PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, PayPal and Venmo branded credit products comprising its installment products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards. The company provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy names. The company was founded in 1998 and is headquartered in San Jose, California.

PayPal Holdings, Inc.

Сильный индекс, значительно упал. Оптимистичный взгляд на свои позиции резко сменился на неуверенность.

Strong index, significantly down. An optimistic view of his position suddenly changed to uncertainty.

Слабый индекс, значительно вырос. Рынок не поддерживает быков.

Weak index, significantly up. The market does not support the bulls.

Средний индекс, незначительно вырос. Приток средств в лонги остается положительным.

Medium index, slightly up. The inflow of funds into longs remains positive.

PayPal Holdings PYPL stock has plunged 8.6% in the past three months, weighed down by weaker guidance, macroeconomic uncertainty and heightened competition in the digital payments space.
Rivalry in the digital payments space remains intense, with payment giants Visa Inc. V and Mastercard Incorporated MA continuing to expand their capabilities and presence across digital commerce, posing a growing challenge to PayPal. Visa stock has gained 5.6%, while Mastercard stock has fallen 2% in three months.
Investors are now questioning whether PayPal’s struggles represent a deeper problem or an opportunity to buy into a long-term recovery story. Let’s delve deeper into this.
Image Source: Zacks Investment Research
Why Do PYPL Shares Fall?
Although PayPal’s online branded checkout total payment volume (TPV) growth improved in the first quarter of 2026, increasing 2% on a currency-neutral basis from the prior quarter, management expects growth to remain subdued. For full-year 2026, PayPal is guiding online branded checkout TPV growth to be slightly positive to low single digits, reflecting a cautious outlook despite early signs of stabilization in the business.
In the second quarter of 2026, the company expects low-single-digit revenue growth on a currency-neutral basis, a low single-digit or approximately 3% decline in TM$, a low single-digit or approximately 2% decline in TM$ excluding interest, and a decline of high single digits or approximately 9% in non-GAAP EPS. The company reiterated 2026 guidance, under which TM$ is expected to decline slightly. Non-GAAP EPS is expected range from a low-single-digit decline to slightly positive.
Macroeconomic headwinds and intense competition in the global payments industry make PYPL susceptible to volatility. Additionally, the nature of the business makes it vulnerable to foreign exchange fluctuations.
PayPal’s Strategic Partnership & Next-Gen Transformations
In May 2026, PayPal signed a multi-year partnership with the Seattle Seahawks to become the team’s Official Fan-to-Fan Payments and exclusive digital ticket payment processing partner. This marks PayPal’s first individual NFL club partnership. The partnership integrates PayPal into Ticketmaster for seamless season-ticket checkout and makes PayPal the presenting partner of the “Seahawks Gameday Experience Program”.
PayPal is expanding its AI-powered commerce initiatives through agentic commerce, enabling autonomous AI assistants to help consumers identify, evaluate and purchase products more efficiently. To strengthen this effort, the company has partnered with Microsoft through Copilot Checkout, OpenAI via ChatGPT and Perplexity through its Perplexity Pro platform, creating smarter, more secure and scalable shopping experiences for both merchants and customers.
PayPal is also making dollar-backed stablecoin, PayPal USD, available in 70 markets worldwide in the PayPal account. It enables users to send funds globally with faster settlement and lower cost than traditional payment methods.
PayPal’s Venmo Drives Growth
Venmo continues to strengthen its position as a leading digital payments platform among younger and digitally native consumers. As adoption of Venmo for everyday purchases increases, it is becoming a more meaningful contributor to PayPal’s overall revenue mix. In the first quarter of 2026, Venmo’s TPV grew 14% year over year, accelerating from the prior quarter and reaching a new record level. The performance marked the sixth straight quarter of double-digit TPV growth.
The platform also continues to expand its scale, with more than 100 million active accounts. In March 2026, Venmo announced its largest expansion since launch, enabling global peer-to-peer payments through PayPal’s network. Venmo users can now send and receive money with hundreds of millions of PayPal customers across 90 markets, significantly broadening the platform's international reach and addressable market.
PayPal Shares Trading Cheap
However, with the decline, PayPal shares are trading cheaply, as suggested by the Value Score of A. In terms of forward 12-month P/E, PYPL stock is trading at 7.48X compared with the Zacks Financial Transaction Services industry’s 16.72X.
The stock is also cheaper than competitors, including Visa and Mastercard. Shares of Visa and Mastercard are currently trading at P/E ratios of 22.32X and 23.21X, respectively.
Image Source: Zacks Investment Research
PYPL’s Estimate Revision Remains Unchanged
For full-year 2026, PayPal’s estimate revision remains unchanged. The Zacks Consensus Estimate for PYPL’s 2026 earnings per share is pegged at $5.30 over the past two months.
Image Source: Zacks Investment Research
How to Play the PYPL Stock?
PayPal's strategic partnerships, transformation initiatives and Venmo expansion provide solid grounds for optimism in its recovery path. The stock trades at a significant discount compared to its industry multiples and competitors such as Visa and Mastercard, presenting a compelling entry opportunity into this global payment leader.
However, short-term challenges like macroeconomic uncertainty and rising competition, along with weaker 2026 guidance, remain concerns. PYPL’s strong fundamentals and growth initiatives support patience. Therefore, it is better to wait before adding this stock to the portfolio, while long term investors who already have it, should hold.
PayPal currently carries a Zacks Rank #3 (Hold). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
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The AI revolution has already minted millionaires. But the stocks everyone knows about aren't likely to keep delivering the biggest profits. AI’s second wave is moving from infrastructure to implementation and these companies are at the forefront of this transition, positioned to become what Amazon and Google were to the internet era.
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PayPal Plunges 8.6% in 3 Months: Time to Buy, Sell or Hold the Stock?

Among the underlying components of the Russell 3000 index, we saw noteworthy options trading volume today in PayPal Holdings Inc (Symbol: PYPL), where a total of 80,049 contracts have traded so far, representing approximately 8.0 million underlying shares. That amounts to about 54.8% of PYPL's average daily trading volume over the past month of 14.6 million shares. Especially high volume was seen for the $70 strike call option expiring January 21, 2028, with 8,544 contracts trading so far today, representing approximately 854,400 underlying shares of PYPL. Below is a chart showing PYPL's trailing twelve month trading history, with the $70 strike highlighted in orange:
Applied Materials, Inc. (Symbol: AMAT) options are showing a volume of 47,532 contracts thus far today. That number of contracts represents approximately 4.8 million underlying shares, working out to a sizeable 54.5% of AMAT's average daily trading volume over the past month, of 8.7 million shares. Especially high volume was seen for the $380 strike put option expiring October 16, 2026, with 1,940 contracts trading so far today, representing approximately 194,000 underlying shares of AMAT. Below is a chart showing AMAT's trailing twelve month trading history, with the $380 strike highlighted in orange:
And Spotify Technology SA (Symbol: SPOT) saw options trading volume of 12,838 contracts, representing approximately 1.3 million underlying shares or approximately 54.3% of SPOT's average daily trading volume over the past month, of 2.4 million shares. Especially high volume was seen for the $600 strike call option expiring June 18, 2026, with 1,868 contracts trading so far today, representing approximately 186,800 underlying shares of SPOT. Below is a chart showing SPOT's trailing twelve month trading history, with the $600 strike highlighted in orange:
For the various different available expirations for PYPL options, AMAT options, or SPOT options, visit StockOptionsChannel.com.
Further PYPL Research:
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Notable Thursday Option Activity: PYPL, AMAT, SPOT

Mastercard Incorporated MA is expanding its push into AI-powered commerce with the launch of Agent Pay for Machines (AP4M), a payment service designed to support transactions executed by AI agents and machines. More than 30 industry participants are supporting the adoption of the platform. Designed for the emerging machine-to-machine economy, the service enables AI agents to securely execute automated transactions and interact with other services on behalf of businesses.
AP4M builds on Mastercard's Agent Pay program launched in 2025. The platform credentials AI agents through a new Verifiable Intent framework, enforces spending controls and authorization rules, and supports settlement through cards, bank accounts and stablecoins. To enhance transparency, human-granted permissions for AI agents will initially be recorded on the Polygon blockchain.
Mastercard envisions a future where AI agents buy and sell services on behalf of businesses, transacting continuously at machine speed. These agents could execute chains of transactions, including microtransactions worth fractions of a cent. AI agents are evolving beyond decision-support tools and can increasingly coordinate services and complete transactions automatically. As payments become more embedded and automated, infrastructure capable of handling large volumes of low-value transactions will become increasingly important.
The launch underscores Mastercard's efforts to prepare its network for growing automated payment activity. By enabling transactions across multiple payment rails, the company is positioning itself to capitalize on the increasing adoption of AI-powered commerce and machine-driven transactions. As AI-driven transactions increase, the platform could help Mastercard expand the reach of its network into new payment flows.
How Are Competitors Faring?
Some of MA’s competitors in the payments space like Visa Inc. V and PayPal Holdings, Inc. PYPL are also advancing their AI-commerce capabilities.
Visa recently expanded its Visa Intelligent Commerce initiative, enabling AI agents to securely shop and complete purchases on behalf of consumers using tokenized credentials, spending controls and authentication tools. Visa has also partnered with OpenAI to integrate Visa's payment capabilities into ChatGPT-powered shopping experiences.
PayPal launched Agentic Commerce Services, a suite of agent-enabled payment, catalog and order-management tools that enables AI agents to discover products, facilitate checkout and complete purchases across merchant networks. The offering is designed to help merchants participate in AI-driven shopping experiences while leveraging PayPal's payment infrastructure.
Mastercard’s Price Performance, Valuation & Estimates
Over the past year, MA’s shares have lost 17% compared with the industry’s decline of 26.7%.
Image Source: Zacks Investment Research
From a valuation standpoint, MA trades at a forward price-to-earnings ratio of 23.34, above the industry average of 15.91. MA carries a Value Score of D.
Image Source: Zacks Investment Research
The Zacks Consensus Estimate for Mastercard’s 2026 earnings implies 15.2% growth from the year-ago period’s level.
Image Source: Zacks Investment Research
Mastercard currently carries a Zacks Rank #3 (Hold). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
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PayPal Holdings, Inc. (PYPL) : Free Stock Analysis Report
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Can the Launch of AP4M Strengthen MA's Position in AI-Powered Commerce?

Visa Inc. V is reinforcing its position at the center of the evolving payments landscape through a series of artificial intelligence, stablecoin and tokenization initiatives unveiled at its Payments Forum 2026. It announced a strategic partnership with OpenAI to enable secure Visa payments within AI-powered commerce experiences. As AI agents increasingly assist consumers with purchasing decisions and transaction execution, V is working to ensure its network remains embedded in the next generation of commerce flows.
The OpenAI partnership strengthens Visa’s Intelligent Commerce platform by combining the company’s payment network, tokenization technology and security capabilities with OpenAI. It is designed to allow AI agents to initiate transactions while operating within user-defined controls such as spending limits, merchant restrictions and approval requirements. If adoption accelerates, the collaboration could create new transaction opportunities for V while reinforcing trust and security in AI-driven commerce.
V is also expanding the infrastructure supporting this emerging ecosystem. New offerings such as Agent Score, Agentic Directory and the Large Transaction Model are designed to improve merchant readiness, establish trusted participants and enhance fraud detection. It is also enriching its token technology with additional identity and behavioral signals, enabling smarter authorization decisions while reducing friction and false declines. These capabilities further differentiate Visa’s network as commerce becomes increasingly digital and automated.
Beyond AI, V continues to advance its stablecoin strategy through expanded settlement programs, tokenized deposits and stablecoin-linked card initiatives. By investing simultaneously in AI-driven commerce and next-generation settlement infrastructure, Visa appears to be widening its competitive moat and creating additional avenues for long-term transaction and revenue growth.
How Are Competitors Faring?
Some of V’s competitors in the fintech space include Mastercard Incorporated MA and PayPal Holdings, Inc. PYPL.
Mastercard recently expanded its Agent Pay strategy with the launch of Agent Pay for Machines, a platform designed for machine-to-machine and AI-agent payments. The solution enables autonomous agents to execute, authorize and settle transactions at machine speed, positioning Mastercard to support emerging AI-driven business models and automated commerce ecosystems.
PayPal is investing in agentic commerce through its Agentic Commerce Services, which includes Agent Ready and Store Sync. These capabilities allow AI-powered assistants to support product discovery and purchase decisions. The effort leverages PayPal's extensive merchant and wallet ecosystem, potentially creating new opportunities to drive payment volume and user engagement.
Visa’s Price Performance, Valuation & Estimates
Over the past year, shares of Visa have declined 13% compared with the industry’s 26.7% fall.
Image Source: Zacks Investment Research
From a valuation standpoint, V trades at a forward price-to-earnings ratio of 22.60, above the industry average of 15.91. V carries a Value Score of D.
Image Source: Zacks Investment Research
The Zacks Consensus Estimate for Visa’s fiscal 2026 earnings implies a 14.1% jump from the year-ago period.
Image Source: Zacks Investment Research
Visa stock currently carries a Zacks Rank #2 (Buy). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
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Will Visa's Latest Innovations Deepen Its Competitive Moat?

Visa Inc. V is expanding its role in the digital payments ecosystem through a new collaboration with OpenWay. The partnership is designed to help banks, processors and fintechs across the Asia Pacific introduce new payment offerings more efficiently by leveraging OpenWay’s Way4 platform. As financial institutions face increasing pressure to modernize customer experiences, the collaboration aims to reduce implementation complexity and speed up the rollout of innovative payment products.
The initiative allows selected Visa payment capabilities to be integrated more quickly into OpenWay’s Way4 platform through earlier alignment on product requirements and implementation frameworks. By streamlining deployment processes, the collaboration can help financial institutions shorten development cycles and bring new services to market faster.
Way4 serves as a unified platform supporting card issuance, digital wallets, merchant acquiring, real-time payments and other financial services. Its ability to operate across on-premise, cloud, SaaS and hybrid environments provides institutions with deployment flexibility while maintaining operational reliability. The platform’s broad functionality makes it a useful foundation for banks seeking to expand digital payment capabilities and adapt to evolving customer expectations.
For V, the collaboration strengthens its strategy of embedding its payment technologies deeper into the financial services ecosystem. The framework already supports initiatives such as Visa Flexible Credential and Visa Fleet 2.0, with additional Visa solutions expected to be added over time. While the announcement may not immediately impact financial results, it reinforces Visa’s long-term efforts to drive payment innovation and expand the reach of its network across global markets.
How Are Competitors Faring?
Some of V’s competitors in the payments space include Mastercard Incorporated MA and PayPal Holdings, Inc. PYPL.
Mastercard continues to expand its payment infrastructure through partnerships that connect banks, fintechs and merchants to its network. MA is investing heavily in open banking, real-time payments and cross-border capabilities, helping financial institutions launch digital payment solutions faster and reach customers more efficiently.
PayPal remains focused on broadening its payment ecosystem through wallet innovations, merchant services and seamless checkout solutions. PYPL is integrating new technologies and partnerships to support faster digital transactions, improve customer engagement and help businesses adapt to evolving payment preferences globally.
Visa’s Price Performance, Valuation & Estimates
Over the past year, shares of Visa have declined 12.3% compared with the industry’s 27.9% fall.
Image Source: Zacks Investment Research
From a valuation standpoint, V trades at a forward price-to-earnings ratio of 22.76, above the industry average of 15.65. V carries a Value Score of D.
Image Source: Zacks Investment Research
The Zacks Consensus Estimate for Visa’s fiscal 2026 earnings implies a 14.1% jump from the year-ago period.
Image Source: Zacks Investment Research
Visa stock currently carries a Zacks Rank #2 (Buy). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
Zacks' Research Chief Names "Stock Most Likely to Double"
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PayPal Holdings, Inc. (PYPL) : Free Stock Analysis Report
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Can Visa Accelerate Payment Innovation Through OpenWay Tie-up?

Visa Inc. V continues to strengthen the reach of its payment infrastructure through a new collaboration with Valor PayTech, whose terminal ecosystem is now fully certified with Visa Platform Connect (“VPC”). The certification enables merchants, fintechs, payment providers and software vendors using Valor PayTech’s technology to access V’s global payment network through a streamlined integration framework. The move expands the availability of Visa-powered payment capabilities across in-store, mobile and unattended commerce environments.
The partnership highlights Visa’s broader strategy of embedding its payment capabilities deeper into the commerce ecosystem. The company is increasingly positioning its network as a platform that powers a wide range of payment experiences. By enabling technology providers like Valor PayTech to integrate through a streamlined framework, V can extend its footprint across more merchant touchpoints while reducing implementation complexity for partners.
Through VPC, Valor PayTech can offer capabilities such as digital wallet acceptance, tokenization, real-time payment processing and advanced security features. These tools are becoming increasingly important as businesses seek to modernize payment experiences and meet consumer demand for faster, more seamless transactions. The simplified connectivity model may also help partners bring new services to market more efficiently.
Expanding the number of technology providers connected to Visa’s infrastructure can strengthen the company’s ecosystem and create additional opportunities for transaction growth. As digital payments continue to gain momentum worldwide, partnerships like this could help V further deepen its competitive advantage and extend the reach of its global network. In the first half of fiscal 2026, it processed around 135.5 billion transactions, up 9% year over year.
How Are Competitors Faring?
Some of V’s competitors in the payments space include Mastercard Incorporated MA and PayPal Holdings, Inc. PYPL.
Mastercard is pursuing a platform-centric strategy through open banking, account-to-account payments and embedded finance. MA continues to expand partnerships with fintechs and merchants while leveraging its multi-rail network to support real-time payments, digital wallets and cross-border money movement.
PayPal is strengthening its position through branded checkout, Venmo, open commerce solutions and stablecoin initiatives. PYPL is focused on improving merchant acceptance, streamlining digital transactions and expanding value-added services that help businesses manage payments, customer engagement and commerce operations.
Visa’s Price Performance, Valuation & Estimates
Over the past year, shares of Visa have declined 13.7% compared with the industry’s 27.1% fall.
Image Source: Zacks Investment Research
From a valuation standpoint, V trades at a forward price-to-earnings ratio of 22.39, above the industry average of 15.83. V carries a Value Score of C.
Image Source: Zacks Investment Research
The Zacks Consensus Estimate for Visa’s fiscal 2026 earnings implies a 14.1% jump from the year-ago period.
Image Source: Zacks Investment Research
Visa stock currently carries a Zacks Rank #2 (Buy). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
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Can Visa Deepen Its Network Advantage Through Valor PayTech?

Key Points
What previously required multi-step communications, relatively expensive infrastructure, and time can now be efficiently accomplished by the savvy use of mobile technology.
The transition in payment methods creates an opportunity for the right service provider to win market share.
Remitly’s recent fiscal performance is just a sampling of the strong growth it’s apt to achieve going forward.
If you've ever wired money overseas, you know it's not nearly as easy as using fintech platforms like Zelle or PayPal's (NASDAQ: PYPL) Venmo within the U.S. Indeed, moving money beyond the United States' border can be surprisingly complicated and time-consuming; these transactions are highly regulated.
Nevertheless, the need is there, with some estimates putting the outbound (from the U.S.) amount alone at around $200 billion per year.
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Enter Remitly Global (NASDAQ: RELY).
Launched in 2012, the company got off to a seemingly slow start as an international remittance middleman between the United States and other parts of the world. Chalk it up to the newness of the premise, mostly. At that point, bank wires and platforms like Western Union (NYSE: WU) were the established option, despite steep fees and slow turnaround times. This market wasn't quite ready for a mobile app then, and, to be fair, Remitly's earliest app iteration wasn't nearly as capable as it is today. Now, its platform can send money to and from over 175 countries.
And it's increasingly doing just that at an accelerating growth pace.
Well-earned growth
Remitly's recent results speak volumes about the fintech company's growing reach. Last quarter, 9.6 million customers used the Remitly app to send $22.1 billion across borders, generating nearly $453 million in revenue for the company. Those numbers are up 20%, 37%, and 25% (respectively) year over year, extending last year's top-line growth of 29%. The company's now firmly profitable too, improving its quarterly net income by 332%, from $11.4 million in Q1 of last year to $49.1 million for the three months ending in March.
What's driving this progress? Simplicity, mostly. Sending money across any border still requires extensive disclosure and permissions. Remitly just builds much of this logistical work into the app itself, without the need for a brick-and-mortar station to assist customers with the process.
The company also enjoys scale and can afford to cost-effectively handle the currencies that its customers may need to convert money to or from, and passes along these savings to its users.
More than anything, the app just works, earning 4.9 stars in Apple's App Store and 4.8 stars on Android. Remitly's platform reliably -- and easily -- does what consumers have struggled to efficiently get done before.
There's plenty more upside ahead, too. Mordor Intelligence suggests the worldwide remittance industry is poised to grow at an average annualized rate of 12.4% through 2031. It's an evolving business; however, that's also ripe for disruption by a new information technology name like Remitly.
Analysts see something most investors don't yet
So, yes, Remitly stock could be a long-term winner. Just note that the stock's been stagnant since early 2022, shortly after peaking in 2021 following its IPO. Most investors remain on the fence. They'll need to get on board if the stock's going to climb.
Analysts aren't undecided, though. All of them covering this stock rate it a strong buy, with a consensus price target of $28.25 -- which is 50% above this ticker's present price. That's not a bad way to start out a new trade.
Should you buy stock in Remitly Global right now?
Before you buy stock in Remitly Global, consider this:
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James Brumley has positions in Alphabet. The Motley Fool has positions in and recommends Alphabet, Apple, and PayPal. The Motley Fool recommends the following options: short June 2026 $50 calls on PayPal. The Motley Fool has a disclosure policy.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Remitly Is Disrupting Cross-Border Payments. Is the Stock a Long-Term Winner?

Looking at the universe of stocks we cover at Dividend Channel, on 6/4/26, PayPal Holdings Inc (Symbol: PYPL) will trade ex-dividend, for its quarterly dividend of $0.14, payable on 6/25/26. As a percentage of PYPL's recent stock price of $43.70, this dividend works out to approximately 0.32%.
In general, dividends are not always predictable; but looking at the history above can help in judging whether the most recent dividend from PYPL is likely to continue, and whether the current estimated yield of 1.28% on annualized basis is a reasonable expectation of annual yield going forward. The chart below shows the one year performance of PYPL shares, versus its 200 day moving average:
Looking at the chart above, PYPL's low point in its 52 week range is $38.46 per share, with $79.50 as the 52 week high point — that compares with a last trade of $43.48.
According to the ETF Finder at ETF Channel, PYPL makes up 5.46% of the Global X FinTech ETF (Symbol: FINX) which is trading lower by about 2.9% on the day Wednesday. (see other ETFs holding PYPL).
In Wednesday trading, PayPal Holdings Inc shares are currently down about 1.9% on the day.
Click here to learn which 25 S.A.F.E. dividend stocks should be on your radar screen »
Further PYPL Research:
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Cash Dividend On The Way From PayPal Holdings (PYPL)

Key Points
SpaceX’s stock market debut may happen as soon as June 12.
SpaceX founder Elon Musk has a long track record as the leader of a public company: Tesla.
Elon Musk's SpaceX is set to potentially make history in a matter of weeks. The technology and industrial giant aims to launch a nearly $2 trillion initial public offering, which would represent the biggest IPO ever. A roadshow is set to begin in the coming days, and a Reuters report indicated that the actual IPO could be as early as June 12.
IPOs aren't always easy for retail investors to access, but press reports say Musk aims to allot 30% of the shares to retail investors -- this is compared to about 5% to 10% in most IPOs. So the SpaceX launch stands out as a big opportunity for non-professional investors.
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Now, the question is: Should you participate in the IPO or even buy shares of SpaceX in its early days of trading? Before making any decisions, let's take a look at what history says about investing in an Elon Musk-backed company...
Musk's Tesla track record
Elon Musk, the founder of SpaceX, has been involved in many companies -- most, however, are private, such as neurotechnology start-up Neuralink. And Musk's involvement with public company PayPal, where he was a co-founder, ended many years ago. The best example of a Musk-backed company is electric vehicle giant Tesla (NASDAQ: TSLA) -- Musk was an early investor and became the chief executive officer back in 2008.
So, as we consider an investment in SpaceX, it's worth taking a moment to look at Tesla's performance. The company launched its IPO on June 29, 2010, and this was clearly in its early growth stages, as we can see through the revenue and loss levels in the chart below over the following two years. At the same time, the stock moved progressively higher.
In the years to come, Tesla's revenue soared, the company reached profitability, and the stock continued to advance.
Since, Tesla has seen profit decline from its peak and has faced various challenges from significant competition -- particularly in China -- to supply chain issues. And regulatory headwinds could weigh on any future introduction of a fully autonomous vehicle. Musk himself has sparked controversy, too, in part due to his involvement in politics, his comments on social media, and even some of his ambitions -- such as the goal to establish a city on Mars.
A flair for innovation
Still, many of Musk's ambitions and his flair for innovation have also attracted investors, particularly since he has scored many wins at Tesla, from an earnings and stock performance perspective.
History tells us that investing in a Musk-backed company could produce winning results over time, and many investors clearly have been excited about getting involved in a Musk-led story. We can even see this through the excitement generated by talk of the SpaceX IPO.
Does this mean you should jump into the SpaceX opportunity? Not necessarily. Looking at Tesla is important because it shows Musk's commitment to innovation and his ability to take ideas from the drawing board and make them a reality that can generate growth.
An important test ahead
That said, Musk has disappointed the market too, recently with the Cybertruck -- sales of that vehicle declined 48% last year, according to a Kelley Blue Book report. And he faces an important test in the coming quarters at Tesla amid the challenges I mentioned above. It's also important to keep in mind that one win -- Tesla -- doesn't mean Musk's next publicly traded company will deliver the same in terms of revenue and stock performance.
So, while Musk's Tesla track record might be one generally positive point to consider, it shouldn't be the deciding factor when it comes to investing in SpaceX. Instead, it's key to look at SpaceX itself and your own investment strategy. For example, if you're a cautious investor, SpaceX, which must invest heavily to meet goals and is involved in certain unproven technologies, probably isn't the best choice for you.
If you're an aggressive growth investor looking for a new tech opportunity, however, buying a few shares of SpaceX may be the right move.
But here's the best news of all. If we look at history, considering Tesla and quality stocks in general, you don't have to buy during or right after an IPO to score a win. In general, great companies offer many entry points over time, and investors might benefit by getting in at these later dates and holding on for the long term.
Don’t miss this second chance at a potentially lucrative opportunity
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Right now, we’re issuing “Double Down” alerts for three incredible companies, available when you join Stock Advisor, and there may not be another chance like this anytime soon.
*Stock Advisor returns as of June 3, 2026.
Adria Cimino has positions in PayPal and Tesla. The Motley Fool has positions in and recommends PayPal and Tesla. The Motley Fool recommends the following options: short June 2026 $50 calls on PayPal. The Motley Fool has a disclosure policy.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Should You Buy SpaceX? Here's What History Says About Investing in an Elon Musk-Backed Company.

Key Points
Remitly has grown rapidly over the past few years.
But stablecoins could throttle the company’s long-term growth.
Stablecoins are cryptocurrencies that are mostly pegged to the U.S. dollar. They're becoming a popular way for people in countries with currency devaluation issues to preserve their savings without buying U.S. dollars, and for companies to settle cross-border transactions at faster, cheaper rates than conventional interbank transfers. Stablecoins can also be staked (locked up) on various exchanges to earn higher yields than those from traditional savings accounts.
In other words, top stablecoins like Tether (CRYPTO: USDT) and USD Coin (CRYPTO: USDC) could eventually represent an existential threat to banks and other fintech companies. One fintech company that could be hurt in that seismic shift is Remitly (NASDAQ: RELY), one of the fastest-growing independent remittance service providers in the United States.
Will AI create the world's first trillionaire? Our team just released a report on the one little-known company, called an "Indispensable Monopoly" providing the critical technology Nvidia and Intel both need. Continue »
Why could stablecoins disrupt Remitly?
From 2021 to 2025, Remitly's year-end active customer base increased from 2.8 million to 9.3 million, its send volume jumped from $20.4 billion to $74.9 billion, and its annual revenue soared from $459 million to $1.64 billion. Its adjusted earnings before interest, taxes, depreciation, and amortization (EBITDA) also turned positive in 2023, and grew 34% to $135 million in 2024 and 29% to $272 million in 2025. It also turned profitable for the first time in 2025.
But over the past five years, Remitly's stock plunged more than 50%. After that pullback, its stock looks undervalued at less than nine times this year's adjusted EBITDA. Remitly's stock is cheap because investors are concerned that stablecoins could disrupt its core business model.
Remitly generates most of its revenue by buying currencies at cheaper "interbank" rates and selling them to its customers at higher prices. It also charges transaction fees. Its blended take rate (foreign exchange margin plus transaction fees) is usually more than 2% per transaction.
By comparison, stablecoin-driven cross-border transfers are instant and cost fractions of a cent. But for now, stablecoins don't have Remitly's "last mile" advantage through integrations with local payment apps, physical banks, and retail stores. So while stablecoins are much faster and cheaper for cross-border transfers, they're much harder to withdraw.
However, payment giants like Visa, Mastercard, and PayPal have been integrating more stablecoin payments into their ecosystems. Those popular consumer-facing platforms could provide stablecoins with the "last mile" boost to finally disrupt pricier cross-border remittance services like Remitly.
While Remitly is still a major winner in the cross-border payments market, it could lose momentum as stablecoins reshape the competitive landscape. It isn't doomed, but it needs to find fresh ways to keep up with those changes to command a higher valuation.
Should you buy stock in Remitly Global right now?
Before you buy stock in Remitly Global, consider this:
The Motley Fool Stock Advisor analyst team just identified what they believe are the 10 best stocks for investors to buy now… and Remitly Global wasn’t one of them. The 10 stocks that made the cut could produce monster returns in the coming years.
Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, you’d have $463,900!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, you’d have $1,294,401!*
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*Stock Advisor returns as of June 2, 2026.
Leo Sun has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Mastercard, PayPal, and Visa. The Motley Fool recommends the following options: short June 2026 $50 calls on PayPal. The Motley Fool has a disclosure policy.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.