FirstCash Holdings, Inc, together with its subsidiaries, operates retail pawn stores in the United States, Mexico, and rest of Latin America. The company operates in three segments: U.S. Pawn, Latin America Pawn, and Retail POS Payment Solutions segments. Its pawn stores lend money on the collateral of pledged personal property, including jewelry, electronics, tools, appliances, sporting goods, and musical instruments; and retails merchandise acquired through collateral forfeitures on forfeited pawn loans and over-the-counter purchases of merchandise directly from customers. The company also provides retail POS payment solutions, which focuses on LTO products and facilitating other retail financing payment options across the network of traditional and e-commerce merchant partners. It serves cash and credit-constrained consumers. The company was formerly known as FirstCash, Inc and changed its name to FirstCash Holdings, Inc. in December 2021. FirstCash Holdings, Inc was incorporated in 1988 and is headquartered in Fort Worth, Texas.

FirstCash Holdings, Inc.

The market expects Global Payments (GPN) to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended September 2025. This widely-known consensus outlook is important in assessing the company's earnings picture, but a powerful factor that might influence its near-term stock price is how the actual results compare to these estimates.
The stock might move higher if these key numbers top expectations in the upcoming earnings report, which is expected to be released on November 4. On the other hand, if they miss, the stock may move lower.
While the sustainability of the immediate price change and future earnings expectations will mostly depend on management's discussion of business conditions on theearnings call it's worth handicapping the probability of a positive EPS surprise.
Zacks Consensus Estimate
This electronics payment processing company is expected to post quarterly earnings of $3.23 per share in its upcoming report, which represents a year-over-year change of +4.9%.
Revenues are expected to be $2.41 billion, up 2.1% from the year-ago quarter.
Estimate Revisions Trend
The consensus EPS estimate for the quarter has been revised 0.32% lower over the last 30 days to the current level. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period.
Investors should keep in mind that an aggregate change may not always reflect the direction of estimate revisions by each of the covering analysts.
Price, Consensus and EPS Surprise
Earnings Whisper
Estimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. Our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction) -- has this insight at its core.
The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier.
Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is significant for positive ESP readings only.
A positive Earnings ESP is a strong predictor of an earnings beat, particularly when combined with a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold). Our research shows that stocks with this combination produce a positive surprise nearly 70% of the time, and a solid Zacks Rank actually increases the predictive power of Earnings ESP.
Please note that a negative Earnings ESP reading is not indicative of an earnings miss. Our research shows that it is difficult to predict an earnings beat with any degree of confidence for stocks with negative Earnings ESP readings and/or Zacks Rank of 4 (Sell) or 5 (Strong Sell).
How Have the Numbers Shaped Up for Global Payments?
For Global Payments, the Most Accurate Estimate is lower than the Zacks Consensus Estimate, suggesting that analysts have recently become bearish on the company's earnings prospects. This has resulted in an Earnings ESP of -0.90%.
On the other hand, the stock currently carries a Zacks Rank of #3.
So, this combination makes it difficult to conclusively predict that Global Payments will beat the consensus EPS estimate.
Does Earnings Surprise History Hold Any Clue?
Analysts often consider to what extent a company has been able to match consensus estimates in the past while calculating their estimates for its future earnings. So, it's worth taking a look at the surprise history for gauging its influence on the upcoming number.
For the last reported quarter, it was expected that Global Payments would post earnings of $3.03 per share when it actually produced earnings of $3.10, delivering a surprise of +2.31%.
Over the last four quarters, the company has beaten consensus EPS estimates two times.
Bottom Line
An earnings beat or miss may not be the sole basis for a stock moving higher or lower. Many stocks end up losing ground despite an earnings beat due to other factors that disappoint investors. Similarly, unforeseen catalysts help a number of stocks gain despite an earnings miss.
That said, betting on stocks that are expected to beat earnings expectations does increase the odds of success. This is why it's worth checking a company's Earnings ESP and Zacks Rank ahead of its quarterly release. Make sure to utilize our Earnings ESP Filter to uncover the best stocks to buy or sell before they've reported.
Global Payments doesn't appear a compelling earnings-beat candidate. However, investors should pay attention to other factors too for betting on this stock or staying away from it ahead of its earnings release.
An Industry Player's Expected Results
Among the stocks in the Zacks Financial Transaction Services industry, FirstCash Holdings (FCFS), is soon expected to post earnings of $1.91 per share for the quarter ended September 2025. This estimate indicates a year-over-year change of +14.4%. This quarter's revenue is expected to be $839.63 million, up 0.3% from the year-ago quarter.
The consensus EPS estimate for FirstCash has remained unchanged over the last 30 days. However, a higher Most Accurate Estimate has resulted in an Earnings ESP of +3.67%.
When combined with a Zacks Rank of #2 (Buy), this Earnings ESP indicates that FirstCash will most likely beat the consensus EPS estimate. The company beat consensus EPS estimates in each of the trailing four quarters.
Stay on top of upcoming earnings announcements with the Zacks Earnings Calendar.
Should You Invest in Global Payments Inc. (GPN)?
Before you invest in Global Payments Inc. (GPN), want to know the best stocks to buy for the next 30 days? Check out Zacks Investment Research for our free report on the 7 best stocks to buy.
Zacks Investment Research has been committed to providing investors with tools and independent research since 1978. For more than a quarter century, the Zacks Rank stock-rating system has more than doubled the S&P 500 with an average gain of +24.08% per year. (These returns cover a period from January 1, 1988 through May 6, 2024.)
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Global Payments (GPN) Reports Next Week: Wall Street Expects Earnings Growth

SoFi Technologies, Inc. SOFI is scheduled to report its third-quarter 2025 results on Oct. 28, before the opening bell.
The company has had an impressive earnings surprise history. Earnings surpassed the Zacks Consensus Estimate in the trailing four quarters, with a 45.8% surprise on average.
SoFi Technologies, Inc. Price and EPS Surprise
Expectations This Time Around
The Zacks Consensus Estimate for SoFi’s revenues in the to-be-reported quarter is pegged at $890.8 million, indicating a 29.2% year-over-year increase. Growth in members and strong product innovation are likely to have contributed to the positive impact on the company's top line.
The consensus estimate for the bottom line in the to-be-reported quarter stands at 9 cents per share, indicating 80% year-over-year growth. We expect SoFi’s improved operational efficiency to have driven this expected growth in the quarter.
What Our Model Says
Our proven model predicts an earnings beat for SOFI this time around. The combination of a positive Earnings ESP and a Zacks Rank #1 (Strong Buy), 2 (Buy), or 3 (Hold) increases the odds of an earnings beat. You can uncover the best stocks to buy or sell before they're reported with our Earnings ESP Filter.
SOFI has an Earnings ESP of +5.44% and a Zacks Rank #3. You can see the complete list of today’s Zacks #1 Rank stocks here.
Other Stocks to Consider
Here are a few stocks from the broader Business Services sector, which, according to our model, have the right combination of elements to beat on earnings this time around.
Rollins ROL: The Zacks Consensus Estimate for third-quarter 2025 revenues is pegged at $1 billion, indicating an 11.5% increase from the year-ago quarter’s actual. For earnings, the consensus mark is pegged at 32 cents per share, suggesting 10.3% growth from the year-ago quarter’s reported number. ROL surpassed the consensus estimate in one of the past four quarters, met twice and missed once, with an average beat of 0.03%.
Rollins has an Earnings ESP of +4.94% and a Zacks Rank of 3 at present. It is scheduled to declare its third-quarter 2025 results on Oct. 29.
The company is scheduled to declare its fourth-quarter fiscal 2025 results on April 24.
FirstCash FCFS: The Zacks Consensus Estimate for the company’s third-quarter 2025 revenues is pegged at $839.6 million, suggesting a marginal year-over-year rise. For earnings, the consensus estimate is pegged at $1.91 per share, indicating a 14.4% increase from the year-ago quarter’s actual. The company beat the consensus estimate in the trailing four quarters, with an average surprise of 9.2%.
FCFS has an Earnings ESP of +3.67% and a Zacks Rank of 2 at present. The company is scheduled to declare third-quarter 2025 results on Oct. 30.
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SOFI Technologies to Report Q3 Earnings: Here's What to Expect

Republic Services, Inc. RSG is scheduled to release its third-quarter 2025 results on Oct. 30, after market close.
RSG has an impressive earnings surprise history. In the trailing four quarters, it surpassed the Zacks Consensus Estimate, with an average surprise of 8%.
Republic Services, Inc. Price and EPS Surprise
Republic Services’ Q3 Expectations
The Zacks Consensus Estimate for the company’s revenues is pinned at $4.3 billion, indicating a 4.5% increase from the year-ago quarter’s reported figure. We expect RSG’s effective pricing strategy to have benefited the top-line growth, outpacing the cost inflation.
We anticipate revenues from the Collection segment to be $2.9 billion, suggesting a 4.8% rise from the year-ago quarter’s actual. Landfill revenues (net) are expected to be $476.7 million, implying year-over-year 5.3% growth. We have estimated Transfer revenues (net) to be $214.3 million, hinting at an 11.5% increase on a year-over-year basis. We expect Environmental Solutions revenues (net) of $483.9 million, suggesting a year-over-year increment of 4.1%. The Other segment’s revenues are expected to be $212.8 million, indicating a 3.7% year-over-year increase.
We anticipate adjusted EBITDA of $1.4 billion, indicating a 3.7% rise from the year-ago quarter’s actual. The EBITDA margin is expected to be 31.7%, suggesting a 30-basis-point year-over-year decline.
The consensus estimate for earnings per share is pegged at $1.77, indicating a 2.2% decline from the year-ago quarter’s actual. Weak margins are expected to have deteriorated the bottom line.
What Our Model Says About RSG
Our model predicts an earnings beat for Republic Services this time around. The combination of a positive Earnings ESP and a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold) increases the odds of an earnings beat. You can uncover the best stocks before they are reported with our Earnings ESP Filter.
RSG has an Earnings ESP of +0.41% and a Zacks Rank of 3 at present.
Other Stocks to Consider
Here are a few stocks from the broader Business Services sector, which, according to our model, have the right combination of elements to beat on earnings this time around.
Rollins ROL: The Zacks Consensus Estimate for third-quarter 2025 revenues is pegged at $1 billion, indicating an 11.5% increase from the year-ago quarter’s actual. For earnings, the consensus mark is pegged at 32 cents per share, suggesting 10.3% growth from the year-ago quarter’s reported number. ROL surpassed the consensus estimate in one of the past four quarters, met twice and missed once, with an average beat of 0.03%.
Rollins has an Earnings ESP of +4.94% and a Zacks Rank of 3 at present. It is scheduled to declare its third-quarter 2025 results on Oct. 29. You can see the complete list of today’s Zacks #1 Rank stocks here.
FirstCash FCFS: The Zacks Consensus Estimate for the company’s third-quarter 2025 revenues is $839.6 million, suggesting a marginal year-over-year rise. For earnings, the consensus estimate is set at $1.91 per share, indicating a 14.4% increase from the year-ago quarter’s actual. The company beat the consensus estimate in the trailing four quarters, with an average surprise of 9.2%.
FCFS has an Earnings ESP of +3.67% and a Zacks Rank of 2 at present. The company is scheduled to declare third-quarter 2025 results on Oct. 30.
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Republic Services to Report Q3 Earnings: Here's What You Should Know

The Western Union Company WU reported third-quarter 2025 adjusted earnings per share (EPS) of 47 cents, which surpassed the Zacks Consensus Estimate by 9.3%. The bottom line grew 2.2% year over year.
Total revenues remained flat on a reported basis at $1 billion. The top line beat the consensus mark by 1.2%.
The quarterly results benefited on the back of a declining expense level and strong performance of the Consumer Services (CS) segment. The Branded Digital business posted transaction growth. However, the upside was partly offset by a revenue drop in the Consumer Money Transfer (CMT) segment, impacted by weaker transactions.
The Western Union Company Price, Consensus and EPS Surprise
Q3 Performance of WU
The adjusted operating margin of 20% improved 100 basis points (bps) year over year on the back of cost efficiencies achieved.
Total expenses came in at $830.7 million, which declined 5% year over year in the quarter under review and came lower than our estimate of $833.7 million. The year-over-year decline resulted from a fall in the cost of services and selling, general and administrative expenses.
Operating income advanced 22% year over year to $201.9 million, which beat our estimate of $191.3 million.
Segment Analysis of WU
The CMT segment recorded revenues of $878 million in the third quarter, which slipped 6% year over year. The metric fell short of the Zacks Consensus Estimate of $891 million and our estimate of $903.7 million.
Operating income declined 9% year over year to $172.2 million. Nevertheless, the metric beat the consensus mark of $171 million and our estimate of $170.7 million. The operating income margin remained flat year over year at 20%.
Transactions within the CMT segment on an adjusted basis, excluding Iraq, dipped 2% year over year. However, there was 12% transaction growth in the Branded Digital business. Branded Digital revenues, which accounted for 38% of CMT’s third-quarter revenues, rose 7% on a reported basis and 6% on an adjusted basis.
The CS segment’s revenues climbed 49% year over year on a reported and an adjusted basis to $154.6 million in the quarter under review. The metric outpaced the Zacks Consensus Estimate of $128 million and our estimate of $121.3 million.
Operating income totaled $34 million, which increased nearly fourfold year over year. The metric beat the consensus mark and our estimate of $27.2 million. The operating income margin improved 1,300 bps year over year to 22%.
WU’s Financial Position (As of Sept. 30, 2025)
Western Union exited the third quarter with cash and cash equivalents of $947.8 million, which plunged 35.7% from the 2024-end level. Total assets of $7.8 billion declined 7% from the figure at 2024-end.
Borrowings were $2.6 billion, down 11.9% from the figure as of Dec. 31, 2024.
Total stockholders' equity of $925.4 million slid 4.5% from the 2024-end level.
WU generated net cash from operations of $408.3 million in the first nine months of 2025, which soared 49.9% from the prior-year comparable period.
Western Union’s Capital Deployment
Western Union rewarded its shareholders with $230 million in the form of dividends and $200 million in share buybacks in the first nine months of 2025.
WU’s 2025 View Maintained
Management reiterates adjusted revenues to lie between $4.035 billion and $4.135 billion.
Adjusted EPS continues to be forecasted in the range of $1.65-$1.75, the midpoint of which indicates a 2.3% decline from the 2024 reported figure.
GAAP EPS continues to be forecasted in the band of $1.45-$1.55, the midpoint of which implies a 45.3% decline from the 2024 figure.
The adjusted operating margin is still expected to be between 19% and 21%. The metric was 19% in 2024.
Zacks Rank
Western Union currently has a Zacks Rank #4 (Sell).
A Business Services Sector Release
Of the Business Services sector players that have reported third-quarter results so far, the bottom line of ManpowerGroup Inc. MAN beat the Zacks Consensus Estimate.
ManpowerGroup reported third-quarter 2025 adjusted EPS of 83 cents, which beat the Zacks Consensus Estimate by 1.2% but decreased 35.7% year over year. Total revenues of $4.63 billion beat the consensus estimate by 0.6% and rose 2.3% year over year. Revenues from America of $1.1 billion increased 4.6% year over year on a reported basis and increased 5.5% at cc. In the United States, revenues reached $690.8 million, declining 0.9% year over year.
Revenues from Southern Europe of $2.21 billion rose 5.2% on a reported basis but declined 1.3% at cc. Revenues from France were up 1.4% on a reported basis but down 4.7% at cc. Revenues from Italy amounted to $462.5 million and increased 10.3% on a reported basis and 3.7% at cc. Northern Europe revenues declined 1.4% on a reported basis and 6.7% at cc to $816.8 million. The company registered an operating profit of $66.6 million, down 6.1% year over year on a reported basis and 3.5% at cc.
Upcoming Releases
Here are some companies from the Business Services space, which according to our model, have the right combination of elements to beat on earnings this time around:
FirstCash Holdings, Inc. FCFS has an Earnings ESP of +3.67% and a Zacks Rank #2 (Buy) at present. You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
The Zacks Consensus Estimate for FCFS’ third-quarter 2025 earnings is $1.91 per share, indicating 14.4% growth from the year-ago quarter’s reported figure.
FirstCash earnings beat estimates in each of the trailing four quarters, the average surprise being 9.19%.
Global Payments Inc. GPN has an Earnings ESP of +0.62% and a Zacks Rank of 3 (Hold), at present. The Zacks Consensus Estimate for GPN’s third-quarter 2025 earnings is $3.23 per share, implying 4.9% growth from the year-ago quarter’s reported figure.
Global Payments’ earnings beat estimates in two of the trailing four quarters and missed the mark twice, the average surprise being 1.46%.
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Western Union's Q3 Earnings Beat on CS Unit Strength, Lower Costs

WM WM is scheduled to release third-quarter 2025 results on Oct. 27, after market close.
WM’s earnings surprise history has been decent. It surpassed the Zacks Consensus Estimate in three of the trailing four quarters and missed once, the average beat being 0.8%.
Waste Management, Inc. Price, Consensus and EPS Surprise
WM’s Q3 Expectations
The Zacks Consensus Estimate for revenues is set at $6.5 billion, indicating a 15.7% rise from the year-ago quarter’s actual. The top line is expected to have benefited from an impressive segmental performance with particular strength in the Collection and Landfill segments.
We anticipate revenues from Collection to be $4.7 billion, suggesting an 8.6% increase on a year-over-year basis. Our expectation for Landfill’s revenues is $1.4 billion, implying 4.7% growth from the year-ago quarter’s actual.TheTransfer segment’s revenues are estimated to be $687 million, hinting at a 7.2% rise on a year-over-year basis.
The Recycling Processing and Sales segment’s revenues are expected to be $521.3 million, aiming at a 3.6% increment from the year-ago quarter’s actual. WM Renewable Energy is anticipated to be $104.4 million, increasing 18.7% year over year. WM Healthcare Solutions is estimated to generate $444.1 million in revenues.
Our expectation for adjusted EBITDA is $1.9 billion, indicating a 13.5% increment from the year-ago quarter’s reported figure.
The consensus estimate for earnings per share is pinned at $2.01, hinting at 2.6% growth from the year-ago quarter’s actual. Prudent expense management is anticipated to have augmented the bottom line.
What Our Model Predicts About WM
Our proven model does not conclusively predict an earnings beat for WM this time around. The combination of a positive Earnings ESP and a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold) increases the odds of an earnings beat. But that is not the case here. You can uncover the best stocks to buy or sell before they are reported with our Earnings ESP Filter.
WM has an Earnings ESP of -0.37% and a Zacks Rank #3.
Stocks to Consider
Here are a few stocks from the broader Business services sector, which, according to our model, have the right combination of elements to beat on earnings this season.
AppLovin APP: The Zacks Consensus Estimate for the company’s third-quarter 2025 revenues is pegged at $1.3 billion, indicating 11.9% year-over-year growth. For earnings, the consensus estimate is pegged at $2.36 per share, implying an 88.8% surge from the year-ago quarter’s actual. The company beat the consensus estimate in the trailing four quarters, with an average surprise of 22.4%.
APP has an Earnings ESP of +2.46% and a Zacks Rank of 2. You can see the complete list of today’s Zacks #1 Rank stocks here.
The company is scheduled to declare its third-quarter 2025 results on Nov. 5.
FirstCash FCFS: The Zacks Consensus Estimate for the company’s third-quarter 2025 revenues is $839.6 million, suggesting a marginal year-over-year rise. For earnings, the consensus estimate is pegged at $1.91 per share, indicating a 14.4% increase from the year-ago quarter’s actual. The company beat the consensus estimate in the trailing four quarters, with an average surprise of 9.2%.
FCFS has an Earnings ESP of +3.67% and a Zacks Rank of 2 at present. The company is scheduled to declare third-quarter 2025 results on Oct. 30.
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WM Gears Up to Post Q3 Earnings: Here's What You Should Know

Global Payments Inc. GPN recently unveiled the Genius platform for higher education institutions across the United States and Canada. The platform enhances transaction management by unifying commerce operations across the campus. It provides centralized visibility into transactions, helping institutions maximize revenues, reduce administrative workload and ease regulatory compliance processes. Its shares gained 1.1% on Oct. 7.
This integrated point-of-sale (POS) solution is tailored to meet the diverse needs of college and university campuses, supporting operations across on-site merchants, dining facilities, recreational centers, departments, clubs and stadiums.
Genius enhances campus retail operations with tools that boost efficiency and profitability. It streamlines inventory management through data-driven insights, preventing shortages and overstocking. The system features intuitive technology, including handheld devices with simple workflows that reduce the complexity of training staff and managing day-to-day operations. It also enables the acceptance of various payment methods, such as credit and debit cards, mobile wallets, and gift cards, supporting seamless in-store and mobile transactions.
Moreover, the platform streamlines campus dining by supporting kiosk, mobile and online ordering with digital menus that boost speed and reduce crowding. It manages meal plan rules, provides insights to cut waste and labor costs, and boost margins.
The recent initiative seems to be a time-opportune one as many educational institutions struggle with outdated, fragmented payment systems. Additionally, campuses are dynamic environments with high transaction volumes. Having already proven its effectiveness in retail, restaurant and enterprise settings, the Genius platform is now extending its capabilities to meet the specialized needs of the higher education sector.
Benefits of the Recent Move to Global Payments
Rolling out POS solutions like Genius reflects Global Payments’ sincere efforts to expand its customer base and generate revenues through transaction fees and value-added services.
Global Payments offers a comprehensive suite of technology-enabled commerce solutions that empower merchants to efficiently manage and grow their businesses. Its offerings span POS and software solutions—featuring cloud-based POS systems for restaurants, retail, education, real estate and community sectors—unified under the “Genius” brand for a consistent global experience.
The integrated and embedded solutions business embeds advanced payment technologies into partner-owned software and digital platforms, while core payments solutions deliver robust payment processing and commerce tools through direct sales and referral partnerships worldwide.
GPN’s Share Price Performance & Zacks Rank
Shares of Global Payments have gained 9.2% in the past three months against the industry’s 8.9% decline. GPN currently carries a Zacks Rank #3 (Hold).
Image Source: Zacks Investment Research
Stocks to Consider
Some better-ranked stocks in the Business Services space are PagSeguro Digital Ltd. PAGS, FirstCash Holdings, Inc. FCFS and Mastercard Incorporated MA. While PagSeguro Digital currently sports a Zacks Rank #1 (Strong Buy), FirstCash and Mastercard carry a Zacks Rank #2 (Buy). You can see the complete list of today’s Zacks #1 Rank stocks here.
PagSeguro Digital’s earnings surpassed estimates in each of the last four quarters, the average surprise being 10.12%. The Zacks Consensus Estimate for PAGS’ 2025 earnings indicates a rise of 14.1% while the same for revenues implies an improvement of 5.4% from the respective 2024 figures. The consensus mark for PAGS’ 2025 earnings has moved 7% north in the past 30 days.
The bottom line of FirstCash beat estimates in each of the trailing four quarters, the average surprise being 9.19%. The Zacks Consensus Estimate for FCFS’ 2025 earnings indicates a rise of 19.9% while the same for revenues implies an improvement of 2.6% from the respective 2024 figures. The consensus mark for FCFS’ 2025 earnings has moved 1.1% north in the past 60 days.
Mastercard’s earnings surpassed estimates in each of the last four quarters, the average surprise being 3.76%. The Zacks Consensus Estimate for MA’s 2025 earnings indicates a rise of 11.8% while the same for revenues implies an improvement of 15.2% from the respective 2024 figures. The consensus mark for MA’s 2025 earnings has moved 0.2% north in the past 60 days.
Shares of FirstCash and Mastercard have gained 15.4% and 2.7%, respectively, in the past three months. However, PagSeguro Digital stock has dipped 1.3% in the same time frame.
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GPN Expands Genius Platform to Serve Higher Education Sector

Looking at the underlying holdings of the ETFs in our coverage universe at ETF Channel, we have compared the trading price of each holding against the average analyst 12-month forward target price, and computed the weighted average implied analyst target price for the ETF itself. For the Fidelity Enhanced Large Cap Value ETF (Symbol: FELV), we found that the implied analyst target price for the ETF based upon its underlying holdings is $37.07 per unit.
With FELV trading at a recent price near $33.70 per unit, that means that analysts see 9.99% upside for this ETF looking through to the average analyst targets of the underlying holdings. Three of FELV's underlying holdings with notable upside to their analyst target prices are Sensata Technologies Holding PLC (Symbol: ST), Gates Industrial Corp PLC (Symbol: GTES), and FirstCash Holdings Inc (Symbol: FCFS). Although ST has traded at a recent price of $31.05/share, the average analyst target is 19.16% higher at $37.00/share. Similarly, GTES has 17.61% upside from the recent share price of $25.74 if the average analyst target price of $30.27/share is reached, and analysts on average are expecting FCFS to reach a target price of $168.00/share, which is 10.68% above the recent price of $151.79. Below is a twelve month price history chart comparing the stock performance of ST, GTES, and FCFS:
Below is a summary table of the current analyst target prices discussed above:
Name
Symbol
Recent Price
Avg. Analyst 12-Mo. Target
% Upside to Target
Fidelity Enhanced Large Cap Value ETF
FELV
$33.70
$37.07
9.99%
Sensata Technologies Holding PLC
ST
$31.05
$37.00
19.16%
Gates Industrial Corp PLC
GTES
$25.74
$30.27
17.61%
FirstCash Holdings Inc
FCFS
$151.79
$168.00
10.68%
Are analysts justified in these targets, or overly optimistic about where these stocks will be trading 12 months from now? Do the analysts have a valid justification for their targets, or are they behind the curve on recent company and industry developments? A high price target relative to a stock's trading price can reflect optimism about the future, but can also be a precursor to target price downgrades if the targets were a relic of the past. These are questions that require further investor research.
Also see:
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Analysts Anticipate 10% Gains Ahead For FELV

Looking at the universe of stocks we cover at Dividend Channel, on 8/15/25, International Bancshares Corp. (Symbol: IBOC), Oppenheimer Holdings Inc Class A (D (Symbol: OPY), and FirstCash Holdings Inc (Symbol: FCFS) will all trade ex-dividend for their respective upcoming dividends. International Bancshares Corp. will pay its semi-annual dividend of $0.70 on 8/29/25, Oppenheimer Holdings Inc Class A (D will pay its quarterly dividend of $0.18 on 8/29/25, and FirstCash Holdings Inc will pay its quarterly dividend of $0.42 on 8/29/25. As a percentage of IBOC's recent stock price of $70.91, this dividend works out to approximately 0.99%, so look for shares of International Bancshares Corp. to trade 0.99% lower — all else being equal — when IBOC shares open for trading on 8/15/25. Similarly, investors should look for OPY to open 0.25% lower in price and for FCFS to open 0.30% lower, all else being equal.
Below are dividend history charts for IBOC, OPY, and FCFS, showing historical dividends prior to the most recent ones declared.
International Bancshares Corp. (Symbol: IBOC):
Oppenheimer Holdings Inc Class A (D (Symbol: OPY):
FirstCash Holdings Inc (Symbol: FCFS):
In general, dividends are not always predictable, following the ups and downs of company profits over time. Therefore, a good first due diligence step in forming an expectation of annual yield going forward, is looking at the history above, for a sense of stability over time. This can help in judging whether the most recent dividends from these companies are likely to continue. If they do continue, the current estimated yields on annualized basis would be 1.97% for International Bancshares Corp., 0.99% for Oppenheimer Holdings Inc Class A (D, and 1.21% for FirstCash Holdings Inc.
Free Report: Top 8%+ Dividends (paid monthly)
In Wednesday trading, International Bancshares Corp. shares are currently up about 3.1%, Oppenheimer Holdings Inc Class A (D shares are up about 2.5%, and FirstCash Holdings Inc shares are up about 1.6% on the day.
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The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Ex-Dividend Reminder: International Bancshares, Oppenheimer Holdings and FirstCash Holdings

The following are the top rated Financial stocks according to Validea's P/E/Growth Investor model based on the published strategy of Peter Lynch. This strategy looks for stocks trading at a reasonable price relative to earnings growth that also possess strong balance sheets.
WELLS FARGO & CO (WFC) is a large-cap value stock in the Money Center Banks industry. The rating according to our strategy based on Peter Lynch is 93% based on the firm’s underlying fundamentals and the stock’s valuation. A score of 80% or above typically indicates that the strategy has some interest in the stock and a score above 90% typically indicates strong interest.
Company Description: Wells Fargo & Company is a financial services company. The Company provides a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, to individuals, businesses and institutions. The Company operates through four segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. The Company provides consumer financial products and services, including checking and savings accounts, credit and debit cards, and auto, residential mortgage, and small business lending. In addition, the Company offers financial planning, private banking, investment management, and fiduciary services. It also provides financial solutions to businesses through products and services including traditional commercial loans and lines of credit, letters of credit, asset-based lending and leasing, trade financing, treasury management, and investment banking services.
The following table summarizes whether the stock meets each of this strategy's tests. Not all criteria in the below table receive equal weighting or are independent, but the table provides a brief overview of the strong and weak points of the security in the context of the strategy's criteria.
Detailed Analysis of WELLS FARGO & CO
SYNCHRONY FINANCIAL (SYF) is a large-cap value stock in the Consumer Financial Services industry. The rating according to our strategy based on Peter Lynch is 93% based on the firm’s underlying fundamentals and the stock’s valuation. A score of 80% or above typically indicates that the strategy has some interest in the stock and a score above 90% typically indicates strong interest.
Company Description: Synchrony Financial is a consumer financial services company focused on delivering digitally enabled product suites. The Company provides a range of credit products through financing programs it has established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers. It offers private label, dual card, co-brand, and general-purpose credit cards, as well as short- and long-term installment loans, and savings products through Synchrony Bank (the Bank). The Company primarily manages its credit products through five sales platforms such as Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle. The Bank offers directly to retail, affinity relationships and commercial customers, a range of deposit products, including certificates of deposit, individual retirement accounts (IRAs), money market accounts, savings accounts and sweep and affinity deposits.
The following table summarizes whether the stock meets each of this strategy's tests. Not all criteria in the below table receive equal weighting or are independent, but the table provides a brief overview of the strong and weak points of the security in the context of the strategy's criteria.
Detailed Analysis of SYNCHRONY FINANCIAL
FIRSTCASH HOLDINGS INC (FCFS) is a mid-cap growth stock in the Consumer Financial Services industry. The rating according to our strategy based on Peter Lynch is 91% based on the firm’s underlying fundamentals and the stock’s valuation. A score of 80% or above typically indicates that the strategy has some interest in the stock and a score above 90% typically indicates strong interest.
Company Description: FirstCash Holdings, Inc. is an operator of pawn stores in the United States and Latin America. The Company is a provider of technology-driven, retail point-of-sale (POS) payment solutions focused on serving cash and credit-constrained consumers in the U.S. and Puerto Rico. It operates two business lines: pawn operations and retail POS payment solutions, which are organized into three reportable segments. The U.S. pawn segment consists of pawn operations in 29 U.S. states and the District of Columbia, while the Latin America pawn segment consists of pawn operations in Mexico, Guatemala, Colombia and El Salvador. The retail POS payment solutions segment consists of the operations of American First Finance, LLC (AFF) in all 50 states in the U.S., the District of Columbia and Puerto Rico. Its pawn stores buy and sell a variety of jewelry, electronics, appliances, sporting goods, musical instruments and other merchandise, and help customers in providing small non-recourse pawn loans.
The following table summarizes whether the stock meets each of this strategy's tests. Not all criteria in the below table receive equal weighting or are independent, but the table provides a brief overview of the strong and weak points of the security in the context of the strategy's criteria.
Detailed Analysis of FIRSTCASH HOLDINGS INC
COINBASE GLOBAL INC (COIN) is a large-cap growth stock in the Consumer Financial Services industry. The rating according to our strategy based on Peter Lynch is 91% based on the firm’s underlying fundamentals and the stock’s valuation. A score of 80% or above typically indicates that the strategy has some interest in the stock and a score above 90% typically indicates strong interest.
Company Description: Coinbase Global, Inc. is a holding company of Coinbase, Inc. and other subsidiaries. The Company provides a platform for its customers to engage with crypto assets and offers critical infrastructure for the onchain economy. It offers products and services to three customer groups: Consumers, Institutions, and Developers. Consumers include retail customers seeking to invest in or trade crypto assets and engage onchain. Institutions consist of businesses that include market makers, asset managers, hedge funds, banks, wealth platforms, registered investment advisors, payment platforms, and public and private corporations. Developers include entrepreneurs, creators, merchants, crypto asset issuers, organizations and financial institutions, and other groups building decentralized protocols, applications, products, or other services onchain. Its transaction products include prime trading, base protocol, Coinbase Wallet, and others. It also offers subscription products and other services.
The following table summarizes whether the stock meets each of this strategy's tests. Not all criteria in the below table receive equal weighting or are independent, but the table provides a brief overview of the strong and weak points of the security in the context of the strategy's criteria.
Detailed Analysis of COINBASE GLOBAL INC
BLUE OWL CAPITAL CORP (OBDC) is a mid-cap value stock in the Investment Services industry. The rating according to our strategy based on Peter Lynch is 91% based on the firm’s underlying fundamentals and the stock’s valuation. A score of 80% or above typically indicates that the strategy has some interest in the stock and a score above 90% typically indicates strong interest.
Company Description: Blue Owl Capital Corporation is a specialty finance company focused on lending to United States middle-market companies. The Companys investment objective is to generate current income and, to a lesser extent, capital appreciation by targeting investment opportunities with favorable risk-adjusted returns, including senior secured, subordinated, or mezzanine loans and equity-related instruments. Its investment strategy is intended to generate favorable returns across credit cycles with an emphasis on preserving capital. It has investments in approximately 219 portfolio companies. Its portfolio by industry includes Internet software and services, insurance, food and beverage, asset-based lending and fund finance, healthcare providers and services, healthcare technology, buildings and real estate, consumer products, manufacturing, aerospace and defense, distribution, business services, and others. It is externally managed by Blue Owl Credit Advisors LLC.
The following table summarizes whether the stock meets each of this strategy's tests. Not all criteria in the below table receive equal weighting or are independent, but the table provides a brief overview of the strong and weak points of the security in the context of the strategy's criteria.
Detailed Analysis of BLUE OWL CAPITAL CORP
About Peter Lynch: Perhaps the greatest mutual fund manager of all-time, Lynch guided Fidelity Investment's Magellan Fund to a 29.2 percent average annual return from 1977 until his retirement in 1990, almost doubling the S&P 500's 15.8 percent yearly return over that time. Lynch's common sense approach and quick wit made him one of the most quoted investors on Wall Street. ("Go for a business that any idiot can run -- because sooner or later, any idiot probably is going to run it," is one of his many pearls of wisdom.) Lynch's bestseller One Up on Wall Street is something of a "stocks for the everyman/everywoman", breaking his approach down into easy-to-understand concepts.
About Validea: Validea is aninvestment researchservice that follows the published strategies of investment legends. Validea offers both stock analysis and model portfolios based on gurus who have outperformed the market over the long-term, including Warren Buffett, Benjamin Graham, Peter Lynch and Martin Zweig. For more information about Validea, click here
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Validea's Top Financial Stocks Based On Peter Lynch - 8/4/2025

FirstCash Holdings (FCFS) came out with quarterly earnings of $1.79 per share, beating the Zacks Consensus Estimate of $1.66 per share. This compares to earnings of $1.37 per share a year ago. These figures are adjusted for non-recurring items.
This quarterly report represents an earnings surprise of +7.83%. A quarter ago, it was expected that this pawn store would post earnings of $1.75 per share when it actually produced earnings of $2.07, delivering a surprise of +18.29%.
Over the last four quarters, the company has surpassed consensus EPS estimates four times.
FirstCash, which belongs to the Zacks Financial Transaction Services industry, posted revenues of $830.62 million for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 0.77%. This compares to year-ago revenues of $831.01 million. The company has topped consensus revenue estimates just once over the last four quarters.
The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call.
FirstCash shares have added about 28.9% since the beginning of the year versus the S&P 500's gain of 8.1%.
What's Next for FirstCash?
While FirstCash has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock?
There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately.
Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions.
Ahead of this earnings release, the estimate revisions trend for FirstCash was unfavorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #4 (Sell) for the stock. So, the shares are expected to underperform the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.
It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $1.83 on $836.71 million in revenues for the coming quarter and $7.85 on $3.38 billion in revenues for the current fiscal year.
Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Financial Transaction Services is currently in the bottom 34% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1.
Another stock from the same industry, Fidelity National Information Services (FIS), has yet to report results for the quarter ended June 2025. The results are expected to be released on August 5.
This banking and payment technologies company is expected to post quarterly earnings of $1.36 per share in its upcoming report, which represents no change from the year-ago quarter. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days.
Fidelity National Information Services' revenues are expected to be $2.58 billion, up 3.5% from the year-ago quarter.
Should You Invest in FirstCash Holdings, Inc. (FCFS)?
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The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.