American International Group, Inc. offers insurance products for commercial, institutional, and individual customers in North America and internationally. It operates through three segments: General Insurance, Life and Retirement, and Other Operations. The General Insurance segment provides commercial and industrial property insurance, including business interruption and package insurance that cover exposure to made and natural disasters; general liability, environmental, commercial automobile liability, workers' compensation, excess casualty, and crisis management insurance products; and professional liability insurance. This segment offers marine, energy-related property insurance, aviation, political risk, trade credit, trade finance, and portfolio solutions, as well as operates reinsurance business; voluntary and sponsor-paid personal accident, and supplemental health products; and personal auto and personal property insurance. Its Life and Retirement segment offers individual retirement products, including variable, fixed index, and fixed annuities, as well as retail mutual funds; group retirement products comprising record-keeping, plan administrative and compliance services, financial planning, and advisory solutions; life insurance, including term and universal life insurance; and institutional markets products, which includes wrap products, structured settlement, pension risk transfer annuities, corporate and bank-owned life insurance, high net worth, and guaranteed investment contract products. It distributes its products through a network of brokers, agents, advisors, banks, and other distributors. The company was founded in 1919 and is headquartered in New York, New York.

American International Group, Inc. New

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The Zacks Style Scores, developed alongside the Zacks Rank, are complementary indicators that rate stocks based on three widely-followed investing methodologies; they also help investors pick stocks with the best chances of beating the market over the next 30 days.
Each stock is given an alphabetic rating of A, B, C, D or F based on their value, growth, and momentum qualities. With this system, an A is better than a B, a B is better than a C, and so on, meaning the better the score, the better chance the stock will outperform.
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Value Score
For value investors, it's all about finding good stocks at good prices, and discovering which companies are trading under their true value before the broader market catches on. The Value Style Score utilizes ratios like P/E, PEG, Price/Sales, Price/Cash Flow, and a host of other multiples to help pick out the most attractive and discounted stocks.
Growth Score
While good value is important, growth investors are more focused on a company's financial strength and health, and its future outlook. The Growth Style Score takes projected and historic earnings, sales, and cash flow into account to uncover stocks that will see long-term, sustainable growth.
Momentum Score
Momentum traders and investors live by the saying "the trend is your friend." This investing style is all about taking advantage of upward or downward trends in a stock's price or earnings outlook. Employing factors like one-week price change and the monthly percentage change in earnings estimates, the Momentum Style Score can indicate favorable times to build a position in high-momentum stocks.
VGM Score
If you like to use all three kinds of investing, then the VGM Score is for you. It's a combination of all Style Scores, and is an important indicator to use with the Zacks Rank. The VGM Score rates each stock on their shared weighted styles, narrowing down the companies with the most attractive value, best growth forecast, and most promising momentum.
How Style Scores Work with the Zacks Rank
A proprietary stock-rating model, the Zacks Rank utilizes the power of earnings estimate revisions, or changes to a company's earnings outlook, to help investors create a successful portfolio.
#1 (Strong Buy) stocks have produced an unmatched +23.75% average annual return since 1988, which is more than double the S&P 500's performance over the same time frame. However, the Zacks Rank examines a ton of stocks, and there can be more than 200 companies with a Strong Buy rank, and another 600 with a #2 (Buy) rank, on any given day.
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The direction of a stock's earnings estimate revisions should always be a key factor when choosing which stocks to buy, since the Scores were created to work together with the Zacks Rank.
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Thus, the more stocks you own with a #1 or #2 Rank and Scores of A or B, the better.
Stock to Watch: American International Group (AIG)
American International Group is a leading global insurance organization. Building on its long history, it provides a wide range of property casualty insurance, life insurance, retirement solutions, and other financial services to customers in more than 80 countries and jurisdictions.
AIG is a #3 (Hold) on the Zacks Rank, with a VGM Score of B.
Momentum investors should take note of this Finance stock. AIG has a Momentum Style Score of B, and shares are up 4.2% over the past four weeks.
Four analysts revised their earnings estimate upwards in the last 60 days for fiscal 2025. The Zacks Consensus Estimate has increased $0.07 to $6.33 per share. AIG boasts an average earnings surprise of +9.5%.
With a solid Zacks Rank and top-tier Momentum and VGM Style Scores, AIG should be on investors' short list.
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Here's Why American International Group (AIG) is a Strong Momentum Stock

Everest Group, Ltd. EG has been trading below its 50-day simple moving average (SMA), signaling a short-term bearish trend. The 50-day SMA is a key indicator for traders and analysts to identify support and resistance levels. It is considered particularly important as this is the first marker of an uptrend or downtrend.
Price Performance of EG
Shares of Everest Group have lost 8.4% in the year-to-date period, underperforming its industry, the Finance sector, and the Zacks S&P 500 Composite’s growth of 4.4%, 10.7% and 9.6%, respectively, in the same time frame.
The insurer has a market capitalization of $13.9 billion. The average volume of shares traded in the last three months was 0.4 million.
Image Source: Zacks Investment Research
EG Shares Are Affordable
Shares of Everest Group are trading at a discount compared to the industry. Its price-to-book value of 0.93X is lower than the industry average of 2.19X. The multi-line insurer has a Value Score of A.
Image Source: Zacks Investment Research
Shares of EverQuote, Inc. EVER are trading at a multiple higher than the industry average, while shares of Radian Group Inc. RDN and American International Group, Inc. AIG are trading at a multiple lower than the industry average.
Projections for EG
The Zacks Consensus Estimate for 2025 revenues is pegged at $17.6 billion, implying a year-over-year improvement of 2.2%. The consensus estimate for Everest Group’s current-year earnings is pegged at $45.39 per share, suggesting 52.2% growth from the year-ago reported figure.
The consensus estimate for 2026 earnings per share and revenues indicates year-over-year increases of 34.6% and 4.8%, respectively.
Average Target Price for EG Suggests Upside
Based on short-term price targets offered by 15 analysts, the Zacks average price target is $389.40 per share. The average indicates a potential 17.4% upside from the last closing price.
Image Source: Zacks Investment Research
Bearish Analyst Sentiment on EG
Analysts covering the stock have lowered estimates for both 2025 and 2026 over the past seven days.
The Zacks Consensus Estimate for 2025 earnings has moved down 1.2% in the past seven days and the same for 2026 has edged down 0.9%.
Image Source: Zacks Investment Research
Key Points to Note for EG
Everest Group’s expansion in Asia, Latin America and Europe is fueling organic growth by lowering concentration risk in North America and unlocking underpenetrated markets. Empowered local decision-makers enhance underwriting responsiveness, while a balanced premium base across over 100 countries improves diversification. Combined with dynamic capital allocation, these factors strengthen risk-adjusted returns and support long-term earnings stability.
The reinsurance platform continues to strengthen its global position as the 4th largest P&C reinsurer, with deliberate portfolio optimization and reduced catastrophe volatility driving stronger risk-adjusted returns amid favorable market conditions expected through 2025. At the same time, the insurance segment is advancing a disciplined long-term strategy to build a leading global franchise, broadening diversification and supporting sustainable earnings growth.
Everest Group’s net investment income continues to trend upward, supported by a favorable rate environment and a diversified portfolio strategy. With more than 75% of the portfolio allocated to investment-grade fixed income and less than 4% to public equities, the company maintains a conservative investment stance that continues to generate stable income while positioning the portfolio to capture incremental upside in a higher interest rate environment.
Everest Group maintains a strong balance sheet, with a debt-to-capital ratio of 19.3%, well below the industry average of 34.4%. Its times interest earned ratio of 447x also far exceeds the industry’s 11.5x, underscoring robust financial flexibility and a conservative leverage profile.
While catastrophe losses were relatively mild in the second quarter, Everest Group remains inherently exposed to such events, which contribute to earnings volatility. Though the company’s active catastrophe management practices help mitigate the impact, such losses have historically influenced results and are expected to continue doing so. Despite a more favorable catastrophe environment, the combined ratio in the second quarter still inched up 10 basis points year over year to 90.4.
Moreover, Everest Group’s return on equity (ROE) of 5.9% lags significantly behind the industry average of 14.6%. The lower ROE reflects comparatively modest profitability and highlights the need for improved capital efficiency.
Wealth Distribution of EG
Everest Group continues to emphasize shareholder value creation through disciplined capital deployment. While the insurer has increased dividend four times in the last five years, five-year annualized dividend growth is 11.7%.The company's board also approved a share buyback program of $10 million.
Conclusion
Everest Group benefits from strong organic growth, a conservative investment portfolio and a solid balance sheet, which support earnings stability and risk-adjusted returns. However, continued exposure to catastrophe losses and a return on equity below the industry average highlight challenges in profitability and capital efficiency.
Given the bearish analyst sentiments and unfavorable ROE, it is therefore wise to adopt a wait-and-see approach on this Zacks Rank #3 (Hold) stock. You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
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Everest Group Trades Below 50-Day SMA: How to Play the Stock?

In trading on Friday, shares of American International Group Inc (Symbol: AIG) crossed above their 200 day moving average of $56.26, changing hands as high as $56.72 per share. American International Group Inc shares are currently trading up about 3.8% on the day. The chart below shows the one year performance of AIG shares, versus its 200 day moving average:
Looking at the chart above, AIG's low point in its 52 week range is $47.05 per share, with $65.73 as the 52 week high point — that compares with a last trade of $56.75. The AIG DMA information above was sourced from TechnicalAnalysisChannel.com
Click here to find out which 9 other dividend stocks recently crossed above their 200 day moving average »
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

AIG Crosses Above Key Moving Average Level

Looking at the underlying holdings of the ETFs in our coverage universe at ETF Channel, we have compared the trading price of each holding against the average analyst 12-month forward target price, and computed the weighted average implied analyst target price for the ETF itself. For the WisdomTree U.S. LargeCap Fund ETF (Symbol: EPS), we found that the implied analyst target price for the ETF based upon its underlying holdings is $72.41 per unit.
With EPS trading at a recent price near $65.19 per unit, that means that analysts see 11.07% upside for this ETF looking through to the average analyst targets of the underlying holdings. Three of EPS's underlying holdings with notable upside to their analyst target prices are W.W. Grainger Inc. (Symbol: GWW), American International Group Inc (Symbol: AIG), and Republic Services Inc (Symbol: RSG). Although GWW has traded at a recent price of $938.27/share, the average analyst target is 16.46% higher at $1092.73/share. Similarly, AIG has 16.15% upside from the recent share price of $78.29 if the average analyst target price of $90.94/share is reached, and analysts on average are expecting RSG to reach a target price of $268.33/share, which is 15.81% above the recent price of $231.71. Below is a twelve month price history chart comparing the stock performance of GWW, AIG, and RSG:
Below is a summary table of the current analyst target prices discussed above:
Name
Symbol
Recent Price
Avg. Analyst 12-Mo. Target
% Upside to Target
WisdomTree U.S. LargeCap Fund ETF
EPS
$65.19
$72.41
11.07%
W.W. Grainger Inc.
GWW
$938.27
$1092.73
16.46%
American International Group Inc
AIG
$78.29
$90.94
16.15%
Republic Services Inc
RSG
$231.71
$268.33
15.81%
Are analysts justified in these targets, or overly optimistic about where these stocks will be trading 12 months from now? Do the analysts have a valid justification for their targets, or are they behind the curve on recent company and industry developments? A high price target relative to a stock's trading price can reflect optimism about the future, but can also be a precursor to target price downgrades if the targets were a relic of the past. These are questions that require further investor research.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

EPS's Underlying Holdings Imply 11% Gain Potential

Root, Inc. ROOT is expected to register an improvement in its top and bottom lines when it reports second-quarter 2025 results on Aug. 6, after the closing bell.
The Zacks Consensus Estimate for ROOT’s second-quarter revenues is pegged at $337 million, indicating 16.5% growth from the year-ago reported figure.
The consensus estimate for earnings is pegged at $1.06 per share. The Zacks Consensus Estimate for ROOT’s second-quarter earnings has moved up 141% in the past 30 days. The estimate suggests a year-over-year increase of 303.9%.
What the Zacks Model Unveils for ROOT
Our proven model predicts an earnings beat for Root this time around. This is because the stock has the right combination of a positive Earnings ESP and a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold) that increases the chances of an earnings beat.
Earnings ESP: Root has an Earnings ESP of +58.29%. This is because the Most Accurate Estimate of $1.57 is pegged higher than the Zacks Consensus Estimate of $1.06. You can uncover the best stocks to buy or sell before they’re reported with our Earnings ESP Filter.
Root, Inc. Price and EPS Surprise
Zacks Rank: ROOT sports a Zacks Rank #1 at present. You can see the complete list of today’s Zacks #1 Rank stocks here.
Factors Likely to Shape Q2 Results of ROOT
Higher net premiums earned, improved net investment income, increased fee income and other income are expected to have favored the company’s top line in the second quarter.
An increase in policies in force resulting from increased direct performance marketing spend, continued growth in the partnership channel, and higher premiums per policy resulting from rate actions and a shift in customer mix are likely to have aided net premiums earned. The Zacks Consensus Estimate for second-quarter net investment income is pegged at $311 million.
The Zacks Consensus Estimate for second-quarter policies in force is pegged at 0.5 million,
Net investment income is likely to have increased from a higher average cash balance and a larger investment portfolio. The Zacks Consensus Estimate for second-quarter net investment income is pegged at $9 million.
Better pricing and increased exposure, coupled with prudent underwriting, are expected to have improved underwriting profitability, leading to an improvement in the combined ratio.
Higher loss and loss adjustment expenses, sales and marketing, other insurance expense, technology and development, and general and administrative expenses are likely to have increased operating expenses.
Other Stocks to Consider
Assurant AIZ has an Earnings ESP of +2.21% and a Zacks Rank #3 at present. The Zacks Consensus Estimate for second-quarter 2025 earnings is pegged at $4.43, indicating a year-over-year increase of 8.6%.
AIZ’s earnings beat estimates in each of the last four reported quarters.
American International Group AIG has an Earnings ESP of +0.18% and a Zacks Rank #3 at present. The Zacks Consensus Estimate for second-quarter 2025 earnings is pegged at $1.58, indicating a year-over-year increase of 36.2%.
AIG’s earnings beat estimates in three of the last four reported quarters, while missing in one.
Lemonade LMND has an Earnings ESP of +2.40% and a Zacks Rank #2 at present. The Zacks Consensus Estimate for second-quarter 2025 bottom line is pegged at a loss of 81 cents, implying no change year over year.
LMND’s earnings beat estimates in each of the last four reported quarters.
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With strong earnings growth and an expanding customer base, it's positioned to feed the rampant demand for Artificial Intelligence, Machine Learning, and Internet of Things. Global semiconductor manufacturing is projected to explode from $452 billion in 2021 to $971 billion by 2028.
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Can Root Keep the Surprise Streak Alive This Earnings Season?

Getting big returns from financial portfolios, whether through stocks, bonds, ETFs, other securities, or a combination of all, is an investor's dream. But when you're an income investor, your primary focus is generating consistent cash flow from each of your liquid investments.
Cash flow can come from bond interest, interest from other types of investments, and, of course, dividends. A dividend is the distribution of a company's earnings paid out to shareholders; it's often viewed by its dividend yield, a metric that measures a dividend as a percent of the current stock price. Many academic studies show that dividends account for significant portions of long-term returns, with dividend contributions exceeding one-third of total returns in many cases.
American International Group (AIG) is headquartered in New York, and is in the Finance sector. The stock has seen a price change of 5.77% since the start of the year. Currently paying a dividend of $0.45 per share, the company has a dividend yield of 2.34%. In comparison, the Insurance - Multi line industry's yield is 1.72%, while the S&P 500's yield is 1.49%.
Looking at dividend growth, the company's current annualized dividend of $1.80 is up 15.4% from last year. Over the last 5 years, American International Group has increased its dividend 3 times on a year-over-year basis for an average annual increase of 6.78%. Looking ahead, future dividend growth will be dependent on earnings growth and payout ratio, which is the proportion of a company's annual earnings per share that it pays out as a dividend. American International Group's current payout ratio is 33%, meaning it paid out 33% of its trailing 12-month EPS as dividend.
Earnings growth looks solid for AIG for this fiscal year. The Zacks Consensus Estimate for 2025 is $6.15 per share, which represents a year-over-year growth rate of 24.24%.
Investors like dividends for a variety of different reasons, from tax advantages and decreasing overall portfolio risk to considerably improving stock investing profits. It's important to keep in mind that not all companies provide a quarterly payout.
For instance, it's a rare occurrence when a tech start-up or big growth business offers its shareholders a dividend. It's more common to see larger companies with more established profits give out dividends. Income investors must be conscious of the fact that high-yielding stocks tend to struggle during periods of rising interest rates. With that in mind, AIG is a compelling investment opportunity. Not only is it a strong dividend play, but the stock currently sits at a Zacks Rank of #3 (Hold).
Zacks Names #1 Semiconductor Stock
This under-the-radar company specializes in semiconductor products that titans like NVIDIA don't build. It's uniquely positioned to take advantage of the next growth stage of this market. And it's just beginning to enter the spotlight, which is exactly where you want to be.
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Why American International Group (AIG) is a Great Dividend Stock Right Now

Leading global insurer MetLife, Inc. MET is set to report second-quarter 2025 results on Aug. 6, after the closing bell. The Zacks Consensus Estimate for the to-be-reported quarter’s earnings is currently pegged at $2.19 per share on revenues of $18.4 billion.
The second-quarter earnings estimate has improved over the past 30 days. However, the bottom-line projection indicates a year-over-year decline of 4%. The Zacks Consensus Estimate for quarterly revenues suggests a year-over-year decline of 1.5%.
Image Source: Zacks Investment Research
For the current year, the Zacks Consensus Estimate for MetLife’s revenues is pegged at $74.8 billion, implying a rise of 2.4% year over year. Also, the consensus mark for current-year EPS is pegged at $8.96, calling for a jump of around 10.5% on a year-over-year basis.
MET beat the consensus estimate for earnings in one of the last four quarters and missed thrice, with the average surprise being negative 1.9%.
MetLife, Inc. Price and EPS Surprise
Q2 Earnings Whispers for MET
Our proven model does not conclusively predict an earnings beat for MetLife this time. The combination of a positive Earnings ESP and a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold) increases the odds of an earnings beat, which is not the case here.
MET has an Earnings ESP of +0.67% and carries a Zacks Rank #4 (Sell) at present. You can uncover the best stocks to buy or sell before they’re reported with our Earnings ESP Filter.
What’s Shaping MET’s Q2 Results?
Rising adjusted group benefits revenues are expected to buoy MetLife’s second-quarter results. Improving operations in the international markets, especially in Asia and Latin America, is a major positive.
The Zacks Consensus Estimate for total adjusted group benefits for the to-be-reported quarter suggests an increase of 2.9% from the prior-year quarter. Improving profits from Asia and Latin American operations are expected to have positioned the company for significant growth from the year-ago period. Favorable underwriting and improved variable investment income are likely to have aided the Asia segment, while the Latin America business is expected to have gained from higher volumes.
Adjusted earnings from the Latin America business are likely to have witnessed 0.4% year-over-year growth in the second quarter.
The factors mentioned above are expected to have contributed to MetLife's year-over-year growth. However, rising costs and expenses are likely to have partially offset the profit growth levels in the to-be-reported quarter. Also, the consensus mark for net investment income is pegged at $5.1 billion, implying a decline of 1.4% year over year.
Stocks That Warrant a Look
Here are some companies worth considering from the broader Finance space, as our model shows that these have the right combination of elements to beat on earnings this time:
Hippo Holdings Inc. HIPO presently has an Earnings ESP of +2.04% and carries a Zacks Rank #2. You can see the complete list of today’s Zacks #1 Rank stocks here.
The Zacks Consensus Estimate for Hippo Holdings’ bottom line for the to-be-reported quarter is pegged at a loss of $0.65 per share, indicating 60.4% year-over-year growth. It has remained stable over the past week. The consensus estimate for Hippo Holdings’ revenues is pegged at $115.5 million.
American International Group Inc AIG currently has an Earnings ESP of +0.18% and carries a Zacks Rank #3.
The Zacks Consensus Estimate for American International Group’s bottom line for the to-be-reported quarter is pegged at $1.58 per share, indicating 36.2% year-over-year growth. It has remained stable over the past week. The consensus estimate for American International Group’s revenues is pegged at $6.8 billion.
Assurant, Inc. AIZ currently has an Earnings ESP of +2.21% and a Zacks Rank of 3.
The Zacks Consensus Estimate for Assurant’s earnings for the to-be-reported quarter is pegged at $4.43 per share. The consensus estimate for revenues is pegged at $3.11 billion. Assurant beat earnings estimates in each of the past four quarters, with the average surprise being 16%.
Zacks Names #1 Semiconductor Stock
This under-the-radar company specializes in semiconductor products that titans like NVIDIA don't build. It's uniquely positioned to take advantage of the next growth stage of this market. And it's just beginning to enter the spotlight, which is exactly where you want to be.
With strong earnings growth and an expanding customer base, it's positioned to feed the rampant demand for Artificial Intelligence, Machine Learning, and Internet of Things. Global semiconductor manufacturing is projected to explode from $452 billion in 2021 to $971 billion by 2028.
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The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

MetLife to Report Q2 Earnings: What Do Key Estimates Say?

Wall Street analysts forecast that American International Group (AIG) will report quarterly earnings of $1.58 per share in its upcoming release, pointing to a year-over-year increase of 36.2%. It is anticipated that revenues will amount to $6.82 billion, exhibiting an increase of 2.7% compared to the year-ago quarter.
Over the past 30 days, the consensus EPS estimate for the quarter has been adjusted downward by 2% to its current level. This demonstrates the covering analysts' collective reassessment of their initial projections during this period.
Prior to a company's earnings release, it is of utmost importance to factor in any revisions made to the earnings projections. These revisions serve as a critical gauge for predicting potential investor behaviors with respect to the stock. Empirical studies consistently reveal a strong link between trends in earnings estimate revisions and the short-term price performance of a stock.
While investors typically rely on consensus earnings and revenue estimates to gauge how the business may have fared during the quarter, examining analysts' projections for some of the company's key metrics often helps gain a deeper insight.
That said, let's delve into the average estimates of some American International Group metrics that Wall Street analysts commonly model and monitor.
According to the collective judgment of analysts, 'General Insurance- Net premiums earned' should come in at $5.96 billion. The estimate indicates a change of +3.7% from the prior-year quarter.
The consensus estimate for 'General Insurance- Net investment income' stands at $784.38 million. The estimate suggests a change of +5.2% year over year.
Analysts expect 'Other Operations- Net investment income and other' to come in at $88.75 million. The estimate indicates a year-over-year change of -37.1%.
Based on the collective assessment of analysts, 'Revenues- Total net investment income' should arrive at $946.23 million. The estimate suggests a change of -4.4% year over year.
It is projected by analysts that the 'General Insurance - Combined ratio' will reach 90.4%. Compared to the current estimate, the company reported 92.5% in the same quarter of the previous year.
The combined assessment of analysts suggests that 'General Insurance - Expense ratio' will likely reach 30.8%. Compared to the current estimate, the company reported 31.5% in the same quarter of the previous year.
Analysts' assessment points toward 'General Insurance - Loss ratio' reaching 59.6%. The estimate is in contrast to the year-ago figure of 61.0%.
Analysts forecast 'General Insurance- Adjusted pre-tax income' to reach $1.34 billion. Compared to the present estimate, the company reported $1.18 billion in the same quarter last year.
View all Key Company Metrics for American International Group here>>>
American International Group shares have witnessed a change of -6.7% in the past month, in contrast to the Zacks S&P 500 composite's +2.3% move. With a Zacks Rank #3 (Hold), AIG is expected closely follow the overall market performance in the near term. You can see the complete list of today's Zacks Rank #1 (Strong Buy) stocks here >>>> .
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American International Group (AIG) Q2 Earnings Preview: What You Should Know Beyond the Headline Estimates

Willis Towers Watson Public Limited Company WTW is expected to register an improvement in its bottom line but a decline in the top line when it reports second-quarter 2025 results on July 31, after the closing bell.
The Zacks Consensus Estimate for WTW’s second-quarter revenues is pegged at $2.23 billion, indicating a 1.3% decline from the year-ago reported figure.
The consensus estimate for earnings is pegged at $2.65 per share. The Zacks Consensus Estimate for WTW’s second-quarter earnings has moved down 0.3% in the past 30 days. The estimate suggests a year-over-year increase of 3.9%.
What the Zacks Model Unveils
Our proven model does not conclusively predict an earnings beat for Willis Towers this time around. This is because a stock needs to have the right combination of a positive Earnings ESP and a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold). This is not the case, as you can see below.
Earnings ESP: Willis Towers has an Earnings ESP of -3.20%. This is because the Most Accurate Estimate of $2.56 is pegged lower than the Zacks Consensus Estimate of $2.65. You can uncover the best stocks to buy or sell before they’re reported with our Earnings ESP Filter.
Willis Towers Watson Public Limited Company Price and EPS Surprise
Zacks Rank: Willis Towers carries a Zacks Rank of 3 at present.
Factors at Play
Revenues in the second quarter are likely to have benefited from strong performances across all the segments.
Solid client retention, new business and geographic expansion are likely to have aided the Organic revenue growth in Health in the to-be-reported quarter.
Wealth business revenues are likely to have benefited from higher levels of Retirement work in Europe and International, alongside growth in the Investments business due to the success of the LifeSight solution and capital market improvements.
Increased advisory services and product revenues are expected to have favored Career revenues.
Benefits Delivery & Outsourcing segment’s performance is likely to have been aided by increased project and core administration work.
Corporate Risk & Broking is expected to have benefited from higher levels of new business activity and strong client retention globally.
Expenses in the second quarter are likely to have increased, attributable to higher incentive costs and salary expense, losses on professional liability claims and higher non-income-related tax expense, increased consulting and compensation costs related to the Transformation program. We expect the metric to decrease 8.6% to $1.8 billion.
Stocks to Consider
Some insurance stocks with the right combination of elements to come up with an earnings beat this time around are:
American International Group, Inc. AIG has an Earnings ESP of +0.18% and a Zacks Rank #3 at present. You can see the complete list of today’s Zacks #1 Rank stocks here.
The Zacks Consensus Estimate for second-quarter 2025 earnings is pegged at $1.58 per share, indicating a year-over-year increase of 36.2%. AIG’s earnings beat estimates in three of the last four quarters while missing in one.
Assurant, Inc. AIZ has an Earnings ESP of +1.99% and carries a Zacks Rank of 3 at present. The Zacks Consensus Estimate for second-quarter 2025 earnings is pegged at $4.43 per share, implying an increase of 8.5% from the year-ago reported figure.
AIZ’s earnings beat estimates in each of the last four quarters.
Old Republic International Corporation ORI has an Earnings ESP of +3.45% and carries a Zacks Rank of 3 at present. The Zacks Consensus Estimate for second-quarter 2025 earnings is pegged at 73 cents per share, implying a decrease of 44.7% from the year-ago reported figure.
ORI’s earnings beat estimates in each of the last four quarters.
5 Stocks Set to Double
Each was handpicked by a Zacks expert as the favorite stock to gain +100% or more in the months ahead. They include
Stock #1: A Disruptive Force with Notable Growth and Resilience
Stock #2: Bullish Signs Signaling to Buy the Dip
Stock #3: One of the Most Compelling Investments in the Market
Stock #4: Leader In a Red-Hot Industry Poised for Growth
Stock #5: Modern Omni-Channel Platform Coiled to Spring
Most of the stocks in this report are flying under Wall Street radar, which provides a great opportunity to get in on the ground floor. While not all picks can be winners, previous recommendations have soared +171%, +209% and +232%.
Download Atomic Opportunity: Nuclear Energy's Comeback free today.
Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Willis Towers Set to Report Q2 Earnings: What's in the Cards?

Arthur J. Gallagher & Co. AJG is expected to register an improvement in its top and bottom lines when it reports second-quarter 2025 results on July 31, after the closing bell.
The Zacks Consensus Estimate for AJG’s second-quarter revenues is pegged at $3.17 billion, indicating 15.8% growth from the year-ago reported figure.
The consensus estimate for earnings is pegged at $2.36 per share. The Zacks Consensus Estimate for AJG’s second-quarter earnings has moved down 0.8% in the past 30 days. The estimate suggests a year-over-year increase of 4.4%.
What the Zacks Model Unveils for AJG
Our proven model does not conclusively predict an earnings beat for Arthur J. Gallagher this time. This is because a stock needs to have the right combination of a positive Earnings ESP and a Zacks Rank #1 (Strong Buy), 2 (Buy), or 3 (Hold). This is not the case, as you can see below:
Earnings ESP: Arthur J. Gallagher has an Earnings ESP of -0.05%. You can uncover the best stocks to buy or sell before they’re reported with our Earnings ESP Filter.
Arthur J. Gallagher & Co. Price and EPS Surprise
Zacks Rank: AJG carries a Zacks Rank #4 (Sell) at present.
Factors Likely to Shape Q2 Results of AJG
Better performances in both segments are likely to aid AJG’s second-quarter results. New business, solid retention and higher renewal premiums across its business lines are likely to have benefited the second-quarter performance.
The Zacks Consensus Estimate for fees is pegged at $925 million, indicating an increase of 12% from the prior-year period’s reported number. The consensus mark for commissions is pegged at $1.8 billion, implying 12.5% growth from the prior-year period’s reported number.
Excellent client retention, strong new business production, and increases in customer business activity are expected to have favored the Risk management segment.
Continued strong customer retention, higher new business generation and increasing renewal premiums, an improvement in interest income earned on own and fiduciary funds are expected to have benefited the Brokerage segment.
Increased commissions and fees, higher supplemental revenues and improved contingent revenues and investment income, as well as strategic mergers and acquisitions, are likely to have driven the top line in the to-be-reported quarter.
Total expenses are likely to have increased mainly because of higher compensation, reimbursements, interest, amortization and changes in estimated acquisition earnout payables.
Stocks to Consider
Here are some insurance stocks you may want to consider, as our model shows that these have the right combination of elements to post an earnings beat:
American International Group, Inc. AIG has an Earnings ESP of +0.18% and a Zacks Rank #3 at present. You can see the complete list of today’s Zacks #1 Rank stocks here.
The Zacks Consensus Estimate for second-quarter 2025 earnings is pegged at $1.58 per share, indicating a year-over-year increase of 36.2%. AIG’s earnings beat estimates in three of the last four quarters while missing in one.
Assurant, Inc. AIZ has an Earnings ESP of +1.99% and carries a Zacks Rank of 3 at present. The Zacks Consensus Estimate for second-quarter 2025 earnings is pegged at $4.43 per share, implying an increase of 8.5% from the year-ago reported figure.
AIZ’s earnings beat estimates in each of the last four quarters.
Old Republic International Corporation ORI has an Earnings ESP of +3.45% and carries a Zacks Rank of 3 at present. The Zacks Consensus Estimate for second-quarter 2025 earnings is pegged at 73 cents per share, implying a decrease of 44.7% from the year-ago reported figure.
ORI’s earnings beat estimates in each of the last four quarters.
5 Stocks Set to Double
Each was handpicked by a Zacks expert as the favorite stock to gain +100% or more in the months ahead. They include
Stock #1: A Disruptive Force with Notable Growth and Resilience
Stock #2: Bullish Signs Signaling to Buy the Dip
Stock #3: One of the Most Compelling Investments in the Market
Stock #4: Leader In a Red-Hot Industry Poised for Growth
Stock #5: Modern Omni-Channel Platform Coiled to Spring
Most of the stocks in this report are flying under Wall Street radar, which provides a great opportunity to get in on the ground floor. While not all picks can be winners, previous recommendations have soared +171%, +209% and +232%.
Download Atomic Opportunity: Nuclear Energy's Comeback free today.
Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.