethia Capital double-upgraded the stock to buy from sell with a price target of $1,500. Also, Micron Technology (MU) is up more than +7%, and Lam Research (LRCX), Western Digital (WDC), and Intel (INTC) are up more than +6%. In addition, ARM Holdings Plc (ARM) is up more than +5%, and Applied Materials (AMAT), KLA Corp (KLAC), Advanced Micro Devices (AMD), Marvell Technology (MRVL), and Seagate Technology Holdings (STX) are up more than +4%. Finally, Broadcom (AVGO) is up more than +3%.
Cryptocurrency-exposed stocks are climbing today with Bitcoin (^BTCUSD) up more than +1%. Riot Platforms (RIOT) is up more than +9% and Mara Holdings (MARA) is up more than +8%. Also, Galaxy Digital Holdings (GLXY) is up more than +7% and Strategy (MSTR) and Coinbase Global (COIN) are up more than +2%.
Insurance stocks are under pressure today. Progressive (PGR) is down more than -7% to lead losers in the S&P 500. Also, Erie Indemnity (ERIE) is down more than -3%, and Allstate (ALL), American International Group (AIG), Hartford International Group (HIG), and Travelers (TRV) are down more than -1%.
Sable Offshore (SOC) is up more than +17% after a federal appeals court said the company can restart its California pipeline and can begin pumping oil from its three platforms off the coast of Santa Barbara, California.
RH (RH) is up more than +6%, and Wayfair (W) is up more than +5% after President Trump delayed tariff increases on upholstered furniture until next year.
Vertiv Holdings (VRT) is up more than +8% after Barclays upgraded the stock to overweight from equal weight with a price target of $200.
Earnings Reports(1/2/2026)
Lifecore Biomedical (LFCR).
On the date of publication, Rich Asplund did not have (either directly or indirectly) positions in any of the securities mentioned in this article. All information and data in this article is solely for informational purposes. For more information please view the Barchart Disclosure Policy here.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Stocks Give Up Early Gains as Megacap Tech Shares Fall

Shares of Assurant, Inc. AIZ closed at $240.85 on Wednesday, near its 52-week high of $243.76. This proximity underscores investor confidence. It has the ingredients for further price appreciation.
The stock is trading above the 50-day and 200-day simple moving averages (SMA) of $225.33 and $207.85, respectively, indicating solid upward momentum. The SMA is a widely used technical analysis tool to predict future price trends by analyzing historical price data.
Earnings of Assurant grew 16.6% in the last five years, better than the industry average of 10.2%. Assurant has a solid history. The insurer has a solid track record of beating earnings estimates in each of the last four quarters, with an average being 22.74%.
Image Source: Zacks Investment Research
AIZ’s Attractive Valuation
Assurant shares are trading at a discount compared with the Zacks Multi-line Insurance industry. Its forward price-to-book value of 2.11X is lower than the industry average of 2.71X, the Finance sector’s 4.3X and the Zacks S&P 500 Composite’s 8.5X. The insurer has a Value Score of A.
Shares of The Travelers Companies, Inc. TRV and Cincinnati Financial Corporation CINF are trading at a multiple higher than the industry average, while NMI Holdings Inc NMIH shares are trading at a discount.
Image Source: Zacks Investment Research
AIZ Is an Outperformer
Shares of Assurant have risen 24.5% in the last six-month period, outperforming the industry's growth of 3.6%. In the same time frame, the Finance sector and the Zacks S&P 500 Index have increased 5.9% and 11.8%, respectively.
Image Source: Zacks Investment Research
With a market capitalization of $12.15 billion, the average volume of shares traded in the last three months was 0.3 million.
AIZ’s Growth Projection Encourages
The Zacks Consensus Estimate for Assurant’s 2025 earnings per share (EPS) indicates a year-over-year increase of 17%. The consensus estimate for revenues is pegged at $12.80 billion, implying a year-over-year improvement of 7%.
The consensus estimate for 2026 EPS and revenues indicates an increase of 8.3% and 5.5%, respectively, from the corresponding 2025 estimates.
Optimistic Analyst Sentiment for AIZ
Two of the five analysts covering the stock have raised estimates for both 2025 and 2026 over the past 30 days. Thus, the Zacks Consensus Estimate for 2025 and 2026 earnings has moved north 0.4% and 0.3%, respectively, over the past 30 days.
Average Target Price for AIZ Suggests Upside
Based on short-term price targets offered by six analysts, the Zacks average price target is $255.67 per share. The average suggests a potential 5.5% upside from the last closing price.
Image Source: Zacks Investment Research
Assurant’s Favorable Return on Capital
Return on equity in the trailing 12 months was 18.6%, better than the industry average of 15%. This highlights the company’s efficiency in utilizing shareholders’ funds.
Also, the return on invested capital (ROIC) has been increasing over the last few quarters as the company raised its capital investment over the same time frame, reflecting AIZ’s efficiency in utilizing funds to generate income. ROIC in the trailing 12 months was 12.2%, better than the industry average of 2%.
Key Points to Note for AIZ
Assurant’s focus on growing fee-based, capital-light businesses, which account for 52% of segmental revenues, bodes well for growth. Management estimates that the contribution from the same will continue to grow in double digits over the long term.
Within Connected Living, AIZ continues to support long-term growth through the development of innovative offerings for partners. U.S. Connected Living is poised for solid growth, particularly within the mobile protection business, riding on innovative offerings, customer experience expertise and improved relationships with mobile carriers and cable operators.
Homeowners’ top-line growth, more favorable loss experience from prior-period development on claims, growth in policies in-force and higher average premiums within lender-placed, as well as growth across various specialty products, should drive better results at Global Housing. For 2025, AIZ expects Global Housing adjusted EBITDA, excluding reportable catastrophes, to deliver strong growth.
Global Lifestyle growth is expected to be driven by Connected Living, supported by growth in global mobile device protection and a new financial services program, along with inorganic and organic growth strategies. For 2025, Global Lifestyle adjusted EBITDA is projected to increase from growth in Connected Living and Global Automotive.
The insurer remains focused on ramping up the Connected Living platform, deploying innovative products and services, and adding new partnerships. These initiatives are expected to double the margins of Connected Living to 8% over the long term.
Wealth Distribution
Assurant has a solid capital management policy. It expects to deploy capital to fund investments, mergers and acquisitions. In November 2024, the board approved a dividend hike of 11%, which is the 20th consecutive year of increase. As of Sept. 30, 2025, $168.3 million in aggregate cost at purchase remained unused under the repurchase authorization.
For 2025, AIZ expects to return $300 million to shareholders through share repurchases, at the top end of the $200 million to $300 million anticipated range from the beginning of the year. For the fourth quarter of 2025, AIZ expects a higher level of segment dividends given the business's ability to generate meaningful cash flows.
Final Take on AIZ
Focus on capital-light businesses, Homeowners growth and Connected Living growth within the mobile protection business should favor Assurant’s results. Higher return on capital, favorable growth estimates and attractive valuations should continue to benefit the insurer over the long term.
Coupled with an impressive dividend history, solid growth projections, favorable ROE and optimistic analyst sentiment, the time appears right for potential investors to bet on this Zacks Rank #2 (Buy) insurer. You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
Assurant also has a VGM Score of A. Stocks with a favorable VGM Score are those with the most attractive value, best growth and most promising momentum compared with peers. Its impressive dividend history as well as attractive valuations are other positives. Back-tested results show that stocks with a VGM Score of A or B, when combined with a Zacks Rank #1 or 2, offer the best opportunities in the value investing space.
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AIZ Near 52-Week High: Time to Buy the Stock for Solid Returns?

The S&P 500 Index ($SPX) (SPY) today is up +0.62%, the Dow Jones Industrials Index ($DOWI) (DIA) is up +0.10%, and the Nasdaq 100 Index ($IUXX) (QQQ) is up +1.16%. March E-mini S&P futures (ESH26) are up +0.59%, and March E-mini Nasdaq futures (NQH26) are up +1.14%.
Stock indexes are moving higher today, led by strength in chip makers, megacap technology stocks, and AI-infrastructure companies. Also, strength in European stocks today is providing carryover support to US equity markets after the Euro Stoxx 50 rallied to a new record high.
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Higher bond yields are a negative factor for stocks as the 10-year T-note yield climbed to a 1.5-week high today at 4.19%.
The US Dec S&P manufacturing PMI was kept unrevised at 51.8, right on expectations.
The markets are discounting the odds at 15% for a -25 bp rate cut at the FOMC’s next meeting on January 27-28.
Overseas stock markets are higher today. The Euro Stoxx 50 rallied to a new all-time high and is up by +0.99%. China’s Shanghai Composite and Japan’s Nikkei Stock 225 are closed today for the New Year’s Day holidays.
Interest Rates
March 10-year T-notes (ZNH6) are down -2 ticks. The 10-year T-note yield is up +0.8 bp to 4.163%. Mar T-notes fell to a 1.5-week low today, and the 10-year T-note yield rose to a 1.5-week high of 4.191%. T-notes are modestly lower today as stock market strength has reduced safe-haven demand for government debt securities. Also, rising inflation expectations are weighing on T-notes as the 10-year breakeven inflation rate rose to a 2.5-week high today at 2.259%.
European government bond yields are moving higher today. The 10-year German bund yield rose to a 1.5-week high of 2.910% and is up +3.0 bp to 2.885%. The 10-year UK gilt climbed to a 1.5-week high of 4.530% and is up +3.2 bp to 4.511%.
The Eurozone Dec S&P manufacturing PMI was revised downward by -0.4 to 48.4 from the previously reported 49.2.
The Eurozone Nov M3 money supply rose +3.0% y/y, stronger than expectations of +2.7% y/y and the highest in four months.
The UK Dec S&P manufacturing PMI was revised downward by -0.6 to 50.6 from the previously reported 51.2.
Swaps are discounting a 1% chance of a +25 bp rate hike by the ECB at its next policy meeting on February 5.
US Stock Movers
Chip makers and AI-infrastructure stocks are moving higher today to lead the overall market higher. Sandisk (SNDK) is up more than +8% to lead gainers in the S&P 500, and ASML Holding NV (ASML) is up more than +7% to lead gainers in the Nasdaq 100 after Alethia Capital double-upgraded the stock to buy from sell with a price target of $1,500. Also, Micron Technology (MU) is up more than +7%, and Lam Research (LRCX) is up more than +6%. In addition, Applied Materials (AMAT), ARM Holdings Plc (ARM), KLA Corp (KLAC), Advanced Micro Devices (AMD), and Intel (INTC) are up more than +4%, and Western Digital (WDC), Marvell Technology (MRVL), Seagate Technology Holdings (STX), and Broadcom (AVGO) are up more than +3%.
The Magnificent Seven stocks are climbing today, helping lift the broader market. Nvidia (NVDA) and Alphabet (GOOGL) are up more than +2%, and Amazon.com (AMZN) and Apple (AAPL) are up more than +1%. Also, Tesla (TSLA) is up +0.31%. Bucking the trend, Microsoft (MSFT) is down -0.67% and Meta Platforms (META) is down -0.57%.
Insurance stocks are under pressure today. Progressive (PGR) is down more than -7% to lead losers in the S&P 500. Also, Erie Indemnity (ERIE) is down more than -2%, and Allstate (ALL), Hartford Insurance Group (HIG), Arthur J. Gallagher & Co. (AJG), and Travelers (TRV) are down more than -1%.
Sable Offshore (SOC) is up more than +18% after a federal appeals court said the company can restart its California pipeline and can begin pumping oil from its three platforms off the coast of Santa Barbara, California.
RH (RH) is up more than +7%, and Wayfair (W) is up more than +5% after President Trump delayed tariff increases on upholstered furniture until next year.
Vertiv Holdings (VRT) is up more than +7% after Barclays upgraded the stock to overweight from equal weight with a price target of $200.
Earnings Reports(1/2/2026)
Lifecore Biomedical (LFCR).
On the date of publication, Rich Asplund did not have (either directly or indirectly) positions in any of the securities mentioned in this article. All information and data in this article is solely for informational purposes. For more information please view the Barchart Disclosure Policy here.
More news from Barchart
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Stocks Climb on Strength in Chip Makers and AI-Infrastructure Companies

(RTTNews) - The Travelers Companies, Inc. (TRV) completed its sale of the personal insurance business and the majority of the commercial insurance business of Travelers Canada to Definity Financial (DFY.TO) for approximately $2.4 billion. Travelers expects to use approximately $0.7 billion of the net cash proceeds for additional share repurchases in 2026, while retaining the remainder to support ongoing operations and for general corporate purposes.
The company expects the transaction and resulting share repurchases to be slightly accretive to earnings per share in 2026 and each of the next several years.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Travelers Companies Completes Transaction With Definity Financial Related To Travelers Canada

Shares of Palomar Holdings, Inc. PLMR have gained 29.3% in the past year, outperforming its industry, the Finance sector and the Zacks S&P 500 composite’s growth of 8.7%, 17.2% and 16.8%, respectively.
Palomar Holdings has outperformed its peers, The Travelers Companies, Inc. TRV, W.R. Berkley Corporation WRB and AXIS Capital Holdings Limited AXS, which have risen 20.5%, 19.3% and 20.3%, respectively, in the past year.
Image Source: Zacks Investment Research
The insurer has a market capitalization of $3.64 billion. The average volume of shares traded in the last three months was 0.2 million.
Palomar Holdings beat earnings estimates in each of the past four quarters, with an average surprise of 17.65%.
PLMR Trading Above 50-Day and 200-Day Moving Averages
The stock is trading above the 50-day and 200-day simple moving averages (SMA) of $122.22 and $134.23, respectively, indicating solid upward momentum. SMA is a widely used technical analysis tool to predict future price trends by analyzing historical price data.
Image Source: Zacks Investment Research
PLMR’s Encouraging Growth Projection
The Zacks Consensus Estimate for Palomar Holdings’ 2025 earnings per share indicates a year-over-year increase of 51.2%. The consensus estimate for revenues is pegged at $835.13 million, implying a year-over-year improvement of 52%. The consensus estimate for 2026 earnings per share and revenues indicates an increase of 12% and 28.7%, respectively, from the corresponding 2025 estimates.
Optimist Analyst Sentiment on PLMR
Each of the five analysts covering the stock has raised estimates for 2025 and 2026 over the past 60 days. Thus, the Zacks Consensus Estimate for 2025 and 2026 earnings has moved up 5.6% and 2.5%, respectively, in the past 60 days.
Average Target Price for PLMR Suggests Upside
Based on short-term price targets offered by six analysts, the Zacks average price target is $156.17 per share. The average suggests a potential 13.7% upside from the last closing price.
Image Source: Zacks Investment Research
PLMR’s Return on Capital
Return on equity is a measure of profitability reflecting how efficiently the company is utilizing its shareholders’ equity. Return on equity of 24.2% compared favorably with the industry’s average of 8%.
Also, the return on invested capital in the trailing 12 months was 21%, better than the industry average of 6.1%, reflecting the company’s efficiency in utilizing funds to generate income.
Factors Driving PLMR
Palomar’s fee-based platform, PLMR-FRONT, is positioned to drive medium-term growth. The addition of this revenue stream is expected to strengthen its earnings foundation.
The increasing volume of policies across multiple business lines, strong retention rates, expansion into new geographic areas and distribution channels, and the formation of new partnerships are expected to drive premiums.
PLMR identifies Surety as an attractive, long-term growth opportunity. Like crop insurance, Surety is not correlated with the traditional property and casualty insurance cycle, offering diversification and stability.
Net investment income is expected to rise, supported by a high-quality fixed-income portfolio, higher average investment balances, and improved yields. This solid investment base is poised to generate strong returns.
Palomar Holdings’ risk transfer strategy reduces exposure to major catastrophic events, helping to stabilize earnings and improve its combined ratio.
Financially, the insurer maintains a strong capital position and a debt-free balance sheet. As part of its shareholder return initiatives, Palomar Holdings continues to execute share buybacks.
With these strengths in place, Palomar Holdings expects 2025 adjusted net income of $210 million to $215 million.
End Notes
Palomar Holdings is positioning itself as a key player in the crop insurance sector, with its growing emphasis on Surety signaling strong prospects for future expansion. The company’s diverse product suite, ongoing geographic growth, onboarding of new producers, strategic partnerships with other insurers, and implemented rate increases are all poised to fuel its momentum.
As a specialty insurer, PLMR leverages reinsurance to effectively mitigate risk exposure. This strategy enables the company to underwrite policies with sufficient coverage while managing potential losses, contributing to a stable and resilient business model. Coupled with the solid growth projections, strong fundamentals and favorable return on capital, as well as optimistic analyst sentiment, the time appears right for potential investors to bet on this Zacks Rank #2 (Buy) insurer. You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
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The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

PLMR Stock Outperforms Industry: What Should Investors Do Now?

Shares of Cincinnati Financial Corporation CINF have gained 13.4% in the last six-month period, outperforming its industry and the Finance sector’s growth of 2.7% and 9.5%, respectively. It, however, underperformed the Zacks S&P 500 composite’s return of 14.8% in the said time period.
Cincinnati Financial has outperformed its peers, The Travelers Companies, Inc. TRV and AXIS Capital Holdings Limited AXS, which have risen 11.6% and 5.4%, respectively, in the last six-month period. Meanwhile, shares of W.R. Berkley Corporation WRB have lost 2.3% in the same time frame.
Image Source: Zacks Investment Research
Shares of Cincinnati Financial closed at $165.87 on Wednesday, near its 52-week high of $169.86. This proximity underscores investor confidence. It has the ingredients for further price appreciation.
CINF Trading Above 50-Day and 200-Day Moving Averages
The stock is trading above the 50-day and 200-day simple moving averages (SMA) of $161.81 and $151.69, respectively, indicating solid upward momentum. SMA is a widely used technical analysis tool to predict future price trends by analyzing historical price data.
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CINF’s Growth Projection Encourages
The Zacks Consensus Estimate for Cincinnati Financial’s 2025 revenues is pegged at $11.19 billion, implying a year-over-year improvement of 12.5%.
The consensus estimate for 2026 earnings per share and revenues indicates an increase of 16.2% and 8.8%, respectively, from the corresponding 2025 estimates.
CINF beat earnings estimates in each of the last four quarters, with an average surprise of 52.36%. CINF has an impressive Growth Score of B. This style score helps analyze the growth prospects of a company.
Average Target Price for CINF Suggests Upside
Based on short-term price targets offered by six analysts, the Zacks average price target is $172.67 per share. The average suggests a potential 4.1% upside from the last closing price.
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CINF’s Higher Return on Capital
Return on equity in the trailing 12 months was 8.51%, better than the industry average of 8%. This highlights the company’s efficiency in utilizing shareholders’ funds.
Factors Acting in Favor of CINF
Prudent pricing, an agent-centric model, a higher level of insured exposures and disciplined expansion of Cincinnati Re should benefit premiums, the primary driver of an insurer’s top line. CINF boasts above-average industry premium growth.
The Excess and Surplus line has been performing well since its inception in 2008. This segment should continue to benefit from new business-written premiums, higher renewal-written premiums and higher average renewal estimated pricing. Technology and data are also used to identify new exposures in emerging businesses.
Improving interest income from fixed-maturity securities and a decrease in equity portfolio dividends in an improved rate environment should drive net investment income.
Notably, its free cash flow conversion has remained more than 150% over the last few quarters, reflecting its solid earnings.
CINF’s Wealth Distribution
In terms of capital management, Cincinnati Financial has returned capital to its shareholders through share buybacks, regular cash dividends, and special dividends. The board of directors had increased the annual cash dividend rate for 65 consecutive years. Its dividend yield of 2.1% is better than the industry average of 0.2%, making the stock an attractive pick for yield-seeking investors. The dividend increases reflected strong operating performance and signaled management and the board's positive outlook and confidence in outstanding capital, liquidity and financial flexibility.
End Notes
Higher level of insured exposure, rate increases, agent-focused business models, consistent cash flow and prudent capital deployment make Cincinnati Financial a strong contender for being in one’s portfolio.
Cincinnati Financial has a VGM Score of A. VGM Score helps identify stocks with the most attractive value, best growth and the most promising momentum.
Higher return on capital, favorable growth estimates, as well as impressive dividend history, should continue to benefit Cincinnati Financial over the long term. The stock currently carries a Zacks Rank #3 (Hold). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
Zacks Naming Top 10 Stocks for 2026
Want to be tipped off early to our 10 top picks for the entirety of 2026? History suggests their performance could be sensational.
From 2012 (when our Director of Research Sheraz Mian assumed responsibility for the portfolio) through November, 2025, the Zacks Top 10 Stocks gained +2,530.8%, more than QUADRUPLING the S&P 500’s +570.3%.
Now Sheraz is combing through 4,400 companies to handpick the best 10 tickers to buy and hold in 2026. Don’t miss your chance to get in on these stocks when they’re released on January 5.
Be First to New Top 10 Stocks >>
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The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

CINF Outperforms Industry, Trades Near 52-Week High: Time to Hold?

Looking today at week-over-week shares outstanding changes among the universe of ETFs covered at ETF Channel, one standout is the Dimensional US Core Equity 2 ETF (Symbol: DFAC) where we have detected an approximate $264.0 million dollar outflow -- that's a 0.6% decrease week over week (from 1,018,400,000 to 1,011,800,000). Among the largest underlying components of DFAC, in trading today Royal Caribbean Group (Symbol: RCL) is up about 0.5%, ConocoPhillips (Symbol: COP) is trading flat, and Travelers Companies Inc (Symbol: TRV) is up by about 0.6%. For a complete list of holdings, visit the DFAC Holdings page » The chart below shows the one year price performance of DFAC, versus its 200 day moving average:
Looking at the chart above, DFAC's low point in its 52 week range is $28.3901 per share, with $40.2081 as the 52 week high point — that compares with a last trade of $40.07. Comparing the most recent share price to the 200 day moving average can also be a useful technical analysis technique -- learn more about the 200 day moving average ».
Exchange traded funds (ETFs) trade just like stocks, but instead of ''shares'' investors are actually buying and selling ''units''. These ''units'' can be traded back and forth just like stocks, but can also be created or destroyed to accommodate investor demand. Each week we monitor the week-over-week change in shares outstanding data, to keep a lookout for those ETFs experiencing notable inflows (many new units created) or outflows (many old units destroyed). Creation of new units will mean the underlying holdings of the ETF need to be purchased, while destruction of units involves selling underlying holdings, so large flows can also impact the individual components held within ETFs.
Also see:
ALOT Split History
ETFs Holding LVNTA
PLCE Average Annual Return
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Notable ETF Outflow Detected - DFAC, RCL, COP, TRV

Here at Zacks, we focus on our proven ranking system, which places an emphasis on earnings estimates and estimate revisions, to find winning stocks. But we also understand that investors develop their own strategies, so we are constantly looking at the latest trends in value, growth, and momentum to find strong companies for our readers.
Considering these trends, value investing is clearly one of the most preferred ways to find strong stocks in any type of market. Value investors use tried-and-true metrics and fundamental analysis to find companies that they believe are undervalued at their current share price levels.
Zacks has developed the innovative Style Scores system to highlight stocks with specific traits. For example, value investors will be interested in stocks with great grades in the "Value" category. When paired with a high Zacks Rank, "A" grades in the Value category are among the strongest value stocks on the market today.
One company to watch right now is The Travelers Companies (TRV). TRV is currently sporting a Zacks Rank of #2 (Buy) and an A for Value. The stock is trading with a P/E ratio of 11.52, which compares to its industry's average of 27.25. Over the past year, TRV's Forward P/E has been as high as 17.36 and as low as 10.68, with a median of 11.96.
We also note that TRV holds a PEG ratio of 1.03. This metric is used similarly to the famous P/E ratio, but the PEG ratio also takes into account the stock's expected earnings growth rate. TRV's industry has an average PEG of 2.75 right now. Within the past year, TRV's PEG has been as high as 1.71 and as low as 0.98, with a median of 1.08.
Finally, investors should note that TRV has a P/CF ratio of 4.51. This figure highlights a company's operating cash flow and can be used to find firms that are undervalued when considering their impressive cash outlook. TRV's P/CF compares to its industry's average P/CF of 7.89. TRV's P/CF has been as high as 5.35 and as low as 4.24, with a median of 4.82, all within the past year.
These are just a handful of the figures considered in The Travelers Companies's great Value grade. Still, they help show that the stock is likely being undervalued at the moment. Add this to the strength of its earnings outlook, and we can clearly see that TRV is an impressive value stock right now.
Research Chief Names "Single Best Pick to Double"
From thousands of stocks, 5 Zacks experts each have chosen their favorite to skyrocket +100% or more in months to come. From those 5, Director of Research Sheraz Mian hand-picks one to have the most explosive upside of all.
This company targets millennial and Gen Z audiences, generating nearly $1 billion in revenue last quarter alone. A recent pullback makes now an ideal time to jump aboard. Of course, all our elite picks aren’t winners but this one could far surpass earlier Zacks’ Stocks Set to Double like Nano-X Imaging which shot up +129.6% in little more than 9 months.
Free: See Our Top Stock And 4 Runners Up
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The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Are Investors Undervaluing The Travelers Companies (TRV) Right Now?

As we move closer to wrapping up 2025, we are all hoping for a prosperous 2026, which, in turn, will be reflected in our investment portfolio. Despite an active catastrophe environment and three rate cuts, the insurance industry has gained 7.9% this year to date, thanks to better pricing, exposure growth and accelerated digitalization.
Driven by their strength, insurers like Travelers Companies TRV, Axis Capital Holdings AXS, Jackson Financial JXN, Lincoln National LNC and Globe Life GL have not only crushed the market this year but are expected to retain the bull run next year too. Adding them to your portfolio will be a smart move to secure your investments and enjoy strong returns.
What is Helping Insurers?
Strong underwriting, reinsurance strategies and favorable reserve development enabled non-life insurers to deliver solid results despite an above-average hurricane season.
Globally, commercial insurance pricing has softened, reflecting heightened competition. Even amid softer pricing, industry profitability has improved. With no major loss events recorded so far in the fourth quarter, underwriting performance should improve.
Macroeconomic conditions remain favorable. The Federal Reserve projects 1.7% growth in 2025, with unemployment averaging 4.5%. As inflation trends closer to the Fed’s 2% target, interest rates were cut three times during the year. While lower rates may moderate investment income—particularly for long-duration liabilities—diversified portfolios should help cushion the impact.
In life insurance, growing consumer awareness continues to support demand. LIMRA expects the momentum to persist, driven by strong sales of accumulation products, broader adoption of simplified offerings and a healthy final-expense market.
At the same time, accelerated digital transformation is improving efficiency, lowering costs and enhancing customer engagement. Insurers’ operational expertise and strong balance sheets continue to support stable shareholder returns through consistent dividend growth and occasional special payouts.
Can These Stocks Show Resilience in 2026?
According to the Federal Reserve’s December Economic Projections, GDP growth in 2026 is expected to reach 2.3%, while the unemployment rate is forecast to improve to 4.4%. This continued economic expansion positions the insurance industry favorably for growth. At the December FOMC meeting, Fed officials also indicated one rate in 2026.
While rate cuts can be a modest headwind for insurers, investment income is expected to remain resilient, supported by diversified portfolios, increasing allocations to private market investments, and portfolios weighted toward fixed-income securities with staggered maturities.
Industry growth prospects remain constructive. A ReporterLinker report estimates global life insurance gross written premiums to reach $2.5 trillion by 2026. Deloitte notes growth in advanced markets is expected to stay muted, while emerging markets are likely to expand at a faster pace, benefiting from low insurance penetration and a growing middle-class population.
Despite ongoing pricing softness, the Swiss Re Institute expects global insurance premiums to rise 3% in 2026.
Insurers are actively streamlining operations, pursuing diversification and investing in technology to enhance resilience.
5 Insurance Stocks for Better Returns
With the help of the Zacks Stock Screener, we have selected five insurance stocks that have rallied this year and are poised to retain the momentum next year. These stocks have outpaced the industry.
The Travelers Companies, one of the leading writers of auto and homeowners’ insurance plus commercial U.S. property-casualty insurance, is poised to grow on strong renewal rate change, retention and increased new businesses, supported by a compelling portfolio and a solid capital position.
Travelers has a strong balance sheet with ample liquidity and a decent debt-to-total capital ratio. This Zacks Rank #1 (Strong Buy) insurer has raised dividends for 21 consecutive years with a compound annual growth rate of 8% over that period. Its current dividend yield of 1.7% is better than the industry average of 0.3%. You can see the complete list of today’s Zacks #1 Rank stocks here.
The Zacks Consensus Estimate for TRV’s 2026 earnings per share is pegged at $26.40 on $50.5 billion revenues. Shares have gained 18.8% year to date.
AXIS Capital Holdings is a global specialty underwriter. The insurer targets higher-margin, less commoditized segments of the insurance market. This focus allows the company to leverage underwriting expertise, maintain pricing discipline and build strong client relationships in niche areas with lower competitive intensity. As a result, Axis enhances its profitability and resilience across market cycles.
Its balance sheet shows a strong financial foundation. It exited the third quarter with cash and cash equivalents of $825.9 million and debt was $1.3 billion at quarter-end. Its debt-to-equity ratio sits at 0.3%.
The company approved 18 consecutive dividend raises and boasts one of the highest dividend yields among its peers. The consensus estimate for AXS’ 2026 earnings per share is pegged at $12.66 on $6.8 billion in revenues. Shares of this Zacks Rank #2 (Buy) insurer have gained 15.8% year to date.
Jackson Financial provides a suite of annuities to retail investors in the United States. Retail Annuity sales are poised to grow on diversified product sales and growing distribution. This Zacks Rank #1 insurer is poised to grow on the success of RILA, coupled with growth in fixed annuities and institutional sales. It also boasts a high-quality, diversified investment portfolio.
JXN targets an 11%-27% increase in capital return to shareholders in 2025. It intends to deploy $700-$800 million through share buybacks and dividend increases. Its dividend yield is 3%.
Its balance sheet strength is underscored by a cash and invested balance of $72.3 billion against a long-term debt of $2 billion. Its debt to equity sits good at 0.5%.
The consensus estimate for JXN’s 2026 earnings per share is pegged at $23.85 on $7.8 billion in revenues. Shares have gained 18% year to date.
Lincoln National is a diversified life insurance and investment management company. A fast-recovering Group Protection business, a strong fixed annuity business and positive flows in the Retirement Plan Services, coupled with pricing discipline and product introductions, should favor this Zacks Rank #2 insurer.
Its quarterly dividend of 45 cents per share, resulting in a dividend yield of 4%, comfortably surpassed the industry average of 3%.
The balance sheet also shows strength. It exited the third quarter with cash and invested cash of $10.7 billion while long-term debt amounted to $5.8 billion. Its debt-to-equity ratio stands at a good 0.6.
The consensus estimate for LNC’s 2026 earnings per share is pegged at $8.03 on $19.5 billion in revenues. Shares have rallied 39.5% year to date.
Globe Life’s niche market focus, expansion initiatives to capture heavily populated and less penetrated areas, solid distribution channels and operating fundamentals should drive long-term growth. Growth in average invested assets should drive investment income of this provider of individual life and supplemental health.
Backed by a sustained operational performance, Globe Life has maintained a strong liquidity position with sufficient cash generation capabilities. Its debt-to-equity ratio stands at a good 0.4.
Strong capital and liquidity position enable Globe Life to make dividend payouts. Shares of this Zacks Rank #3 (Hold) insurer have rallied 33% year to date. The consensus estimate for GL’s 2026 earnings per share is pegged at $15.04 on $6.3 billion in revenues.
Zacks Naming Top 10 Stocks for 2026
Want to be tipped off early to our 10 top picks for the entirety of 2026? History suggests their performance could be sensational.
From 2012 (when our Director of Research Sheraz Mian assumed responsibility for the portfolio) through November, 2025, the Zacks Top 10 Stocks gained +2,530.8%, more than QUADRUPLING the S&P 500’s +570.3%.
Now Sheraz is combing through 4,400 companies to handpick the best 10 tickers to buy and hold in 2026. Don’t miss your chance to get in on these stocks when they’re released on January 5.
Be First to New Top 10 Stocks >>
Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

The Travelers Companies, Inc.

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