Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. The company offers various deposit products, including passbook accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and public funds deposits. It also provides loan products, such as commercial mortgage loans, commercial loans, small business administration loans, residential mortgage loans, real estate construction loans, and home equity lines of credit, as well as installment loans to individuals for household, and other consumer expenditures. In addition, the company offers trade financing, letter of credit, wire transfer, forward currency spot and forward contract, safe deposit, collection, automatic teller machine, Internet banking, investment, and other customary bank services, as well as securities and insurance products. Cathay General Bancorp was founded in 1962 and is headquartered in Los Angeles, California.

Cathay General Bancorp

Looking at the universe of stocks we cover at Dividend Channel, on 8/28/25, Labcorp Holdings Inc (Symbol: LH), Cathay General Bancorp (Symbol: CATY), and First Bancorp (Symbol: FBP) will all trade ex-dividend for their respective upcoming dividends. Labcorp Holdings Inc will pay its quarterly dividend of $0.72 on 9/11/25, Cathay General Bancorp will pay its quarterly dividend of $0.34 on 9/8/25, and First Bancorp will pay its quarterly dividend of $0.18 on 9/12/25. As a percentage of LH's recent stock price of $276.29, this dividend works out to approximately 0.26%, so look for shares of Labcorp Holdings Inc to trade 0.26% lower — all else being equal — when LH shares open for trading on 8/28/25. Similarly, investors should look for CATY to open 0.69% lower in price and for FBP to open 0.81% lower, all else being equal.
Below are dividend history charts for LH, CATY, and FBP, showing historical dividends prior to the most recent ones declared.
Labcorp Holdings Inc (Symbol: LH):
Cathay General Bancorp (Symbol: CATY):
First Bancorp (Symbol: FBP):
In general, dividends are not always predictable, following the ups and downs of company profits over time. Therefore, a good first due diligence step in forming an expectation of annual yield going forward, is looking at the history above, for a sense of stability over time. This can help in judging whether the most recent dividends from these companies are likely to continue. If they do continue, the current estimated yields on annualized basis would be 1.04% for Labcorp Holdings Inc, 2.74% for Cathay General Bancorp, and 3.25% for First Bancorp.
In Tuesday trading, Labcorp Holdings Inc shares are currently down about 0.7%, Cathay General Bancorp shares are down about 1.2%, and First Bancorp shares are off about 0.4% on the day.
Click here to learn which 25 S.A.F.E. dividend stocks should be on your radar screen »
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The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Ex-Dividend Reminder: Labcorp Holdings, Cathay General Bancorp and First Bancorp

Looking at the underlying holdings of the ETFs in our coverage universe at ETF Channel, we have compared the trading price of each holding against the average analyst 12-month forward target price, and computed the weighted average implied analyst target price for the ETF itself. For the First Trust SMID Cap Rising Dividend Achievers ETF (Symbol: SDVY), we found that the implied analyst target price for the ETF based upon its underlying holdings is $40.02 per unit.
With SDVY trading at a recent price near $36.54 per unit, that means that analysts see 9.53% upside for this ETF looking through to the average analyst targets of the underlying holdings. Three of SDVY's underlying holdings with notable upside to their analyst target prices are Winmark Corp (Symbol: WINA), Fulton Financial Corp. (Symbol: FULT), and Cathay General Bancorp (Symbol: CATY). Although WINA has traded at a recent price of $382.25/share, the average analyst target is 16.42% higher at $445.00/share. Similarly, FULT has 11.17% upside from the recent share price of $18.62 if the average analyst target price of $20.70/share is reached, and analysts on average are expecting CATY to reach a target price of $51.80/share, which is 10.71% above the recent price of $46.79. Below is a twelve month price history chart comparing the stock performance of WINA, FULT, and CATY:
Below is a summary table of the current analyst target prices discussed above:
Name
Symbol
Recent Price
Avg. Analyst 12-Mo. Target
% Upside to Target
Winmark Corp
WINA
$382.25
$445.00
16.42%
Fulton Financial Corp.
FULT
$18.62
$20.70
11.17%
Cathay General Bancorp
CATY
$46.79
$51.80
10.71%
Are analysts justified in these targets, or overly optimistic about where these stocks will be trading 12 months from now? Do the analysts have a valid justification for their targets, or are they behind the curve on recent company and industry developments? A high price target relative to a stock's trading price can reflect optimism about the future, but can also be a precursor to target price downgrades if the targets were a relic of the past. These are questions that require further investor research.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Sum Up The Pieces: SDVY Could Be Worth $40

Key Points
Earnings per share of $1.10 and revenue of $196.6 million both narrowly beat analyst estimates for Q2 2025.
Asset quality metrics showed notable deterioration, with non-performing assets rising 14.9% quarter over quarter in Q2 2025.
The company maintained a quarterly dividend of $0.34 per share and repurchased $35.6 million of its own stock in Q2 2025.
Cathay General Bancorp (NASDAQ:CATY), a bank holding company that serves commercial and retail banking customers, released its Q2 2025 results on July 22, 2025. The company reported earnings per share of $1.10 and revenue of $196.6 million, both slightly above analyst expectations of $1.09 and $195.9 million, respectively. The quarter saw improvements in efficiency and profitability, but also highlighted an uptick in non-performing assets and net charge-offs.
Overall, the company delivered a modest earnings beat and steady top-line growth, though investors will note increasing asset quality pressures.
Metric
Q2 2025
Q2 Estimate
Q2 2024
Y/Y Change
EPS
$1.10
$1.09
$0.92
19.6%
Revenue
$196.6 million
$195.9 million
$171.9 million
10.1%
Return on average assets
1.33%
1.15%
0.18 pp
Return on average equity
10.72%
9.63%
1.09 pp
Efficiency ratio
45.34%
55.65%
(10.31 pp)
Company Overview and Areas of Focus
Cathay General Bancorp, headquartered in Los Angeles, is best known for serving both business and individual customers, often focusing on the Chinese-American community in key markets such as California and New York. Its main lines of business include commercial and consumer loans, deposit services, treasury management, and a variety of other financial products. The bank competes against both large national banks and regional Asian-American banks.
In recent years, Cathay General Bancorp has centered its strategy on several critical areas. Navigating a regulatory environment shaped by laws such as the Dodd-Frank Act and Basel III capital rules is a constant priority. The company also emphasizes strong asset quality, prudent risk management, and maintaining high capital adequacy ratios. Compliance efforts, talent management, and deep customer relationships within its core markets are seen as key success factors.
Quarter Highlights: Profitability, Growth, and Asset Quality
The second quarter delivered a modest earnings and revenue beat, with GAAP net income rising 16% year over year. Net interest income (GAAP) increased 9.6% year over year, helped by a net interest margin -- which measures the difference between interest earned on assets and interest paid on deposits and other borrowings -- that reached 3.27%. The net interest margin increased by 0.26 percentage points versus Q2 2024.
The company’s operating efficiency improved: the efficiency ratio, a measure of how much it costs to generate each dollar of revenue (lower is better), dropped by 10.31 percentage points year over year to 45.34% (GAAP). This improvement reflects Cathay General Bancorp's cost controls, even as non-interest expenses saw some increases due to higher amortization on tax-advantaged investments and elevated professional services costs.
Loan growth was led by gains in commercial loans, which rose $196.3 million, commercial real estate by $202.2 million, and residential mortgages by $68.6 million. Construction loans, by contrast, fell 9.5% from the prior quarter, highlighting some softness in that segment. Deposit growth was steady but moderate, with time deposits showing a slight quarterly uptick but remaining lower than year-ago levels. The bank continued to leverage promotional activities -- such as Lunar New Year specials -- to attract and retain client deposits.
Non-accrual loans rose 12.7% over the previous quarter, totaling $174.2 million. Total non-performing assets increased 14.9% to $199.5 million, raising the non-performing assets ratio (total non-performing assets divided by total assets) to 0.84%. The bank’s allowance for loan losses as a percentage of non-performing loans fell to 96.1%, compared with 112.1% in Q1 2025. Net charge-offs -- a measure of loan losses that can't be recovered -- increased sharply to $12.7 million, up from $2.0 million in Q1 2025. This jump was mainly due to higher charge-offs in both commercial and real estate loan categories. The provision for credit losses, which reflects the funds set aside for potential loan defaults, was $11.2 million, down from $15.5 million in the first quarter and up from $6.6 million in Q2 2024.
Capital measures remain a source of strength for Cathay General Bancorp. The Tier 1 risk-based capital ratio, an important measure of a bank’s ability to absorb losses, stood at 13.35%, well above regulatory minimums. Total risk-based and leverage capital ratios also remained comfortably in the “well-capitalized” category. Book value per share (GAAP) increased both year over year and compared to the prior quarter.
During the quarter, Cathay General Bancorp returned capital to shareholders through both dividends and share buybacks. The company repurchased 804,179 shares at an average price of $44.22, totaling $35.6 million. The quarterly dividend was maintained at $0.34 per share, resulting in a dividend payout ratio of 30.79%. No change was made to the dividend compared to prior quarters.
Looking Ahead: Outlook and Investor Considerations
Company leadership did not provide any forward financial guidance in the second-quarter earnings release. Previously, management revised its full-year 2025 loan growth outlook to a range of 1% to 4%, widened from an earlier 3% to 4%, citing uncertainties in loan demand and customer activity. For the net interest margin, executives previously cited sensitivity modeling suggesting this metric could rise by about 0.04 percentage points for each 0.25% cut in benchmark interest rates, helped by a portfolio that is over 60% fixed or hybrid-rate loans. This guidance was discussed in Q1 2025, with management indicating the effect is modeled on a full-year basis. However, this information was not updated in the latest quarterly release.
In the absence of explicit forward guidance, investors are left to monitor a few key themes. Asset quality will remain a central focus, given the rise in non-performing assets and a dip in reserve coverage ratios. Changes in commercial loan performance, trends in deposit composition, and ongoing competitive and regulatory pressures will also deserve attention in the coming periods. The dividend remains steady for now, and capital levels are strong.
Revenue and net income presented using U.S. generally accepted accounting principles (GAAP) unless otherwise noted.
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The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Cathay Bancorp Posts Q2 Earnings Beat

(RTTNews) - Cathay General Bancorp (CATY) released a profit for its second quarter that Increases, from the same period last year
The company's earnings totaled $77.45 million, or $1.10 per share. This compares with $66.83 million, or $0.92 per share, last year.
Cathay General Bancorp earnings at a glance (GAAP) :
-Earnings: $77.45 Mln. vs. $66.83 Mln. last year. -EPS: $1.10 vs. $0.92 last year.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Cathay General Bancorp Q2 Income Advances

(RTTNews) - Cathay General Bancorp (CATY) revealed earnings for its second quarter that Increases, from last year
The company's bottom line came in at $77.45 million, or $1.10 per share. This compares with $66.82 million, or $0.92 per share, last year.
Cathay General Bancorp earnings at a glance (GAAP) :
-Earnings: $77.45 Mln. vs. $66.82 Mln. last year. -EPS: $1.10 vs. $0.92 last year.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Cathay General Bancorp Profit Rises In Q2

Looking at the universe of stocks we cover at Dividend Channel, on 5/29/25, First Bancorp (Symbol: FBP), Cathay General Bancorp (Symbol: CATY), and Electronic Arts, Inc. (Symbol: EA) will all trade ex-dividend for their respective upcoming dividends. First Bancorp will pay its quarterly dividend of $0.18 on 6/13/25, Cathay General Bancorp will pay its quarterly dividend of $0.34 on 6/9/25, and Electronic Arts, Inc. will pay its quarterly dividend of $0.19 on 6/18/25. As a percentage of FBP's recent stock price of $20.23, this dividend works out to approximately 0.89%, so look for shares of First Bancorp to trade 0.89% lower — all else being equal — when FBP shares open for trading on 5/29/25. Similarly, investors should look for CATY to open 0.79% lower in price and for EA to open 0.13% lower, all else being equal.
Below are dividend history charts for FBP, CATY, and EA, showing historical dividends prior to the most recent ones declared.
First Bancorp (Symbol: FBP):
Cathay General Bancorp (Symbol: CATY):
Electronic Arts, Inc. (Symbol: EA):
In general, dividends are not always predictable, following the ups and downs of company profits over time. Therefore, a good first due diligence step in forming an expectation of annual yield going forward, is looking at the history above, for a sense of stability over time. This can help in judging whether the most recent dividends from these companies are likely to continue. If they do continue, the current estimated yields on annualized basis would be 3.56% for First Bancorp, 3.17% for Cathay General Bancorp, and 0.52% for Electronic Arts, Inc..
In Tuesday trading, First Bancorp shares are currently up about 0.5%, Cathay General Bancorp shares are down about 0.6%, and Electronic Arts, Inc. shares are up about 0.2% on the day.
Click here to learn which 25 S.A.F.E. dividend stocks should be on your radar screen »
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The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Ex-Dividend Reminder: First Bancorp, Cathay General Bancorp and Electronic Arts

In trading on Monday, shares of Cathay General Bancorp (Symbol: CATY) crossed above their 200 day moving average of $45.10, changing hands as high as $45.62 per share. Cathay General Bancorp shares are currently trading up about 5.5% on the day. The chart below shows the one year performance of CATY shares, versus its 200 day moving average:
Looking at the chart above, CATY's low point in its 52 week range is $34.75 per share, with $55.29 as the 52 week high point — that compares with a last trade of $45.26.
Click here to find out which 9 other dividend stocks recently crossed above their 200 day moving average »
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The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Cathay General Bancorp (CATY) Shares Cross Above 200 DMA

(RTTNews) - Cathay General Bancorp (CATY) reported earnings for first quarter of $69.5 million
The company's bottom line totaled $69.5 million, or $0.98 per share. This compares with $71.4 million, or $0.98 per share, last year.
Cathay General Bancorp earnings at a glance (GAAP) :
-Earnings: $69.5 Mln. vs. $71.4 Mln. last year. -EPS: $0.98 vs. $0.98 last year.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Cathay General Bancorp Earnings At $69.5 Mln In Q1

The following companies are expected to report earnings after hours on 04/21/2025. Visit our Earnings Calendar for a full list of expected earnings releases.
Medpace Holdings, Inc. (MEDP)is reporting for the quarter ending March 31, 2025. The consensus earnings per share forecast from the 5 analysts that follow the stock is $3.06. MEDP reported earnings of $3.2 per share for the same quarter a year ago; representing a a decrease of -4.38%.AGNC Investment Corp. (AGNC)is reporting for the quarter ending March 31, 2025. The consensus earnings per share forecast from the 4 analysts that follow the stock is $0.40. AGNC reported earnings of $0.58 per share for the same quarter a year ago; representing a a decrease of -31.03%.Wintrust Financial Corporation (WTFC)is reporting for the quarter ending March 31, 2025. The consensus earnings per share forecast from the 5 analysts that follow the stock is $2.52. WTFC reported earnings of $2.89 per share for the same quarter a year ago; representing a a decrease of -12.80%.Zions Bancorporation N.A. (ZION)is reporting for the quarter ending March 31, 2025. The consensus earnings per share forecast from the 9 analysts that follow the stock is $1.20. ZION reported earnings of $1.03 per share for the same quarter a year ago; representing a a increase of 16.50%.BOK Financial Corporation (BOKF)is reporting for the quarter ending March 31, 2025. The consensus earnings per share forecast from the 2 analysts that follow the stock is $2.01. BOKF reported earnings of $1.91 per share for the same quarter a year ago; representing a a increase of 5.24%.Cathay General Bancorp (CATY)is reporting for the quarter ending March 31, 2025. The consensus earnings per share forecast from the 2 analysts that follow the stock is $0.95. CATY reported earnings of $1.1 per share for the same quarter a year ago; representing a a decrease of -13.64%.Home Bancorp, Inc. (HBCP)is reporting for the quarter ending March 31, 2025. The consensus earnings per share forecast from the 2 analysts that follow the stock is $1.13. HBCP reported earnings of $1.14 per share for the same quarter a year ago; representing a a decrease of -0.88%.Flexsteel Industries, Inc. (FLXS)is reporting for the quarter ending March 31, 2025. The consensus earnings per share forecast from the 1 analyst that follows the stock is $0.88. FLXS reported earnings of $0.67 per share for the same quarter a year ago; representing a a increase of 31.34%.AZZ Inc. (AZZ)is reporting for the quarter ending February 28, 2025. The consensus earnings per share forecast from the 4 analysts that follow the stock is $0.95. AZZ reported earnings of $0.93 per share for the same quarter a year ago; representing a a increase of 2.15%.Cadence Bank (CADE)is reporting for the quarter ending March 31, 2025. The consensus earnings per share forecast from the 5 analysts that follow the stock is $0.64. CADE reported earnings of $0.62 per share for the same quarter a year ago; representing a a increase of 3.23%.Calix, Inc (CALX)is reporting for the quarter ending March 31, 2025. The consensus earnings per share forecast from the 3 analysts that follow the stock is $-0.14. CALX reported earnings of $0.02 per share for the same quarter a year ago; representing a a decrease of -800.00%.Equity Lifestyle Properties, Inc. (ELS)is reporting for the quarter ending March 31, 2025. The consensus earnings per share forecast from the 4 analysts that follow the stock is $0.83. ELS reported earnings of $0.78 per share for the same quarter a year ago; representing a a increase of 6.41%.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

After-Hours Earnings Report for April 21, 2025 : MEDP, AGNC, WTFC, ZION, BOKF, CATY, HBCP, FLXS, AZZ, CADE, CALX, ELS

The DividendRank formula at Dividend Channel ranks a coverage universe of thousands of dividend stocks, according to a proprietary formula designed to identify those stocks that combine two important characteristics — strong fundamentals and a valuation that looks inexpensive. Cathay General Bancorp (Symbol: CATY) presently has an above average rank, in the top 50% of the coverage universe, which suggests it is among the top most "interesting" ideas that merit further research by investors.
But making Cathay General Bancorp an even more interesting and timely stock to look at, is the fact that in trading on Tuesday, shares of CATY entered into oversold territory, changing hands as low as $42.50 per share. We define oversold territory using the Relative Strength Index, or RSI, which is a technical analysis indicator used to measure momentum on a scale of zero to 100. A stock is considered to be oversold if the RSI reading falls below 30. In the case of Cathay General Bancorp, the RSI reading has hit 29.97 — by comparison, the universe of dividend stocks covered by Dividend Channel currently has an average RSI of 41.0. A falling stock price — all else being equal — creates a better opportunity for dividend investors to capture a higher yield. Indeed, CATY's recent annualized dividend of 1.36/share (currently paid in quarterly installments) works out to an annual yield of 3.13% based upon the recent $43.39 share price.
A bullish investor could look at CATY's 29.97 RSI reading today as a sign that the recent heavy selling is in the process of exhausting itself, and begin to look for entry point opportunities on the buy side. Among the fundamental datapoints dividend investors should investigate to decide if they are bullish on CATY is its dividend history. In general, dividends are not always predictable; but, looking at the history chart below can help in judging whether the most recent dividend is likely to continue.
Click here to find out what 9 other oversold dividend stocks you need to know about »
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The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Cathay General Bancorp

Price history and volume

Shares 360

Investment risk — medium

Investment potential — high

Security parameters