First Horizon Corporation operates as the bank holding company for First Horizon Bank that provides various financial services. The company operates through Regional Banking and Specialty Banking segments. It offers general banking services for consumers, businesses, financial institutions, and governments. The company also accepts deposits; provides underwriting services for bank-eligible securities and other fixed-income securities by financial subsidiaries; sells loans and derivatives; financial planning; and offers investment and financial advisory services. In addition, it offers mortgage banking; loan syndications; brokerage services; commercial and business banking for business enterprises, consumer banking, and private client and wealth management services; capital markets, professional commercial real estate, mortgage warehouse and asset-based lending, franchise and equipment finance, tax credit finance, energy and healthcare finance, asset management, and corporate and correspondent banking services. Further, the company provides transaction processing services including check clearing services and remittance processing, credit cards, investment, and sale of mutual fund and retail insurances, as well as trust, fiduciary, and agency services. First Horizon Corporation was founded in 1864 and is headquartered in Memphis, Tennessee.

First Horizon Corporation

Looking at the universe of stocks we cover at Dividend Channel, on 12/12/25, First Horizon Corp (Symbol: FHN), Chubb Ltd (Symbol: CB), and Broadridge Financial Solutions (Symbol: BR) will all trade ex-dividend for their respective upcoming dividends. First Horizon Corp will pay its quarterly dividend of $0.15 on 1/2/26, Chubb Ltd will pay its quarterly dividend of $0.97 on 1/2/26, and Broadridge Financial Solutions will pay its quarterly dividend of $0.975 on 1/5/26. As a percentage of FHN's recent stock price of $22.82, this dividend works out to approximately 0.66%, so look for shares of First Horizon Corp to trade 0.66% lower — all else being equal — when FHN shares open for trading on 12/12/25. Similarly, investors should look for CB to open 0.32% lower in price and for BR to open 0.43% lower, all else being equal.
Below are dividend history charts for FHN, CB, and BR, showing historical dividends prior to the most recent ones declared.
First Horizon Corp (Symbol: FHN):
Chubb Ltd (Symbol: CB):
Broadridge Financial Solutions (Symbol: BR):
In general, dividends are not always predictable, following the ups and downs of company profits over time. Therefore, a good first due diligence step in forming an expectation of annual yield going forward, is looking at the history above, for a sense of stability over time. This can help in judging whether the most recent dividends from these companies are likely to continue. If they do continue, the current estimated yields on annualized basis would be 2.63% for First Horizon Corp, 1.29% for Chubb Ltd, and 1.73% for Broadridge Financial Solutions.
In Wednesday trading, First Horizon Corp shares are currently up about 0.2%, Chubb Ltd shares are up about 1.3%, and Broadridge Financial Solutions shares are down about 1% on the day.
Also see:
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Ex-Dividend Reminder: First Horizon, Chubb and Broadridge Financial Solutions

Looking at options trading activity among components of the Russell 3000 index, there is noteworthy activity today in Celcuity Inc (Symbol: CELC), where a total volume of 5,472 contracts has been traded thus far today, a contract volume which is representative of approximately 547,200 underlying shares (given that every 1 contract represents 100 underlying shares). That number works out to 53.6% of CELC's average daily trading volume over the past month, of 1.0 million shares. Particularly high volume was seen for the $130 strike call option expiring April 17, 2026, with 5,000 contracts trading so far today, representing approximately 500,000 underlying shares of CELC. Below is a chart showing CELC's trailing twelve month trading history, with the $130 strike highlighted in orange:
First Horizon Corp (Symbol: FHN) options are showing a volume of 46,763 contracts thus far today. That number of contracts represents approximately 4.7 million underlying shares, working out to a sizeable 52.3% of FHN's average daily trading volume over the past month, of 8.9 million shares. Particularly high volume was seen for the $23 strike call option expiring February 20, 2026, with 20,173 contracts trading so far today, representing approximately 2.0 million underlying shares of FHN. Below is a chart showing FHN's trailing twelve month trading history, with the $23 strike highlighted in orange:
And Vestis Corp (Symbol: VSTS) saw options trading volume of 10,222 contracts, representing approximately 1.0 million underlying shares or approximately 51.2% of VSTS's average daily trading volume over the past month, of 2.0 million shares. Particularly high volume was seen for the $5 strike put option expiring November 21, 2025, with 10,012 contracts trading so far today, representing approximately 1.0 million underlying shares of VSTS. Below is a chart showing VSTS's trailing twelve month trading history, with the $5 strike highlighted in orange:
For the various different available expirations for CELC options, FHN options, or VSTS options, visit StockOptionsChannel.com.
Also see:
Top Ten Hedge Funds Holding TVA
Institutional Holders of WMB
POL shares outstanding history
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Notable Tuesday Option Activity: CELC, FHN, VSTS

Investors in First Horizon Corp (Symbol: FHN) saw new options become available today, for the December 26th expiration. At Stock Options Channel, our YieldBoost formula has looked up and down the FHN options chain for the new December 26th contracts and identified one put and one call contract of particular interest.
The put contract at the $21.00 strike price has a current bid of 70 cents. If an investor was to sell-to-open that put contract, they are committing to purchase the stock at $21.00, but will also collect the premium, putting the cost basis of the shares at $20.30 (before broker commissions). To an investor already interested in purchasing shares of FHN, that could represent an attractive alternative to paying $21.59/share today.
Because the $21.00 strike represents an approximate 3% discount to the current trading price of the stock (in other words it is out-of-the-money by that percentage), there is also the possibility that the put contract would expire worthless. The current analytical data (including greeks and implied greeks) suggest the current odds of that happening are 61%. Stock Options Channel will track those odds over time to see how they change, publishing a chart of those numbers on our website under the contract detail page for this contract. Should the contract expire worthless, the premium would represent a 3.33% return on the cash commitment, or 24.33% annualized — at Stock Options Channel we call this the YieldBoost.
Below is a chart showing the trailing twelve month trading history for First Horizon Corp, and highlighting in green where the $21.00 strike is located relative to that history:
Turning to the calls side of the option chain, the call contract at the $22.00 strike price has a current bid of 65 cents. If an investor was to purchase shares of FHN stock at the current price level of $21.59/share, and then sell-to-open that call contract as a "covered call," they are committing to sell the stock at $22.00. Considering the call seller will also collect the premium, that would drive a total return (excluding dividends, if any) of 4.91% if the stock gets called away at the December 26th expiration (before broker commissions). Of course, a lot of upside could potentially be left on the table if FHN shares really soar, which is why looking at the trailing twelve month trading history for First Horizon Corp, as well as studying the business fundamentals becomes important. Below is a chart showing FHN's trailing twelve month trading history, with the $22.00 strike highlighted in red:
Considering the fact that the $22.00 strike represents an approximate 2% premium to the current trading price of the stock (in other words it is out-of-the-money by that percentage), there is also the possibility that the covered call contract would expire worthless, in which case the investor would keep both their shares of stock and the premium collected. The current analytical data (including greeks and implied greeks) suggest the current odds of that happening are 49%. On our website under the contract detail page for this contract, Stock Options Channel will track those odds over time to see how they change and publish a chart of those numbers (the trading history of the option contract will also be charted). Should the covered call contract expire worthless, the premium would represent a 3.01% boost of extra return to the investor, or 21.98% annualized, which we refer to as the YieldBoost.
The implied volatility in the put contract example is 36%, while the implied volatility in the call contract example is 34%.
Meanwhile, we calculate the actual trailing twelve month volatility (considering the last 250 trading day closing values as well as today's price of $21.59) to be 33%. For more put and call options contract ideas worth looking at, visit StockOptionsChannel.com.
Also see:
Services Stocks Hedge Funds Are Buying
BFST Historical Stock Prices
BHACU Historical Stock Prices
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Interesting FHN Put And Call Options For December 26th

Looking at the underlying holdings of the ETFs in our coverage universe at ETF Channel, we have compared the trading price of each holding against the average analyst 12-month forward target price, and computed the weighted average implied analyst target price for the ETF itself. For the John Hancock Multifactor Large Cap ETF (Symbol: JHML), we found that the implied analyst target price for the ETF based upon its underlying holdings is $89.16 per unit.
With JHML trading at a recent price near $79.38 per unit, that means that analysts see 12.32% upside for this ETF looking through to the average analyst targets of the underlying holdings. Three of JHML's underlying holdings with notable upside to their analyst target prices are Amer Sports Inc (Symbol: AS), Match Group Inc (Symbol: MTCH), and First Horizon Corp (Symbol: FHN). Although AS has traded at a recent price of $31.23/share, the average analyst target is 46.29% higher at $45.69/share. Similarly, MTCH has 18.80% upside from the recent share price of $32.34 if the average analyst target price of $38.42/share is reached, and analysts on average are expecting FHN to reach a target price of $24.49/share, which is 14.63% above the recent price of $21.36. Below is a twelve month price history chart comparing the stock performance of AS, MTCH, and FHN:
Below is a summary table of the current analyst target prices discussed above:
Name
Symbol
Recent Price
Avg. Analyst 12-Mo. Target
% Upside to Target
John Hancock Multifactor Large Cap ETF
JHML
$79.38
$89.16
12.32%
Amer Sports Inc
AS
$31.23
$45.69
46.29%
Match Group Inc
MTCH
$32.34
$38.42
18.80%
First Horizon Corp
FHN
$21.36
$24.49
14.63%
Are analysts justified in these targets, or overly optimistic about where these stocks will be trading 12 months from now? Do the analysts have a valid justification for their targets, or are they behind the curve on recent company and industry developments? A high price target relative to a stock's trading price can reflect optimism about the future, but can also be a precursor to target price downgrades if the targets were a relic of the past. These are questions that require further investor research.
Also see:
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

The Math Shows JHML Can Go To $89

Comerica Incorporated CMA has reported third-quarter 2025 earnings per share (EPS) of $1.35, beating the Zacks Consensus Estimate of $1.28. In the prior-year quarter, the company reported an EPS of $1.37.
Results have benefited from a rise in net interest income (NII) and deposit balance. Yet, lower loan balances, a decline in non-interest income, a rise in expenses, and weak asset quality were concerning.
Net income attributable to common shareholders was $175 million, which declined 1.1% from the year-ago quarter.
Comerica's Revenues & Expenses Rise
Total quarterly revenues were $838 million, up 3.3% year over year. The top line missed the consensus estimate by 0.7%.
Quarterly NII rose 7.5% on a year-over-year basis to $574 million. The net interest margin increased 29 basis points year over year to 3.09%.
Total non-interest income was $264 million, down 4.7% on a year-over-year basis.
Non-interest expenses totaled $589 million, up 4.8% year over year.
The efficiency ratio was 70.23% compared with the prior-year quarter’s 68.8%. A rise in this ratio indicates declining profitability.
CMA’s Loans Balance Decline & Deposit Rise
As of Sept. 30, 2025, total loans fell marginally on a sequential basis to $50.9 billion. Total deposits rose 4.3% from the previous quarter to $62.6 billion.
Comerica's Credit Quality Deteriorates
The company recorded a provision for credit loss of $22 million in the third quarter compared with $14 million in the year-ago quarter.
The allowance for credit losses was $725 million, which rose marginally year over year.
Total non-performing assets rose 4% year over year to $260 million.
The allowance for credit losses to total loans ratio was 1.43% as of Sept. 30, 2025, unchanged from the year-ago reported level. Also, the company recorded net charge-offs of $32 million, significantly up from $11 million in the year-ago quarter.
CMA's Capital Position Mixed Bag
The total capital ratio was 14.12%, down from 14.29% in the year-ago quarter. The Common Equity Tier 1 capital ratio was 11.90%, down from 11.96% in the prior-year quarter.
As of Sept. 30, 2025, CMA's tangible common equity ratio was 8.34%, up from 8.01% in the prior-year quarter.
Comerica’s Capital Distribution Activities
The company repurchased $150 million of common stock under the share repurchase program.
CMA’s Recent Development
This month, Comerica entered a definitive merger agreement with Fifth Third Bancorp FITB, under which the latter will acquire CMA in an all-stock transaction valued at $10.9 billion.
The transaction is expected to close by the end of the first quarter of 2026 and will combine two banking franchises to form the ninth-largest U.S. bank, with nearly $288 billion in assets, $224 billion in deposits, and $174 billion in loans.
The combined entity will operate in 17 of the 20 fastest-growing markets in the country, including key regions in the Southeast, Texas, and California, while reinforcing its leadership in the Midwest. Also, the combined loan book will have a more balanced composition, reducing commercial loan concentration from 44% to 36%. That diversification can prove critical in volatile credit cycles, helping stabilize earnings even if regional economies weaken.
Our View on CMA
Comerica’s third-quarter 2025 results reflect a mixed performance, with higher net interest income growth driving an earnings beat, while rising expenses and deteriorating credit quality tempered overall momentum.
Looking ahead, the planned $10.9-billion merger with Fifth Third Bancorp will position Comerica for expanded scale, improved diversification, and enhanced competitiveness in key growth markets. While near-term challenges persist, the strategic combination and continued focus on operational efficiency may bolster long-term shareholder value.
Comerica Incorporated Price, Consensus and EPS Surprise
Currently, Comerica carries a Zacks Rank #3 (Hold). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
Performance of Another Bank
First Horizon Corporation’s FHN third-quarter 2025 adjusted earnings per share (excluding notable items) of 51 cents surpassed the Zacks Consensus Estimate of 45 cents. This compares favorably with 42 cents in the year-ago quarter.
FHN’s results benefited from a rise in net interest income and non-interest income, along with provision benefits. However, a decline in loan and deposit balances acted as a headwind.
5 Stocks Set to Double
Each was handpicked by a Zacks expert as the #1 favorite stock to gain +100% or more in the coming year. While not all picks can be winners, previous recommendations have soared +112%, +171%, +209% and +232%.
Most of the stocks in this report are flying under Wall Street radar, which provides a great opportunity to get in on the ground floor.
Today, See These 5 Potential Home Runs >>
Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Comerica Q3 Earnings Top Estimates on Higher NII, Provision Up

Huntington Bancshares Incorporated HBAN reported third-quarter 2025 adjusted earnings per share (EPS) of 40 cents, which surpassed the Zacks Consensus Estimate of 38 cents. In the prior-year quarter, the company reported EPS of 33 cents.
Results reflected improvements in net interest income (NII) and non-interest income. Also, an increase in loan and deposit balances was also a tailwind. However, higher non-interest expenses acted as a spoilsport.
The result excluded 1 cent of the after-tax impact of notable Items. After considering this, the net income attributable to common shareholders (GAAP basis) was $629 million in the quarter, which increased from $517 million reported in the prior-year quarter.
HBAN’s Revenues & Expenses Increase
Total quarterly revenues (on a fully taxable-equivalent or FTE basis) increased 13.9% year over year to $2.15 billion in the third quarter. The top line surpassed the Zacks Consensus Estimate of $2.06 billion.
NII (FTE basis) was $1.52 billion, up 11.6% from the prior-year quarter’s tally. The increase was primarily due to a rise in average earning assets and net interest margin (NIM). NIM jumped 15 basis points to 3.13% in the reported quarter.
Non-interest income moved up 20.1% year over year to $628 million.
Non-interest expenses were up 10.3% year over year to $1.24 billion. The rise was mainly due to an increase in almost all cost components except for deposit and other insurance expense.
The efficiency ratio was 57.4%, down from the year-ago quarter’s 59.4%. A fall in the efficiency ratio indicates an increase in profitability.
HBAN’s Loans and Deposits Increase
As of Sept. 30, 2025, average loans and leases at Huntington inched up 2.1% sequentially to $135.9 billion. Average total deposits increased nearly 1% to $164.8 billion.
HBAN’s Credit Quality: Mixed Bag
Net charge-offs were $75 million, down from $93 million reported in the prior-year quarter. The quarter-end allowance for credit losses increased 5.2% to $2.56 billion from the prior-year quarter. Total non-performing assets were $821 million as of Sept. 30, 2025, up 4.7% from the prior-year quarter.
Net charge-offs/average total loans and leases were 0.22%, down from 0.30% in the prior-year quarter.
In the third quarter, the company recorded a provision for credit losses of $122 million, which increased 15.1% from the year-ago quarter.
HBAN’s Capital Ratios Improve
The common equity tier 1 risk-based capital ratio was 10.6% in the third quarter, up from 10.4% in the year-ago period.
The regulatory Tier 1 risk-based capital ratio was 12.4%, up from 12.1% in the comparable period in 2024.
The tangible common equity to tangible assets ratio in the third quarter was 6.8%, which increased from 6.4% in the year-ago quarter.
Our View on HBAN
Huntington’s inorganic expansion moves are likely to bolster its revenue growth in the near term. Also, its efforts to expand its commercial banking capabilities and enhance its footprint in key growth markets, North Carolina, South Carolina and Texas, will support its financials in the long run. However, rising expenses and provisions remain concerns for Huntington.
Huntington Bancshares Incorporated Price, Consensus and EPS Surprise
Huntington Bancshares Incorporated price-consensus-eps-surprise-chart | Huntington Bancshares Incorporated Quote
Currently, Huntington carries a Zacks Rank #2 (Buy). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
Performance of Other Banks
Synovus Financial Corp.'s SNV third-quarter 2025 adjusted earnings per share of $1.46 surpassed the Zacks Consensus Estimate of $1.36 per share. This compares favorably with earnings of $1.23 per share a year ago.
SNV’s results benefited from strong year-over-year growth in NII and non-interest revenues, along with a fall in provisions for credit losses. Also, improving loan balances was a tailwind. However, an increase in expenses was a major headwind.
First Horizon Corporation’s FHN third-quarter 2025 adjusted earnings per share (excluding notable items) of 51 cents surpassed the Zacks Consensus Estimate of 45 cents. This compares favorably with 42 cents in the year-ago quarter.
The results of FHN benefited from a rise in NII and non-interest income, along with provision benefits. However, a decline in loan and deposit balances acted as a headwind.
5 Stocks Set to Double
Each was handpicked by a Zacks expert as the #1 favorite stock to gain +100% or more in the coming year. While not all picks can be winners, previous recommendations have soared +112%, +171%, +209% and +232%.
Most of the stocks in this report are flying under Wall Street radar, which provides a great opportunity to get in on the ground floor.
Today, See These 5 Potential Home Runs >>
Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Huntington Q3 Earnings Beat Estimates, NII & Fee Income Rise Y/Y

First Horizon Corporation’s FHN third-quarter 2025 adjusted earnings per share (excluding notable items) of 51 cents surpassed the Zacks Consensus Estimate of 45 cents. This compares favorably with 42 cents in the year-ago quarter.
Results benefited from a rise in net interest income (NII) and non-interest income, along with provision benefits. However, a decline in loan and deposit balances acted as a headwind.
Net income available to its common shareholders (GAAP basis) was $254 million, up 19.2% year over year.
FHN’s Revenues & Expenses Rise
Total quarterly revenues were $889 million, which rose 7.4% year over year. Also, the top line surpassed the Zacks Consensus Estimate by 5.1%.
NII increased nearly 7.5% year over year to $674 million. Additionally, the net interest margin increased 24 basis points from the prior-year quarter to 3.55%.
Non-interest income was $215 million, up 7.5% from the year-ago level.
Non-interest expenses increased 7.8% year over year to $551 million. The increase was due to a rise in almost all cost components, except for amortization of intangible assets.
The efficiency ratio was 61.92%, up from the year-ago period’s 61.89%. An increase in the efficiency ratio indicates a deterioration in profitability.
FHN’s Loans & Deposits Balances Decrease
Total period-end loans and leases, net of unearned income, were $63.05 billion, which decreased slightly from the end of the previous quarter. Total period-end deposits of $65.52 billion also declined moderately.
FHN’s Credit Quality: Mixed Bag
Non-performing loans and leases of $605 million increased 4.7% from the prior-year period.
As of Sept. 30, 2025, the ratio of total allowance for loans and lease losses to loans and leases was 1.23%, down from 1.32% in the prior-year quarter. The allowance for loan and lease losses of $777 million fell 5.6% from the year-ago period.
First Horizon witnessed net charge-offs of $26 million, which increased 8.3% on a year-over-year basis. Moreover, the company recorded provision benefits of $5 million in the third quarter, against a provision for credit losses of $35 million in the prior-year quarter.
FHN’s Capital Ratios Deteriorate
As of Sept. 30, 2025, the Common Equity Tier 1 ratio was 11%, down from 11.2% reported at the end of the year-ago quarter.
The total capital ratio was 13.8%, down from the year-ago quarter’s 14.2%. The tier 1 leverage ratio was 10.5%, also down from 10.6% in the year-ago quarter.
Our Viewpoint on FHN
First Horizon benefited from higher NII and non-interest income, as well as provision benefits. However, the slight declines in loan and deposit balances pose some concern.
First Horizon Corporation Price, Consensus and EPS Surprise
FHN currently carries a Zacks Rank #2 (Buy). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
Earnings Dates & Expectations of Bank Stocks
Fifth Third Bancorp FITB is scheduled to release third-quarter 2025 earnings on Oct. 17.
The consensus estimate for FITB’s quarterly earnings has been revised downward to 87 cents per share over the past seven days.
Huntington Bancshares Inc. HBAN is also slated to report third-quarter 2025 results on Oct. 17.
Over the past seven days, the Zacks Consensus Estimate for HBAN’s quarterly earnings has been unchanged at 38 cents per share.
Free Report: Profiting from the 2nd Wave of AI Explosion
The next phase of the AI explosion is poised to create significant wealth for investors, especially those who get in early. It will add literally trillion of dollars to the economy and revolutionize nearly every part of our lives.
Investors who bought shares like Nvidia at the right time have had a shot at huge gains.
But the rocket ride in the "first wave" of AI stocks may soon come to an end. The sharp upward trajectory of these stocks will begin to level off, leaving exponential growth to a new wave of cutting-edge companies.
Zacks' AI Boom 2.0: The Second Wave report reveals 4 under-the-radar companies that may soon be shining stars of AI’s next leap forward.
Access AI Boom 2.0 now, absolutely free >>
Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

First Horizon Q3 Earnings Top Estimates on Y/Y NII & Fee Income Growth

In trading on Wednesday, shares of First Horizon Corp (Symbol: FHN) crossed below their 200 day moving average of $23.48, changing hands as low as $20.70 per share. First Horizon Corp shares are currently trading down about 12.7% on the day. The chart below shows the one year performance of FHN shares, versus its 200 day moving average:
Looking at the chart above, FHN's low point in its 52 week range is $20.48 per share, with $24.92 as the 52 week high point — that compares with a last trade of $21.69.
Click here to find out which 9 other dividend stocks recently crossed below their 200 day moving average »
Also see:
Funds Holding Crown Castle
Top Ten Hedge Funds Holding NYCC
FIF Videos
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Notable Two Hundred Day Moving Average Cross - FHN

For the quarter ended September 2025, First Horizon National (FHN) reported revenue of $893 million, up 7.9% over the same period last year. EPS came in at $0.51, compared to $0.42 in the year-ago quarter.
The reported revenue represents a surprise of +5.59% over the Zacks Consensus Estimate of $845.74 million. With the consensus EPS estimate being $0.45, the EPS surprise was +13.33%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how First Horizon performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
Efficiency Ratio: 61.9% versus 59.4% estimated by four analysts on average.
Net Interest Margin (FTE): 3.6% versus the four-analyst average estimate of 3.4%.
Net charge-off ratio: 0.2% versus the three-analyst average estimate of 0.2%.
Total nonperforming loans and leases: $605 million compared to the $603.83 million average estimate based on two analysts.
Average Balance - Total interest earning assets: $76.03 billion versus the two-analyst average estimate of $76.29 billion.
Total Non-Interest Income: $215 million compared to the $191.94 million average estimate based on four analysts.
Net interest income (FTE): $678 million versus $657.64 million estimated by three analysts on average.
Net Interest Income: $674 million versus $654.15 million estimated by three analysts on average.
Shares of First Horizon have returned +3.4% over the past month versus the Zacks S&P 500 composite's +1% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.
Zacks' Research Chief Names "Stock Most Likely to Double"
Our team of experts has just released the 5 stocks with the greatest probability of gaining +100% or more in the coming months. Of those 5, Director of Research Sheraz Mian highlights the one stock set to climb highest.
This top pick is a little-known satellite-based communications firm. Space is projected to become a trillion dollar industry, and this company's customer base is growing fast. Analysts have forecasted a major revenue breakout in 2025. Of course, all our elite picks aren't winners but this one could far surpass earlier Zacks' Stocks Set to Double like Hims & Hers Health, which shot up +209%.
Free: See Our Top Stock And 4 Runners Up
Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

First Horizon (FHN) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates

First Horizon National (FHN) came out with quarterly earnings of $0.51 per share, beating the Zacks Consensus Estimate of $0.45 per share. This compares to earnings of $0.42 per share a year ago. These figures are adjusted for non-recurring items.
This quarterly report represents an earnings surprise of +13.33%. A quarter ago, it was expected that this bank holding company would post earnings of $0.41 per share when it actually produced earnings of $0.45, delivering a surprise of +9.76%.
Over the last four quarters, the company has surpassed consensus EPS estimates four times.
First Horizon, which belongs to the Zacks Banks - Southwest industry, posted revenues of $893 million for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 5.59%. This compares to year-ago revenues of $828 million. The company has topped consensus revenue estimates two times over the last four quarters.
The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call.
First Horizon shares have added about 14.3% since the beginning of the year versus the S&P 500's gain of 13%.
What's Next for First Horizon?
While First Horizon has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock?
There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately.
Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions.
Ahead of this earnings release, the estimate revisions trend for First Horizon was favorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #2 (Buy) for the stock. So, the shares are expected to outperform the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here.
It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $0.45 on $851.32 million in revenues for the coming quarter and $1.77 on $3.34 billion in revenues for the current fiscal year.
Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Banks - Southwest is currently in the top 25% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1.
Another stock from the same industry, BancFirst (BANF), has yet to report results for the quarter ended September 2025.
This Oklahoma financial services holding company is expected to post quarterly earnings of $1.87 per share in its upcoming report, which represents a year-over-year change of +6.9%. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days.
BancFirst's revenues are expected to be $173.4 million, up 5.9% from the year-ago quarter.
Should You Invest in First Horizon Corporation (FHN)?
Before you invest in First Horizon Corporation (FHN), want to know the best stocks to buy for the next 30 days? Check out Zacks Investment Research for our free report on the 7 best stocks to buy.
Zacks Investment Research has been committed to providing investors with tools and independent research since 1978. For more than a quarter century, the Zacks Rank stock-rating system has more than doubled the S&P 500 with an average gain of +24.08% per year. (These returns cover a period from January 1, 1988 through May 6, 2024.)
Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.