The Hartford Financial Services Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. Its Commercial Lines segment offers insurance coverages, including workers' compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company's Personal Lines segment provides automobile, homeowners, and personal umbrella coverages through direct-to-consumer channels and independent agents. Its Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. The company's Group Benefits segment provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; and leave management solution. This segment also distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Its Hartford Funds segment offers managed mutual funds across various asset classes; and exchange-traded funds through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust groups, and registered investment advisers, as well as investment management, distribution, and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.

The Hartford Insurance Group, Inc.

Data is currently not available
Edit My Quotes
Add up to 25 symbols
To add symbols:
Type a symbol or company name. When the symbol you want to add appears, add it to My Quotes by selecting it and pressing Enter/Return.
Copy and paste multiple symbols separated by spaces.
These symbols will be available throughout the site during your session.
Data is currently not available
Edit My European Quotes
Add up to 25 instruments
To add instruments:
Type a instrument or company name. When the instrument you want to add appears, add it to My European Quotes by selecting it and pressing Enter/Return.
Copy and paste multiple instruments separated by spaces.
These instruments will be available throughout the site during your session.
Data is currently not available
Your symbols have been updated
You'll now be able to see real-time price and activity for your symbols on the My Quotes of Nasdaq.com.
Data is currently not available
Edit Watchlist
Add up to 20 symbols
To add symbols:
Type a symbol or company name. When the symbol you want to add appears, add it to Watchlist by selecting it and pressing Enter/Return.
Copy and paste multiple symbols separated by spaces.
These symbols will be available throughout the site during your session.
Data is currently not available
Opt in to Smart Portfolio
We are currently experiencing technical difficulties, please try again.
Smart Portfolio is supported by our partner TipRanks. By connecting my portfolio to TipRanks Smart Portfolio I agree to their Terms of Use.

The Hartford (HIG) Q2 2025 Earnings Transcript

In trading on Friday, shares of Hartford Insurance Group Inc's 6.000% Non-Cumulative Preferred Stock, Series G (Symbol: HIG.PRG) were yielding above the 6% mark based on its quarterly dividend (annualized to $1.50), with shares changing hands as low as $24.80 on the day. This compares to an average yield of 6.52% in the "Financial" preferred stock category, according to Preferred Stock Channel. As of last close, HIG.PRG was trading at a 0.64% premium to its liquidation preference amount, versus the average discount of 9.65% in the "Financial" category. Investors should keep in mind that the shares are not cumulative, meaning that in the event of a missed payment, the company does not have to pay the balance of missed dividends to preferred shareholders before resuming a common dividend.
Below is a dividend history chart for HIG.PRG, showing historical dividend payments on Hartford Insurance Group Inc's 6.000% Non-Cumulative Preferred Stock, Series G :
Also see:
Funds Holding EAB
KWEB Videos
ARCW shares outstanding history
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Hartford Insurance Group's Preferred Stock, Series G Shares Cross 6% Yield Mark

Key Points
- Non-GAAP EPS of $3.41 beat analyst estimates by 20.5%, driven by strong underwriting and investment income in Q2 2025
- The Property & Casualty (P&C) segment outperformed, with improved combined ratios and underlying profitability across business and personal lines in Q2 2025.
- Book value per diluted share increased 17% year over year, reflecting ongoing capital management and earnings growth in Q2 2025
Hartford Insurance Group (NYSE:HIG), a leading U.S. provider of property and casualty insurance, group benefits, and mutual funds, reported second quarter 2025 earnings on July 28, 2025. The company delivered a robust quarter, significantly beating analyst expectations with Non-GAAP earnings per share (EPS) of $3.41, outpacing the $2.83 consensus estimate (non-GAAP). The quarter’s standout performance came from improvements in core underwriting and investment income, offset by areas of pressure in Employee Benefits and persistent outflows in Hartford Funds. Management characterized the quarter as “outstanding,” citing strong execution in key business lines and continued progress on strategic initiatives.
Metric
Q2 2025
Q2 2025 Estimate
Q2 2024
Y/Y Change
EPS (Core, Non-GAAP)
$3.41
$2.83
$2.50
36%
Revenue (GAAP)
$7.0 billion
$7.0 billion
$6.5 billion
7.7%
Core Earnings (Non-GAAP)
$981 million
$750 million
31%
Book Value per Diluted Share
$60.02
$51.43
17%
Core Earnings ROE (Trailing 12 Months)
17.0%
17.4%
(0.4) pp
Company Overview and Key Success Factors
Hartford Insurance Group operates across three core segments: property and casualty insurance, group benefits, and mutual funds. Its P&C division covers a spectrum of business lines, such as small business, middle market, personal auto, and homeowners insurance. The group benefits segment provides products like disability, life, and accident coverage. Hartford Funds, the asset management arm, focuses on mutual funds and exchange-traded funds (ETFs).
In recent years, the company has prioritized five critical areas: advanced underwriting using data and artificial intelligence; strengthening investment management for reliable returns; expanding through diverse distribution partnerships including a key relationship with AARP; ensuring strict regulatory compliance; and investing in workforce talent and digital platforms. The combination of underwriting discipline and focus on innovation has helped the company respond quickly to shifts in risk, market demand, and customer needs.
Quarter in Detail: Segment Performance and Notable Events
The quarter saw robust growth in property and casualty insurance, especially within business insurance lines. Business Insurance written premiums increased by 8% to $3.8 billion, with a significant 26% rise in core earnings to $697 million. The segment’s combined ratio, an industry measure of underwriting profitability where lower is better, improved by 2.8 points to 87.0. The underlying combined ratio—a figure that adjusts for catastrophe and prior development losses—stood at 88.0, slightly higher than last year due to some increase in general liability claim costs. Notably, Net favorable development from prior years added $122 million before tax, up from $44 million in Q2 2024. Catastrophe losses dropped, easing from $155 million in Q2 2024 to $114 million.
The personal insurance segment achieved a marked turnaround, posting core earnings of $94 million after a core loss in the prior year. Combined ratio in personal insurance improved to 94.1 from 107.4 in Q2 2024, driven by improved underwriting in both auto and homeowners products. Homeowners new business surged 47%, while policy retention remained stable in Q2 2025. Renewal price increases averaged 14.0% for auto and 12.7% for homeowners insurance, supporting the segment’s return to profitability in Q2 2025. The Prevail auto and home platform, now active in 44 states, helped drive direct channel new business, while AARP partnership continued to underpin customer acquisition among older adults.
Employee Benefits delivered flat fully insured ongoing premiums at $1.60 billion. However, core earnings declined by 8% to $163 million, and the net income margin narrowed by 1.2 points to 8.5%. This pressure stemmed from higher expenses due to technology and staffing investments. Loss ratios—a measure of claims costs as a percentage of premiums—rose slightly to 69.1%, with increased disability claims offset by lower life insurance claims in Q2 2025. Employee Benefits expenses increased due to higher investments in technology and staffing costs in Q2 2025.
The Hartford Funds segment reported 7% growth in core earnings to $46 million, with assets under management (AUM) up 7% to $145.5 billion. Despite higher AUM driven by market appreciation, net outflows remained a concern at $(1.5) billion, a worsening from the prior year’s $(1.1) billion for Q2 2024. Continued outflows have been partially offset by higher market values.
From a financial perspective, total consolidated revenue reached $7.0 billion, up 7.7% from the prior year. Book value per diluted share also increased compared to the prior period, principally due to net income in excess of stockholder dividends and a decline in average net unrealized losses on investments in AOCI, partially offset by the dilutive effect of share repurchases. The company returned $549 million to shareholders through share repurchases and dividends, underlining its ongoing commitment to capital return in the quarter.
One-off items included net favorable prior year reserve development, as well as lower current year catastrophe losses compared to last year in Q2 2025. The company’s expense ratios also improved in property and casualty operations, largely due to the impact of higher earned premium in Q2 2025.
Management declared a quarterly dividend, maintaining its ongoing dividend payout. The company continues its trend of consistent shareholder returns, with $149 million paid in dividends and $400 million in share repurchases during Q2 2025.
Strategic Developments and Industry Context
This quarter, advances in underwriting stood out. The company continued to leverage data analytics and AI for more accurate risk assessment and product pricing. In the business insurance segment, management reported sustained pricing increases, notably 8.1% outside of workers’ compensation, staying ahead of estimated loss cost trends during Q2 2025.
On the investment side, net investment income climbed 10% to $664 million, boosting portfolio yields in Q2 2025. Total invested assets reached $60.9 billion in Q2 2025 yielding a pre-tax annualized return of 4.3% versus 4.1% for Q2 2024. Management underscored the contribution of higher reinvestment rates and a diversified portfolio, though variable rate assets comprised a modest share of the total.
Distribution channels remained robust, with growth in new business across Small Business and Personal Homeowners segments in Q1 2025. The AARP partnership continued to provide access to the over-50 demographic, while technology integrations and expansions in agency and direct sales efforts supported broader customer reach.
Regulatory compliance and human capital remained top priorities. The company highlighted agility in adjusting insurance rates as needed in file-and-use states—a process that allows insurers to respond faster to inflation and supply chain impacts on claim costs. Ongoing investment in talent and digital transformation, particularly in Employee Benefits, continued to drive operational changes.
Looking Ahead: Guidance and Emerging Trends
Management stated its confidence in delivering profitable growth through the rest of fiscal 2025. It reaffirmed goals to maintain strong combined ratios in P&C lines, return personal auto to target profitability, and continue investment yield improvements. Management provided no explicit quantitative financial guidance for upcoming quarters.
Investors will want to watch trends in Employee Benefits margins, as expense growth outpaced revenue in Q2 2025, and to monitor Hartford Funds net flows. The ongoing deployment of technology and data tools, as well as progress in agency relationships and the impact of future catastrophe events, will be important in assessing the company’s ability to sustain recent performance levels. The company continues to pay a regular quarterly dividend, in line with its historical pattern.
Revenue and net income presented using U.S. generally accepted accounting principles (GAAP) unless otherwise noted.
Where to invest $1,000 right now
When our analyst team has a stock tip, it can pay to listen. After all, Stock Advisor’s total average return is 1,041%* — a market-crushing outperformance compared to 183% for the S&P 500.
They just revealed what they believe are the 10 best stocks for investors to buy right now, available when you join Stock Advisor.
*Stock Advisor returns as of July 28, 2025
JesterAI is a Foolish AI, based on a variety of Large Language Models (LLMs) and proprietary Motley Fool systems. All articles published by JesterAI are reviewed by our editorial team, and The Motley Fool takes ultimate responsibility for the content of this article. JesterAI cannot own stocks and so it has no positions in any stocks mentioned. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Hartford Beats Q2 Earnings Estimates

(RTTNews) - Hartford Financial Services Group Inc. (HIG) announced earnings for its second quarter that Increases, from last year
The company's bottom line totaled $990 million, or $3.44 per share. This compares with $733 million, or $2.44 per share, last year.
Excluding items, Hartford Financial Services Group Inc. reported adjusted earnings of $981 million or $3.41 per share for the period.
The company's revenue for the period rose 7.7% to $6.987 billion from $6.486 billion last year.
Hartford Financial Services Group Inc. earnings at a glance (GAAP) :
-Earnings: $990 Mln. vs. $733 Mln. last year. -EPS: $3.44 vs. $2.44 last year. -Revenue: $6.987 Bln vs. $6.486 Bln last year.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Hartford Financial Services Group Inc. Profit Rises In Q2

The following companies are expected to report earnings after hours on 07/28/2025. Visit our Earnings Calendar for a full list of expected earnings releases.
Welltower Inc. (WELL)is reporting for the quarter ending June 30, 2025. The reit company's consensus earnings per share forecast from the 6 analysts that follow the stock is $1.22. This value represents a 16.19% increase compared to the same quarter last year. In the past year WELL has beat the expectations every quarter. The highest one was in the 1st calendar quarter where they beat the consensus by 4.35%. Zacks Investment Research reports that the 2025 Price to Earnings ratio for WELL is 32.18 vs. an industry ratio of 12.30, implying that they will have a higher earnings growth than their competitors in the same industry.
Waste Management, Inc. (WM)is reporting for the quarter ending June 30, 2025. The waste removal company's consensus earnings per share forecast from the 13 analysts that follow the stock is $1.88. This value represents a 3.30% increase compared to the same quarter last year. WM missed the consensus earnings per share in the 4th calendar quarter of 2024 by -5.03%. Zacks Investment Research reports that the 2025 Price to Earnings ratio for WM is 30.34 vs. an industry ratio of 31.80.
Cadence Design Systems, Inc. (CDNS)is reporting for the quarter ending June 30, 2025. The computer software company's consensus earnings per share forecast from the 8 analysts that follow the stock is $1.22. This value represents a 27.08% increase compared to the same quarter last year. CDNS missed the consensus earnings per share in the 4th calendar quarter of 2024 by -1.32%. Zacks Investment Research reports that the 2025 Price to Earnings ratio for CDNS is 61.98 vs. an industry ratio of 34.80, implying that they will have a higher earnings growth than their competitors in the same industry.
The Hartford Insurance Group, Inc. (HIG)is reporting for the quarter ending June 30, 2025. The insurance (property & casualty) company's consensus earnings per share forecast from the 9 analysts that follow the stock is $2.77. This value represents a 10.80% increase compared to the same quarter last year. In the past year HIG has beat the expectations every quarter. The highest one was in the 1st calendar quarter where they beat the consensus by 3.29%. Zacks Investment Research reports that the 2025 Price to Earnings ratio for HIG is 11.29 vs. an industry ratio of 10.40, implying that they will have a higher earnings growth than their competitors in the same industry.
Nucor Corporation (NUE)is reporting for the quarter ending June 30, 2025. The steel company's consensus earnings per share forecast from the 5 analysts that follow the stock is $2.62. This value represents a 2.24% decrease compared to the same quarter last year. In the past year NUE has beat the expectations every quarter. The highest one was in the 1st calendar quarter where they beat the consensus by 13.24%. Zacks Investment Research reports that the 2025 Price to Earnings ratio for NUE is 17.76 vs. an industry ratio of 8.70, implying that they will have a higher earnings growth than their competitors in the same industry.
Brown & Brown, Inc. (BRO)is reporting for the quarter ending June 30, 2025. The insurance brokers company's consensus earnings per share forecast from the 7 analysts that follow the stock is $0.99. This value represents a 6.45% increase compared to the same quarter last year. BRO missed the consensus earnings per share in the 1st calendar quarter of 2025 by -0.77%. Zacks Investment Research reports that the 2025 Price to Earnings ratio for BRO is 24.67 vs. an industry ratio of 20.50, implying that they will have a higher earnings growth than their competitors in the same industry.
Veralto Corp. (VLTO)is reporting for the quarter ending June 30, 2025. The waste removal company's consensus earnings per share forecast from the 4 analysts that follow the stock is $0.89. This value represents a 4.71% increase compared to the same quarter last year. In the past year VLTO has beat the expectations every quarter. The highest one was in the 1st calendar quarter where they beat the consensus by 9.2%. Zacks Investment Research reports that the 2025 Price to Earnings ratio for VLTO is 27.84 vs. an industry ratio of 31.80.
Cincinnati Financial Corporation (CINF)is reporting for the quarter ending June 30, 2025. The insurance (property & casualty) company's consensus earnings per share forecast from the 10 analysts that follow the stock is $1.39. This value represents a 7.75% increase compared to the same quarter last year. CINF missed the consensus earnings per share in the 3rd calendar quarter of 2024 by -2.74%. Zacks Investment Research reports that the 2025 Price to Earnings ratio for CINF is 28.30 vs. an industry ratio of 10.40, implying that they will have a higher earnings growth than their competitors in the same industry.
Celestica, Inc. (CLS)is reporting for the quarter ending June 30, 2025. The electrical company's consensus earnings per share forecast from the 3 analysts that follow the stock is $1.09. This value represents a 28.24% increase compared to the same quarter last year. CLS missed the consensus earnings per share in the 1st calendar quarter of 2025 by -0.99%. Zacks Investment Research reports that the 2025 Price to Earnings ratio for CLS is 38.34 vs. an industry ratio of 28.60, implying that they will have a higher earnings growth than their competitors in the same industry.
Principal Financial Group Inc (PFG)is reporting for the quarter ending June 30, 2025. The insurance company's consensus earnings per share forecast from the 7 analysts that follow the stock is $1.98. This value represents a 21.47% increase compared to the same quarter last year. Zacks Investment Research reports that the 2025 Price to Earnings ratio for PFG is 10.07 vs. an industry ratio of 11.20.
Woodward, Inc. (WWD)is reporting for the quarter ending June 30, 2025. The aerospace and defense company's consensus earnings per share forecast from the 5 analysts that follow the stock is $1.62. This value represents a 0.61% decrease compared to the same quarter last year. In the past year WWD has beat the expectations every quarter. The highest one was in the 1st calendar quarter where they beat the consensus by 17.36%. Zacks Investment Research reports that the 2025 Price to Earnings ratio for WWD is 40.96 vs. an industry ratio of 53.20.
Exelixis, Inc. (EXEL)is reporting for the quarter ending June 30, 2025. The biomedical (gene) company's consensus earnings per share forecast from the 9 analysts that follow the stock is $0.57. This value represents a 24.00% decrease compared to the same quarter last year. In the past year EXEL has beat the expectations every quarter. The highest one was in the 1st calendar quarter where they beat the consensus by 51.43%. Zacks Investment Research reports that the 2025 Price to Earnings ratio for EXEL is 19.24 vs. an industry ratio of 1.50, implying that they will have a higher earnings growth than their competitors in the same industry.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

After-Hours Earnings Report for July 28, 2025 : WELL, WM, CDNS, HIG, NUE, BRO, VLTO, CINF, CLS, PFG, WWD, EXEL

The Hartford Insurance Group, Inc. HIG is set to report second-quarter 2025 results on July 28, after the closing bell. The Zacks Consensus Estimate for the to-be-reported quarter’s earnings is currently pegged at $2.77 per shareon revenues of $4.89 billion.
The second-quarter earnings estimate has moved south by 1 cent over the past 60 days. However, the bottom-line projection indicates a year-over-year increase of 10.8%. The Zacks Consensus Estimate for quarterly revenues implies year-over-year growth of 9.6%.
Image Source: Zacks Investment Research
For the full-year 2025, the Zacks Consensus Estimate for Hartford’s revenues is pegged at $19.8 billion, implying a rise of 8.4% year over year. Also, the consensus mark for current year EPS is pegged at $10.93, implying a jump of around 6.1% on a year-over-year basis.
HIG’s earnings beat the consensus estimate in each of the last four quarters, with the average surprise being 6.4%.
The Hartford Insurance Group, Inc. Price and EPS Surprise
Q2 Earnings Whispers for HIG
Our proven model predicts a likely earnings beat for the company this time around as well. The combination of a positive Earnings ESP and a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold) increases the odds of an earnings beat. That is precisely the case here.
Hartford has an Earnings ESP of +0.32% and a Zacks Rank #3. You can uncover the best stocks to buy or sell before they’re reported with our Earnings ESP Filter.
What’s Shaping HIG’s Q2 Results?
The Zacks Consensus Estimatefornet premiums earned for the second quarter indicates 7.9% growth year over year. Also, the consensus estimate indicates an 11.7% increase in net investment income in the quarter under review.
The Zacks Consensus Estimate for Hartford’s homeowners’ policies in force for the quarter under review indicates growth of 2% year over year. The same for small commercial predicts a 5% year-over-year increase. These are expected to be partially offset by a 6% year-over-year decline in automobile policies in force.
The Zacks Consensus Estimate for Hartford’s Personal Insurance combined ratio for the quarter under review is pegged at 99.44%, indicating an improvement from the prior-year reported figure of 107.40%. However, the same for expense ratio is pegged at 26.73%, rising a bit from 26.40% a year ago.
The consensus mark for pre-tax income from the Personal Insurance unit is pegged at $79.9 million, a massive improvement from the year-ago loss of $15 million. This is likely to have positioned the company for an earnings beat in the second quarter. The positives are likely to have been partially offset by lower profit levels from Hartford Funds and P&C Other Ops units.
Other Stocks That Warrant a Look
Here are some other companies worth considering from the broader Finance space, as our model shows that these, too, have the right combination of elements to beat on earnings this time around:
Abacus Global Management, Inc. ABL has an Earnings ESP of +3.03% and a Zacks Rank #2. You can see the complete list of today’s Zacks #1 Rank stocks here.
The Zacks Consensus Estimate for Abacus Global’s earnings for the to-be-reported quarter of 17 cents per share remained stable over the past week. Abacus Global’s earnings beat estimates in each of the past four quarters, with an average surprise of 29.2%.
Primerica, Inc. PRI has an Earnings ESP of +0.14% and a Zacks Rank of 3.
The Zacks Consensus Estimate for Primerica’s earnings for the to-be-reported quarter is pegged at $5.17 per share, signaling 9.8% year-over-year growth. Primerica’s earnings beat estimates in each of the past four quarters, with an average surprise of 7.8%.
Assurant, Inc. AIZ has an Earnings ESP of +1.99% and a Zacks Rank of 3.
The Zacks Consensus Estimate for Assurant’s earnings for the to-be-reported quarter is pegged at $4.43 per share, indicating 8.6% year-over-year growth. Assurant’s earnings beat estimates in each of the past four quarters, with an average surprise of 16%.
5 Stocks Set to Double
Each was handpicked by a Zacks expert as the favorite stock to gain +100% or more in the months ahead. They include
Stock #1: A Disruptive Force with Notable Growth and Resilience
Stock #2: Bullish Signs Signaling to Buy the Dip
Stock #3: One of the Most Compelling Investments in the Market
Stock #4: Leader In a Red-Hot Industry Poised for Growth
Stock #5: Modern Omni-Channel Platform Coiled to Spring
Most of the stocks in this report are flying under Wall Street radar, which provides a great opportunity to get in on the ground floor. While not all picks can be winners, previous recommendations have soared +171%, +209% and +232%.
Download Atomic Opportunity: Nuclear Energy's Comeback free today.
Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Can Hartford Beat Q2 Earnings Estimates on Growing Premiums?

RLI Corp. (RLI) came out with quarterly earnings of $0.84 per share, beating the Zacks Consensus Estimate of $0.75 per share. This compares to earnings of $0.86 per share a year ago. These figures are adjusted for non-recurring items.
This quarterly report represents an earnings surprise of +12.00%. A quarter ago, it was expected that this specialty insurance company would post earnings of $0.88 per share when it actually produced earnings of $0.92, delivering a surprise of +4.55%.
Over the last four quarters, the company has surpassed consensus EPS estimates three times.
RLI Corp., which belongs to the Zacks Insurance - Property and Casualty industry, posted revenues of $441.32 million for the quarter ended June 2025, missing the Zacks Consensus Estimate by 0.52%. This compares to year-ago revenues of $413.03 million. The company has topped consensus revenue estimates just once over the last four quarters.
The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call.
RLI Corp. shares have lost about 14.8% since the beginning of the year versus the S&P 500's gain of 7.1%.
What's Next for RLI Corp.?
While RLI Corp. has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock?
There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately.
Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions.
Ahead of this earnings release, the estimate revisions trend for RLI Corp. was unfavorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #4 (Sell) for the stock. So, the shares are expected to underperform the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.
It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $0.51 on $448.88 million in revenues for the coming quarter and $2.97 on $1.78 billion in revenues for the current fiscal year.
Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Insurance - Property and Casualty is currently in the top 37% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1.
The Hartford Insurance Group (HIG), another stock in the same industry, has yet to report results for the quarter ended June 2025. The results are expected to be released on July 28.
This insurance and financial services company is expected to post quarterly earnings of $2.77 per share in its upcoming report, which represents a year-over-year change of +10.8%. The consensus EPS estimate for the quarter has been revised 0.3% lower over the last 30 days to the current level.
The Hartford Insurance Group's revenues are expected to be $4.89 billion, up 9.6% from the year-ago quarter.
Should You Invest in RLI Corp. (RLI)?
Before you invest in RLI Corp. (RLI), want to know the best stocks to buy for the next 30 days? Check out Zacks Investment Research for our free report on the 7 best stocks to buy.
Zacks Investment Research has been committed to providing investors with tools and independent research since 1978. For more than a quarter century, the Zacks Rank stock-rating system has more than doubled the S&P 500 with an average gain of +24.08% per year. (These returns cover a period from January 1, 1988 through May 6, 2024.)
Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

RLI Corp. (RLI) Tops Q2 Earnings Estimates

$310,000 of HARTFORD INSURANCE GROUP (FKA HARTFORD FINANCIAL SERVICES GROUP) lobbying was just disclosed, from Q2 of 2025, in a new Lobbying Disclosure Act filing.
This included lobbying on issues like:
"Issues related to resiliency and mitigation H.R. 900: To amend the National Flood Insurance Act of 1968 to allow for the consideration of private flood insurance for the purposes of applying continuous coverage requirements, and for other purposes. Issues Related to Flood Insurance S. 245: Insure Cybersecurity Act of 2023 Policy related to the Business Continuity Protection Program (BCPP)
Investment policy related to surety bonding U.S. Securities and Exchange Commission (SEC) public company disclosure proposal including climate risk, cybersecurity, and stock buybacks Department of Labor Fiduciary Duty Rule
Issues relating to the opioid epidemic Issues relating to mental health
Tax regulations including the base erosion and anti-abuse tax (REG-104259-18) as included in the Tax Cuts and Jobs Act Tax regulations including modification of discounting rules for insurance companies (REG-103163-18) as included in the Tax Cuts and Jobs Act Legislation extending the employer credit for paid family and medical leave (Internal Revenue Code [IRC] 45S) Tax policy that extends ordinary tax treatment to debt instruments held by insurance companies Tax issues including taxation of insurance products and companies Implementation and technical input related to book minimum tax
Issues related to Third Party Litigation Financing H.R. 1109: The Litigation Transparency Act of 2025
H.R. 1566: REPAIR Act S. 245: Insure Cybersecurity Act of 2023 Just and Unifying Solutions to Invigorate Communities Everywhere (JUSTICE) Act Cybersecurity issues including Federal data breach notification legislation American Data Privacy and Protection Act Privacy related policy Policy related to cyber risk insurance Unmanned Aerial Systems (UAS) technology Big Data Policy related to rising cost of auto repairs Engagement with Consumer Product Safety Commission on emerging risks, standards and training
H.R.996/S.400 -Family and Medical Insurance Leave (FAMILY) Act Paid Family and Medical Leave emergency and permanent leave proposals and legislation Employer access to healthcare plan data proposal"
You can find more data on corporate lobbying on Quiver Quantitative.
HIG Insider Trading Activity
HIG insiders have traded $HIG stock on the open market 28 times in the past 6 months. Of those trades, 0 have been purchases and 28 have been sales.
Here’s a breakdown of recent trading of $HIG stock by insiders over the last 6 months:
CHRISTOPHER SWIFT (Chairman and CEO) has made 0 purchases and 8 sales selling 294,481 shares for an estimated $36,979,396.
AMY STEPNOWSKI (EVP) has made 0 purchases and 8 sales selling 54,651 shares for an estimated $6,880,219.
ADIN M TOOKER (President) has made 0 purchases and 9 sales selling 35,499 shares for an estimated $4,347,890.
ROBERT W PAIANO (EVP & Chief Risk Officer) has made 0 purchases and 2 sales selling 22,235 shares for an estimated $2,704,612.
ALLISON G NIDERNO (SVP & Controller) sold 1,085 shares for an estimated $129,664
HIG Hedge Fund Activity
We have seen 460 institutional investors add shares of HIG stock to their portfolio, and 474 decrease their positions in their most recent quarter.
Here are some of the largest recent moves:
BLACKROCK, INC. added 1,425,889 shares (+4.6%) to their portfolio in Q1 2025, for an estimated $176,425,245
JPMORGAN CHASE & CO removed 1,422,026 shares (-27.2%) from their portfolio in Q1 2025, for an estimated $175,947,276
GAMMA INVESTING LLC removed 1,411,114 shares (-99.1%) from their portfolio in Q2 2025, for an estimated $179,028,033
BANK OF AMERICA CORP /DE/ added 1,208,524 shares (+65.5%) to their portfolio in Q1 2025, for an estimated $149,530,674
FMR LLC added 1,197,579 shares (+10.7%) to their portfolio in Q1 2025, for an estimated $148,176,449
HOTCHKIS & WILEY CAPITAL MANAGEMENT LLC removed 1,097,056 shares (-31.9%) from their portfolio in Q1 2025, for an estimated $135,738,738
INVESCO LTD. removed 1,037,194 shares (-18.1%) from their portfolio in Q1 2025, for an estimated $128,332,013
To track hedge funds' stock portfolios, check out Quiver Quantitative's institutional holdings dashboard.
HIG Analyst Ratings
Wall Street analysts have issued reports on $HIG in the last several months. We have seen 6 firms issue buy ratings on the stock, and 0 firms issue sell ratings.
Here are some recent analyst ratings:
UBS issued a "Buy" rating on 07/09/2025
Barclays issued a "Overweight" rating on 04/25/2025
Wells Fargo issued a "Overweight" rating on 04/10/2025
Keefe, Bruyette & Woods issued a "Outperform" rating on 04/09/2025
Piper Sandler issued a "Overweight" rating on 04/01/2025
Raymond James issued a "Outperform" rating on 03/31/2025
To track analyst ratings and price targets for HIG, check out Quiver Quantitative's $HIG forecast page.
Multiple analysts have issued price targets for $HIG recently. We have seen 10 analysts offer price targets for $HIG in the last 6 months, with a median target of $134.0.
Here are some recent targets:
Elyse Greenspan from Wells Fargo set a target price of $138.0 on 07/10/2025
Brian Meredith from UBS set a target price of $145.0 on 07/09/2025
Alex Scott from Barclays set a target price of $142.0 on 07/07/2025
Michael Phillips from Morgan Stanley set a target price of $130.0 on 05/19/2025
Yaron Kinar from Jefferies set a target price of $117.0 on 04/11/2025
Meyer Shields from Keefe, Bruyette & Woods set a target price of $133.0 on 04/09/2025
Jimmy Bhullar from JP Morgan set a target price of $129.0 on 04/08/2025
This article is not financial advice. See Quiver Quantitative's disclaimers for more information.
This article was originally published on Quiver News, read the full story.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Lobbying Update: $310,000 of HARTFORD INSURANCE GROUP (FKA HARTFORD FINANCIAL SERVICES GROUP) lobbying was just disclosed

Shareholders of Hartford Insurance Group Inc (Symbol: HIG) looking to boost their income beyond the stock's 1.7% annualized dividend yield can sell the December covered call at the $130 strike and collect the premium based on the $3.00 bid, which annualizes to an additional 5.8% rate of return against the current stock price (at Stock Options Channel we call this the YieldBoost), for a total of 7.6% annualized rate in the scenario where the stock is not called away. Any upside above $130 would be lost if the stock rises there and is called away, but HIG shares would have to climb 7.6% from current levels for that to happen, meaning that in the scenario where the stock is called, the shareholder has earned a 10.1% return from this trading level, in addition to any dividends collected before the stock was called.
In general, dividend amounts are not always predictable and tend to follow the ups and downs of profitability at each company. In the case of Hartford Insurance Group Inc, looking at the dividend history chart for HIG below can help in judging whether the most recent dividend is likely to continue, and in turn whether it is a reasonable expectation to expect a 1.7% annualized dividend yield.
Below is a chart showing HIG's trailing twelve month trading history, with the $130 strike highlighted in red:
The chart above, and the stock's historical volatility, can be a helpful guide in combination with fundamental analysis to judge whether selling the December covered call at the $130 strike gives good reward for the risk of having given away the upside beyond $130. (Do most options expire worthless? This and six other common options myths debunked). We calculate the trailing twelve month volatility for Hartford Insurance Group Inc (considering the last 250 trading day closing values as well as today's price of $120.64) to be 24%. For other call options contract ideas at the various different available expirations, visit the HIG Stock Options page of StockOptionsChannel.com.
In mid-afternoon trading on Thursday, the put volume among S&P 500 components was 620,594 contracts, with call volume at 1.37M, for a put:call ratio of 0.45 so far for the day. Compared to the long-term median put:call ratio of .65, that represents very high call volume relative to puts; in other words, buyers are preferring calls in options trading so far today. Find out which 15 call and put options traders are talking about today.
Also see:
Funds Holding IYM
ESV market cap history
Institutional Holders of JYF
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

YieldBoost Hartford Insurance Group To 7.6% Using Options

Progressive (PGR) came out with quarterly earnings of $4.88 per share, beating the Zacks Consensus Estimate of $4.43 per share. This compares to earnings of $2.65 per share a year ago. These figures are adjusted for non-recurring items.
This quarterly report represents an earnings surprise of +10.16%. A quarter ago, it was expected that this insurer would post earnings of $4.72 per share when it actually produced earnings of $4.65, delivering a surprise of -1.48%.
Over the last four quarters, the company has surpassed consensus EPS estimates three times.
Progressive, which belongs to the Zacks Insurance - Property and Casualty industry, posted revenues of $21.62 billion for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 0.51%. This compares to year-ago revenues of $18.26 billion. The company has topped consensus revenue estimates four times over the last four quarters.
The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call.
Progressive shares have added about 1.1% since the beginning of the year versus the S&P 500's gain of 6.2%.
What's Next for Progressive?
While Progressive has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock?
There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately.
Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions.
Ahead of this earnings release, the estimate revisions trend for Progressive was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.
It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $3.67 on $22.46 billion in revenues for the coming quarter and $16.84 on $87.46 billion in revenues for the current fiscal year.
Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Insurance - Property and Casualty is currently in the top 31% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1.
The Hartford Insurance Group (HIG), another stock in the same industry, has yet to report results for the quarter ended June 2025. The results are expected to be released on July 28.
This insurance and financial services company is expected to post quarterly earnings of $2.77 per share in its upcoming report, which represents a year-over-year change of +10.8%. The consensus EPS estimate for the quarter has been revised 0.2% lower over the last 30 days to the current level.
The Hartford Insurance Group's revenues are expected to be $4.89 billion, up 9.6% from the year-ago quarter.
Should You Invest in The Progressive Corporation (PGR)?
Before you invest in The Progressive Corporation (PGR), want to know the best stocks to buy for the next 30 days? Check out Zacks Investment Research for our free report on the 7 best stocks to buy.
Zacks Investment Research has been committed to providing investors with tools and independent research since 1978. For more than a quarter century, the Zacks Rank stock-rating system has more than doubled the S&P 500 with an average gain of +24.08% per year. (These returns cover a period from January 1, 1988 through May 6, 2024.)
Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

The Hartford Insurance Group, Inc.

Sign up and unlock all the capabilities of the AI-screener