American Express Company, together with its subsidiaries, operates as integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and Internationally. It operates through four segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services. The company's products and services include credit card, charge card, banking, and other payment and financing products; network services; expense management products and services; and travel and lifestyle services. It also provides merchant acquisition and processing, servicing and settlement, point-of-sale marketing, and information products and services for merchants; and fraud prevention services, as well as the design and operation of customer loyalty programs. In addition, the company operates lounges at airports under Centurion Lounge brand name. It sells its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, affiliate marketing, customer referral programs, third-party service providers and business partners, direct mail, telephone, in-house sales teams, and direct response advertising. American Express Company was founded in 1850 and is headquartered in New York, New York.

American Express Company

Looking at options trading activity among components of the Russell 3000 index, there is noteworthy activity today in American Express Co. (Symbol: AXP), where a total volume of 12,726 contracts has been traded thus far today, a contract volume which is representative of approximately 1.3 million underlying shares (given that every 1 contract represents 100 underlying shares). That number works out to 44.1% of AXP's average daily trading volume over the past month, of 2.9 million shares. Particularly high volume was seen for the $280 strike put option expiring January 16, 2026, with 1,535 contracts trading so far today, representing approximately 153,500 underlying shares of AXP. Below is a chart showing AXP's trailing twelve month trading history, with the $280 strike highlighted in orange:
Align Technology Inc (Symbol: ALGN) options are showing a volume of 3,611 contracts thus far today. That number of contracts represents approximately 361,100 underlying shares, working out to a sizeable 41.9% of ALGN's average daily trading volume over the past month, of 862,810 shares. Particularly high volume was seen for the $190 strike put option expiring August 01, 2025, with 645 contracts trading so far today, representing approximately 64,500 underlying shares of ALGN. Below is a chart showing ALGN's trailing twelve month trading history, with the $190 strike highlighted in orange:
And Molina Healthcare Inc (Symbol: MOH) options are showing a volume of 7,160 contracts thus far today. That number of contracts represents approximately 716,000 underlying shares, working out to a sizeable 41.1% of MOH's average daily trading volume over the past month, of 1.7 million shares. Particularly high volume was seen for the $165 strike call option expiring August 15, 2025, with 1,422 contracts trading so far today, representing approximately 142,200 underlying shares of MOH. Below is a chart showing MOH's trailing twelve month trading history, with the $165 strike highlighted in orange:
For the various different available expirations for AXP options, ALGN options, or MOH options, visit StockOptionsChannel.com.
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The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Noteworthy Friday Option Activity: AXP, ALGN, MOH

Bread Financial Holdings’ BFH operating income of $3.14 per share for the second quarter of 2025 beat the Zacks Consensus Estimate by 69.7%. The bottom line improved 18% year over year. The quarterly results reflected a drop in revenues but higher credit sales.
Behind the Headlines of BFH
Revenues decreased 1.1% year over year to $929 million, primarily due to lower finance charges and late fees resulting from a reduced average prime rate, lower delinquencies, and a gradual shift in risk and product mix, leading to a smaller proportion of private label accounts. The top line also missed the consensus estimate by 0.9%.
Credit sales of $6.8 billion increased 4%, driven by new partner growth and increased general-purpose spending. Our estimate was $6.6 billion.
Average loans of $17.7 billion decreased 1%, primarily due to the macroeconomic environment, which resulted in lower consumer spending, higher gross losses and tighter underwriting standards. Our estimate for the same was $18.1 billion.
Bread Financial Holdings, Inc. Price, Consensus and EPS Surprise
Total interest income decreased 3% to $1.2 billion. Our estimate and the Zacks Consensus Estimate were both pegged at $1.2 billion.
Net interest margin contracted 30 basis points (bps) to 17.7%. The Zacks Consensus Estimate for the metric was 17.4% and our estimate was 16.1%.
Total non-interest expenses increased 3% to $481 million, primarily driven by debt extinguishment costs of $13 million in the quarter. Our estimate was $477.6 million.
The delinquency rate of 5.7% improved 30 bps year over year. The net loss rate of 7.9% improved 70 basis points year over year.
Pre-tax pre-provision earnings decreased 5% year over year to $448 million due to lower net interest income.
BFH’s Financial Update
As of June 30, 2025, cash and cash equivalents were $4.2 billion, up 14.4% from the level of 2024.
As of June 30, 2025, long-term debt and other debt increased 28.7% from the 2024-end level to $1.3 billion.
Tangible book value was $52.21 per share as of June 30, 2025, up 7% year over year.
Return on average equity was 17.5% in the second quarter of 2025. The figure expanded 80 basis points year over year.
Capital Deployment of BFH
In April, it repurchased 1.1 million shares, exhausting the board-authorized share repurchase program of $150 million.
BFH’s 2025 Guidance
Management estimates average receivables to be flat to slightly down from 2024. It expects average credit card and other loans to be flat to slightly down from the 2024 level.
Total revenues are estimated to be flat year over year.
The net loss rate is guided in the range of 7.8-7.9%.
BFH’s Zacks Rank
Bread Financial currently carries a Zacks Rank #3 (Hold). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.
Peer Release
American Express Company AXP reported second-quarter 2025 earnings per share (EPS) of $4.08, which beat the Zacks Consensus Estimate by 5.7%. The bottom line climbed 17% year over year. Total revenues net of interest expense amounted to $17.9 billion, which outpaced the Zacks Consensus Estimate by 1%. The top line improved 9% year over year in the quarter under review.
Network volumes of $472 billion rose 7% year over year in the second quarter, driven by higher U.S. consumer spending. The figure beat the Zacks Consensus Estimate by 1.3%. Total interest income of $6.3 billion increased 8% year over year and beat the consensus mark by 0.4%. Provision for credit losses rose 11% year over year to $1.4 billion due to higher net write-offs and net reserve build.
American Express still anticipates revenues to increase between 8% and 10% in 2025 from the 2024 level of $65.9 billion. Management expects EPS in the range of $15-$15.50.
Upcoming Releases
Virtu Financial VIRT will report second-quarter 2025 results on July 30, before market open. The Zacks Consensus Estimate for second-quarter earnings per share is pegged at $1.30 per share, suggesting an increase of 56.3% from the year-ago quarter’s reported figure.
VIRT’s earnings beat estimates in each of the last four quarters.
Coinbase Global COIN will report second-quarter 2025 results on July 31, after market close. The Zacks Consensus Estimate for second-quarter earnings per share is pegged at 83 cents, suggesting a decrease of 22.4% from the year-ago quarter’s reported figure.
COIN’s earnings beat estimates in three of the last four quarters, while missing in one.
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Bread Financial Q2 Earnings Beat, Revenues Miss, Credit Sales Rise

At Holdings Channel, we have reviewed the latest batch of the 22 most recent 13F filings for the 06/30/2025 reporting period, and noticed that American Express Co. (Symbol: AXP) was held by 13 of these funds. When hedge fund managers appear to be thinking alike, we find it is a good idea to take a closer look.
Before we proceed, it is important to point out that 13F filings do not tell the whole story, because these funds are only required to disclose their long positions with the SEC, but are not required to disclose their short positions. A fund making a bearish bet against a stock by shorting calls, for example, might also be long some amount of stock as they trade around their overall bearish position. This long component could show up in a 13F filing and everyone might assume the fund is bullish, but this tells only part of the story because the bearish/short side of the position is not seen.
Having given that caveat, we believe that looking at groups of 13F filings can be revealing, especially when comparing one holding period to another. Below, let's take a look at the change in AXP positions, for this latest batch of 13F filers:
Aggregate Change:
+21,759
+$9,608
In terms of shares owned, we count 6 of the above funds having increased existing AXP positions from 03/31/2025 to 06/30/2025, with 4 having decreased their positions and 2 new positions.
Looking beyond these particular funds in this one batch of most recent filers, we tallied up the AXP share count in the aggregate among all of the funds which held AXP at the 06/30/2025 reporting period (out of the 1,837 we looked at in total). We then compared that number to the sum total of AXP shares those same funds held back at the 03/31/2025 period, to see how the aggregate share count held by hedge funds has moved for AXP. We found that between these two periods, funds reduced their holdings by 285,239 shares in the aggregate, from 10,918,036 down to 10,632,797 for a share count decline of approximately -2.61%. The overall top three funds holding AXP on 06/30/2025 were:
We'll keep following the latest 13F filings by hedge fund managers and bring you interesting stories derived from a look at the aggregate information across groups of managers between filing periods. While looking at individual 13F filings can sometimes be misleading due to the long-only nature of the information, the sum total across groups of funds from one reporting period to another can be a lot more revealing and relevant, providing interesting stock ideas that merit further research, like American Express Co. (Symbol: AXP).
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

See Which Of The Latest 13F Filers Holds AXP

Key Points
Verizon and American Express both offer dividends, but that's about all they have in common.
Verizon offers a large dividend yield, but it's rising slowly.
American Express offers a rapidly rising dividend, but the stock offers a very low yield.
Investors looking for ways to boost their passive income stream recently saw encouraging results from a pair of well-established dividend payers. Verizon (NYSE: VZ) raised earnings guidance for the last half of 2025, and American Express (NYSE: AXP) delivered second-quarter revenue that set a new record.
However, it takes more than one encouraging quarterly earnings report to make a great dividend stock. Here's a look at the road ahead of these businesses to see which is likely to deliver the most income to your brokerage account.
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Verizon
Last September, Verizon raised its dividend payout for the 18th year in a row. At recent prices, shares of America's largest telecommunications giant offer an attractive 6.3% dividend yield.
Verizon's payout raises have been consistent, but they haven't been anything to write home about. The quarterly payment is up by just 19.9% over the past 10 years.
Verizon's wireless phone business isn't growing fast, but broadband is picking up the slack. Second-quarter wireless service revenue rose just 2.2% year over year, but the company expanded total broadband connections by 12.2% year over year to 12.9 million.
While revenue isn't growing very fast, the array of new tax reforms will make meeting and raising its payout a little easier. At the midpoint of management's guided range, free cash flow is expected to reach $4.74 per share in 2025. That's more than enough to meet and raise a dividend obligation currently set at $2.71 annually.
American Express
American Express doesn't raise its payout as frequently as Verizon. It makes up for its lack of consistency, though, with rapid payout bumps when the time is right.
At recent prices, the credit card network operator offers a minuscule 1.1% yield. This is much lower than Verizon, but rapid payout raises could lead to a higher yield on cost down the road.
Earlier this year, American Express raised its dividend payout by 17%. Over the past 10 years, the payout has soared 183%.
Another global pandemic could lead American Express to pause payout raises, but investors can still expect heaps of profits to come their way in the form of share repurchases. American Express has lowered its share count by 29.4% over the past decade. This makes future payout raises, like the big 17% bump we saw recently, relatively easy to manage.
As one of just four global credit card payment networks, steady growth from American Express is a reasonable expectation. Credit card network fees are annoying, but they're hardly high enough to make using cryptocurrency for everyday purchases an economically sensible option. If this changes, American Express and the other three established networks can easily compete by reducing swipe fees.
American Express recently took a big step toward cementing its competitive position in a shifting cryptocurrency landscape. In June, management announced that the Coinbase One Card will launch on the American Express network.
The better dividend stock to buy now
Choosing the better stock among these two will depend on your time horizon. The dividend growth rate American Express reported over the past decade is outstanding, but the stock offers a very low yield at the moment. If we project the past decade's dividend growth rate forward, investors who begin an American Express position now would receive a yield on cost of around 3.6% in 2045.
Verizon's yield is growing slowly, but investors who don't have more than a few decades to wait around are probably better off with the high-yield telecom stock. Its payout is growing slowly, and the recent cash acquisition of Frontier Communications for $20 billion means the next few payout raises probably won't be large ones.
If we project Verizon's past decade of dividend payout raises forward, investors who start a position now could receive a 9.1% yield on cost in 2045. That makes it a better buy for most income-seeking investors.
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American Express is an advertising partner of Motley Fool Money. Cory Renauer has no position in any of the stocks mentioned. The Motley Fool recommends Coinbase Global and Verizon Communications. The Motley Fool has a disclosure policy.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Better Dividend Stock: Verizon vs. American Express

Wednesday, July 23, 2025
The Zacks Research Daily presents the best research output of our analyst team. Today's Research Daily features new research reports on 16 major stocks, including Wells Fargo & Co. (WFC), Abbott Laboratories (ABT) and American Express Co. (AXP), as well as two micro-cap stocks TSS, Inc. (TSSI) and Maui Land & Pineapple Company, Inc. (MLP). The Zacks microcap research is unique as our research content on these small and under-the-radar companies is the only research of its type in the country.
These research reports have been hand-picked from the roughly 70 reports published by our analyst team today.
You can see all of today’s research reports here >>>
Ahead of Wall Street
The daily 'Ahead of Wall Street' article is a must-read for all investors who would like to be ready for that day's trading action. The article comes out before the market opens and attempts to make sense of that morning's economic releases and how they will affect that day's market action. You can read this article for free on our home page and can actually sign up there to get an email notification as this article comes out each morning.
You can read today's AWS here >>> Pre-Markets Shine on Japanese Auto Trade Deal
Today's Featured Research Reports
Wells Fargo’s shares have outperformed the Zacks Financial - Investment Bank industry over the past year (+45.6% vs. +42.5%). The company’s earnings surpassed the estimates in each of the trailing four quarters. Its second-quarter 2025 results benefited from an improvement in non-interest income and lower provisions.
The Fed's June 2025 removal of the $1.95 trillion asset cap allows growth in deposits, loans, and fee-based services. Strategic investments in talent and technology, along with new partnerships, support long-term growth. After clearing the 2025 Fed stress test, Wells Fargo plans to raise dividends, backed by strong liquidity and capital.
However, its revenues remain pressured by subdued NII and volatile funding costs. Mortgage banking income is also weak despite restructuring efforts. Also, rising technology and compensation costs pushed expenses higher, which is likely to hurt profitability.
(You can read the full research report on Wells Fargo here >>>)
Shares of Abbott have outperformed the Zacks Medical - Products industry over the past year (+20.8% vs. +8.7%). The company’s strong pipeline is opening up new growth opportunities, supporting the company’s positive momentum and strong growth outlook for 2025. Freestyle Libre, Lingo and Libre Rio CGM devices are on a great trajectory.
Alinity, the company’s next-generation suite of systems, is a key driver in the core lab diagnostics business. The company is optimistic about its latest progress with biosimilars and expects this to significantly boost EPD sales through 2025. Within Nutrition, despite softness in its international pediatric arm, Abbott is regaining market share banking on strong Adult Nutrition business.
Yet, the significant runoff of COVID-19 testing-related sales is hurting Abbott’s Diagnostics growth. Headwinds such as tough macro conditions, tariffs and foreign exchange also add to the worry.
(You can read the full research report on Abbott here >>>)
American Express’ shares have outperformed the Zacks Financial - Miscellaneous Services industry over the past year (+28.1% vs. +19.5%). The company’s second quarter earnings beat estimates. It is benefiting from sustained revenue growth driven by new product launches, strategic partnerships and a rebound in travel and entertainment spending.
American Express’ revenues rose 8% YOY in the first half of 2025. Strong cash generation and disciplined capital returns underscore its financial strength. AXP returned $2 billion in 2Q25 through dividends and buybacks. The company expects EPS in the range of $15-$15.50 in 2025.
However, persistently rising expenses continue to weigh on margins. Loan loss provisions remain elevated due to macro uncertainty. A high debt load and increased interest costs further pressure profitability. AXP’s limited exposure to emerging non-card payment channels may constrain future competitiveness. As such, the stock warrants a cautious stance.
(You can read the full research report on American Express here >>>)
Shares of TSS have outperformed the Zacks Engineering - R and D Services industry over the year-to-date period (+115.3% vs. +11.7%). This microcap company, with a market capitalization of $635.52 million, is capitalizing on surging demand for AI infrastructure through its high-growth rack integration segment, with first-quarter 2025 revenue up 253% year-over-year and margin expansion from 28% to 32%.
Backed by a multi-year OEM agreement, its new 213,000 sq. ft. liquid-cooled facility scales power to 15 MW, enabling long-term earnings visibility. Procurement services, driven by federal demand, grew 676% year over year and provide strong cash flows despite lower margins. Operating income surged to $4.1 million, supported by automation and SG&A leverage.
A $25-30 million facility investment positions TSS for scalable AI workloads with a two-year payback. With $27.3 million in cash and $20.6 million in Q1 operating cash flow, TSS self-funds growth. Favorable AI and modular trends enhance its competitive edge and long-term trajectory.
(You can read the full research report on TSS here >>>)
Maui Land & Pineapple’s shares have underperformed the Zacks Real Estate - Operations industry over the year-to-date period (-15.6% vs. +9.3%). This microcap company, with a market capitalization of $549.23 million, is facing near-term risks including pension-related losses, weak cash conversion, high G&A costs, limited segment diversification, and delays in monetizing entitled assets. Execution and scalability remain key investor watchpoints.
Nevertheless, MLP offers a compelling value proposition as a major Maui landholder with more than 22,000 acres of land and 247K square feet of commercial real estate. Its active land-use planning—like the 927-acre Kapalua Mauka—is geared toward phased monetization aligned with local housing and agricultural needs.
Leasing revenue rose 45% year over year in the first quarter of 2025, providing stable income to fund development without external capital. A new agave venture enhances agricultural land productivity and opens recurring revenue streams. Strong liquidity ($21.5 million) and minimal debt underpin financial flexibility.
(You can read the full research report on Maui Land & Pineapple here >>>)
Other noteworthy reports we are featuring today include Vertex Pharmaceuticals Inc. (VRTX), Duke Energy Corp. (DUK) and D.R. Horton, Inc. (DHI).
Mark Vickery
Senior Editor
Note: Sheraz Mian heads the Zacks Equity Research department and is a well-regarded expert of aggregate earnings. He is frequently quoted in the print and electronic media and publishes the weekly Earnings Trends and Earnings Preview reports. If you want an email notification each time Sheraz publishes a new article, please click here>>>
Today's Must Read
Featured Reports
New Drug Launches to Aid Vertex (VRTX) Amid CF Competition
While Vertex is progressing with its two new drug launches, Journavx in acute pain and Alyftrek/vanza triple in cystic fibrosis in 2025, recent pipeline setbacks are a concern per the Zacks analyst.
Investments Aid Duke Energy (DUK) Amid Poor Solvency
Per the Zacks analyst, Duke Energy makes systematic investments to expand and strengthen its infrastructure. Yet its poor financial ratios indicate weak solvency position.
Sales Boosting Plans Aid D.R. Horton (DHI), Macro Risks Hurt
Per the Zacks analyst, D.R. Horton's focus on offering sales incentives and flexible lot supply is boosting growth. However, ongoing affordability concerns mar prospects amid macro risks.
Electronic Arts (EA) Benefits From Solid Gaming Portfolio
Per the Zacks Research analyst, expanding user base driven by strength in popular franchises including American Football and Madden NFL is aiding EA's top-line growth.
Continued Diagnosis Segment Momentum Aids Philips (PHG)
Per the Zacks analyst, Philips is benefiting from strong order intake growth across the Diagnosis & Treatment segment, driven by strength in Precision Diagnosis and Image-Guided Therapy.
Omnicom (OMC) Gains From Diversification Amid Low Liquidity
Per the Zacks analyst, Omnicom's presence across diverse segments of the advertising and marketing industry broadens its revenues base. Low liquidity is an overhang.
Wolverine's (WWW) Product Initiatives to Boost Market Share
Per the Zacks analyst, Wolverine is actively pursuing a comprehensive strategy to enhance brand portfolio, focusing on Merrell and Saucony brands. These efforts are expected to help gain market share.
New Upgrades
Metal Prices and Healthy Portfolio Aid Franco-Nevada (FNV)
Per the Zacks analyst, the recent pick up in gold price is aiding Franco-Nevada's performance. The company's healthy portfolio of streaming and royalty agreements are also driving margins.
Ubiquiti (UI) Rides on Healthy Demand in Enterprise Technology
Per the Zacks analyst, healthy traction in the Enterprise Technology segment, backed by the growing proliferation of IoT devices across industries, will likely boost Ubiquiti's top line.
AUM Growth, Expansion Strategies Aid Franklin (BEN)
Per the Zacks analyst, Franklin benefits from strong assets under management (AUM) growth. Strategic acquisitions and a solid distribution platform support long-term expansion.
New Downgrades
Murphy USA (MUSA) Faces Margin Pressure from New Store Costs
The Zacks analyst believes that Murphy USA is experiencing higher per-store operating expenses from new complex locations which could weigh on profitability until stores reach full maturity.
Weak Underwriting Results & High Debt Ail ProAssurance (PRA)
Per the Zacks analyst, ProAssurance's rising combined ratio indicates continued underwriting losses, especially in the Specialty P&C segment. Also, a high debt level is concerning.
Macroeconomic Woes, Intense Rivalry Ails Neogen (NEOG)
The Zacks analyst is concerned about ongoing macroeconomic challenges driving up operational costs for Neogen, affecting its margins. Fierce competition from well-funded rivals is an added concern.
5 Stocks Set to Double
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The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Top Stock Reports for Wells Fargo, Abbott & American Express

Capital One Financial (NYSE:COF) is set to report Q2 2025 results on Tuesday, July 22, marking its first earnings release since completing the landmark acquisition of Discover in May. The all-stock deal created the largest U.S. credit card issuer by outstanding balances and has positioned Capital One as a vertically integrated payments powerhouse with its own network. Although the impact of the merger will not be immediately visible in this quarter’s numbers, we will be watching for updates on integration progress, synergy realization, and strategic direction.
The company has guided for roughly $2.7 billion in annual synergies by 2027. Revenue for the quarter is likely to come in at about $12.7 billion per consensus estimates, while earnings are projected at $3.56 per share, supported by higher net interest income from higher card balances as well as rising interchange fees. We will also look for updates on the company’s outlook. While the credit card business has fared well post-pandemic, recent tariffs imposed by President Donald Trump are weighing on global trade and could pressure consumer spending and travel.
The company has $140 billion in current market capitalization. Revenue over the last twelve months (prior to the Discover deal) was $40 billion and net income of $4.9 billion. While a lot will depend on how results stack up against consensus and expectations, understanding historical patterns might just turn the odds in your favor if you are an event-driven trader.
There are two ways to do that: understand the historical odds and position yourself prior to the earnings release, or look at the correlation between immediate and medium-term returns post earnings and position yourself accordingly after the earnings are released. That said, if you seek upside with lower volatility than individual stocks, the Trefis High Quality portfolio presents an alternative – having outperformed the S&P 500 and generated returns exceeding 91% since its inception.
Capital One Financial’s Historical Odds Of Positive Post-Earnings Return
Some observations on one-day (1D) post-earnings returns:
There are 20 earnings data points recorded over the last five years, with 15 positive and 5 negative one-day (1D) returns observed. In summary, positive 1D returns were seen about 75% of the time.
Notably, this percentage increases to 92% if we consider data for the last 3 years instead of 5.
Median of the 15 positive returns = 3.7%, and median of the 5 negative returns = -4.8%
Additional data for observed 5-Day (5D), and 21-Day (21D) returns post earnings are summarized along with the statistics in the table below.
Correlation Between 1D, 5D, and 21D Historical Returns
A relatively less risky strategy (though not useful if the correlation is low) is to understand the correlation between short-term and medium-term returns post earnings, find a pair that has the highest correlation, and execute the appropriate trade. For example, if 1D and 5D show the highest correlation, a trader can position themselves “long” for the next 5 days if 1D post-earnings return is positive. Here is some correlation data based on 5-year and 3-year (more recent) history. Note that the correlation 1D_5D refers to the correlation between 1D post-earnings returns and subsequent 5D returns.
Learn more about Trefis RV strategy that has outperformed its all-cap stocks benchmark (combination of all 3, the S&P 500, S&P mid-cap, and Russell 2000), to produce strong returns for investors. Separately, if you want upside with a smoother ride than an individual stock like Capital One Financial, consider the High Quality portfolio, which has outperformed the S&P, and clocked >91% returns since inception.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

How Will Capital One Stock React To Its Upcoming Earnings?

Looking today at week-over-week shares outstanding changes among the universe of ETFs covered at ETF Channel, one standout is the The Financial Select Sector SPDR Fund (Symbol: XLF) where we have detected an approximate $252.8 million dollar inflow -- that's a 0.5% increase week over week in outstanding units (from 974,995,427 to 979,795,427). Among the largest underlying components of XLF, in trading today Goldman Sachs Group Inc (Symbol: GS) is up about 0.4%, Morgan Stanley (Symbol: MS) is up about 0.3%, and American Express Co. (Symbol: AXP) is up by about 0.8%. For a complete list of holdings, visit the XLF Holdings page » The chart below shows the one year price performance of XLF, versus its 200 day moving average:
Looking at the chart above, XLF's low point in its 52 week range is $40.66 per share, with $53.27 as the 52 week high point — that compares with a last trade of $52.76. Comparing the most recent share price to the 200 day moving average can also be a useful technical analysis technique -- learn more about the 200 day moving average ».
Exchange traded funds (ETFs) trade just like stocks, but instead of ''shares'' investors are actually buying and selling ''units''. These ''units'' can be traded back and forth just like stocks, but can also be created or destroyed to accommodate investor demand. Each week we monitor the week-over-week change in shares outstanding data, to keep a lookout for those ETFs experiencing notable inflows (many new units created) or outflows (many old units destroyed). Creation of new units will mean the underlying holdings of the ETF need to be purchased, while destruction of units involves selling underlying holdings, so large flows can also impact the individual components held within ETFs.
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The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

XLF, GS, MS, AXP: ETF Inflow Alert

(RTTNews) - Rakuten announced the launch of the Rakuten American Express Card in the U.S., exclusively for Rakuten members. With the Rakuten Card, cardholders will receive an extra four percent Cash Back on top of what they already earn while shopping on Rakuten's platform of more than 3,500 stores, in-person, or online, up to the first $7,000 of credit card spending each calendar year. Also, cardholders will earn an extra five percent Cash Back on top of the five percent members earn when dining at more than 22,000 Rakuten partner restaurants, totaling 10 percent Cash Back on Rakuten Dining.
Rakuten is partnering with Imprint to power the card program and First Electronic Bank to issue the card through American Express' Agile Partner Platform. The Rakuten Card provides cardholders with access to Amex Offers for shopping, dining and travel, and access to Amex Experiences.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Rakuten Unveils Rakuten American Express Card With Cash Back Rewards

The S&P 500 Index ($SPX) (SPY) Monday closed up +0.14%, the Dow Jones Industrials Index ($DOWI) (DIA) closed down -0.04%, and the Nasdaq 100 Index ($IUXX) (QQQ) closed up +0.50%. September E-mini S&P futures (ESU25) rose +0.19%, and September E-mini Nasdaq futures (NQU25) rose +0.54%.
Stock indexes mainly settled higher on Monday, with the S&P 500 and Nasdaq 100 posting new all-time highs. Stocks found support as the 10-year T-note yield fell by -5 bp to a one-week low of 4.37%. Also, the strength in chip stocks on Monday boosted technology stocks and led the broader market higher. On the negative side, natural gas producers retreated Monday after nat-gas futures fell more than -6% to a 1-week low.
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Some favorable corporate news supported gains in stocks on Monday. Block rose more than +7% after S&P Dow Jones Indices announced that the company will replace Hess Corp in the S&P 500 before the opening of trade on Wednesday. Also, Verizon Communications rose more than +4% after raising the lower end of its full-year earnings forecast.
Recent trade news has put some downward pressure on stocks. Last Wednesday, President Trump announced that he intends to send a tariff letter to more than 150 countries, notifying them that their tariff rates could be 10% or 15%, effective August 1. Also, President Trump recently announced that the US will impose 30% tariffs on US imports from the European Union and Mexico, effective August 1. In addition, Mr. Trump said that a 35% tariff on some Canadian products would take effect on August 1, up from the current 25%.
The markets this week will focus on any tariff news along with the announcement of any new trade deals. On Wednesday, June existing home sales are expected to fall -0.7% m/m to 4.00 million. On Thursday, weekly initial unemployment claims are expected to climb by +6,000 to 227,000. Also, the July S&P US manufacturing PMI is expected to slip -0.4 to 52.5. Finally, on Thursday, June new home sales are expected to climb +4.3% m/m to 650,000. On Friday, June capital goods new orders nondefense ex-aircraft and parts are expected to increase by +0.2% m/m.
Federal funds futures prices are discounting the chances for a -25 bp rate cut at 3% at the July 29-30 FOMC meeting and 58% at the following meeting on September 16-17.
The markets are awaiting a heavy slate of quarterly corporate earnings results this week, including Alphabet and Tesla on Wednesday. About one-fifth of the companies in the S&P 500 are expected to report their Q2 earnings results this week. Early results now show S&P 500 earnings are on track to rise +3.2% for the second quarter, better than the pre-season expectations of +2.8% y/y, according to Bloomberg Intelligence. Also, only six of the eleven S&P 500 sectors are projected to post an increase in earnings, the fewest since Q1 of 2023, according to Yardeni Research.
Overseas stock markets on Monday settled mixed. The Euro Stoxx 50 closed down -0.30%. China's Shanghai Composite rallied to a 9.5-month high and closed up +0.72%. Japan's Nikkei Stock 225 was closed today for the Marine Day holiday.
Interest Rates
September 10-year T-notes (ZNU25) on Monday closed up +13 ticks. The 10-year T-note yield fell -4.4 bp to 4.372%. Sep T-notes rose to a 1-week high on Monday, and the 10-year T-note yield fell to a 1-week low of 4.350%. T-notes rallied Monday on carryover support from last Friday when Fed Governor Christopher Waller said he backs a Fed rate cut at the July 29-30 FOMC meeting. T-notes also have carryover support from Monday's rally in 10-year German bunds to a 2-week high.
European government bond yields on Monday moved lower. The 10-year German bund yield fell to a 2-week low of 2.611% and finished down -8.2 bp to 2.613%. The 10-year UK gilt yield fell -7.1 bp to 4.603%.
Swaps are discounting the chances at 2% for a -25 bp rate cut by the ECB at Thursday's policy meeting.
US Stock Movers
Strength in chip stocks on Monday supported gains in the broader market. ARM Holdings Plc (ARM) closed up more than +3% to lead gainers in the Nasdaq 100. Also, Qualcomm (QCOM) closed up more than +2%. In addition, NXP Semiconductors NV (NXPI), Broadcom (AVGO), Lam Research (LRCX), and Applied Materials (AMAT) closed up more than +1%.
Block (XYZ) closed up more than +7% after S&P Dow Jones Indices announced that the company will replace Hess Corp in the S&P 500 before the opening of trade on Wednesday.
Verizon Communications (VZ) closed up more than +4% to lead gainers in the S&P 500 and Dow Jones Industrials after raising the lower end of its full-year earnings forecast to +1% to 3% from a previous estimate of 0% to +3%.
Pinterest (PINS) closed up more than +2% after Morgan Stanley upgraded the stock to overweight from equal weight with a price target of $45.
Dollar Tree (DLTR) closed up more than +2% after Barclays upgraded the stock to overweight from equal weight with a price target of $120.
Equinix Inc. (EQIX) closed up more than +1% after Elliot Investment Management said it has built up a stake in the company in an effort to get it to take steps to boost its share price.
Invesco Ltd (IVZ) closed up more than +1% after TD Cowen upgraded the stock to buy from hold with a price target of $25.
Natural gas producers retreated Monday after nat-gas futures (NQQ25) plunged more than -6% to a 1-week low. As a result, EQT Corp (EQT) closed down more than -9% to lead losers in the S&P 500. Also, Antero Resources (AR) closed down more than -10%, Expand Energy (EXE) closed down more than -8%, Cheniere Energy (LNG) closed down more than -7%, and Coterra Energy (CTRA) closed down more than -5%.
Sarepta Therapeutics (SRPT) closed down more than -5% after it refused to pause all shipments of its Elevidys treatment after three deaths were linked to the company's gene therapies.
Molina Healthcare (MOH) closed down more than -3% after TD Cowen cut its price target on the stock to $283 from $369.
American Express (AXP) closed down more than -1% to lead losers in the Dow Jones Industrials after issuing $4 billion in debt securities due in four and seven years.
Biogen (BIIB) closed down more than -1% after Truist Securities downgraded the stock to hold from buy.
Centene (CNC) closed down more than -1% after TD Cowen downgraded the stock to hold from buy.
Earnings Reports (7/22/2025)
Avery Dennison Corp (AVY), Baker Hughes Co (BKR), Capital One Financial Corp (COF), Chubb Ltd (CB), Coca-Cola Co/The (KO), CoStar Group Inc (CSGP), Danaher Corp (DHR), DR Horton Inc (DHI), Enphase Energy Inc (ENPH), EQT Corp (EQT), Equifax Inc (EFX), General Motors Co (GM), Genuine Parts Co (GPC), Halliburton Co (HAL), Interpublic Group of Cos Inc/The (IPG), Intuitive Surgical Inc (ISRG), Invesco Ltd (IVZ), IQVIA Holdings Inc (IQV), KeyCorp (KEY), Lockheed Martin Corp (LMT), MSCI Inc (MSCI), Northrop Grumman Corp (NOC), PACCAR Inc (PCAR), Pentair PLC (PNR), Philip Morris International In (PM), PulteGroup Inc (PHM), Quest Diagnostics Inc (DGX), RTX Corp (RTX), Sherwin-Williams Co/The (SHW), Synchrony Financial (SYF), Texas Instruments Inc (TXN).
On the date of publication, Rich Asplund did not have (either directly or indirectly) positions in any of the securities mentioned in this article. All information and data in this article is solely for informational purposes. For more information please view the Barchart Disclosure Policy here.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.

Stocks Supported by Chip Stock Strength and Lower Bond Yields

American Express (NYSE:AXP) reported Q2 2025 results on July 18, with revenues of $17.9 billion (up 9% year over year) and earnings per share of $4.08 (up 17% excluding last year's gain from the sale of Certified). The company reaffirmed its full-year revenue growth guidance range of 8% to 10% and EPS guidance of $15 to $15.50, while highlighting record net card fees, a strong premium portfolio, and the impending refresh of U.S. Platinum cards.
Premium Portfolio Drives Record Fee and Loan Growth
Net card fees reached a new high, up 20% on an FX-adjusted basis, and fee revenue has more than doubled since 2019, driven primarily by premium product penetration and strong retention.
"We continue to see strong momentum in net card fees, which reached record levels and were up 20% effect adjusted again this quarter. The exceptional growth we've seen in card fees over the past several years, averaging 17% per year since 2019, really speaks to our strategy as we increase our focus on the premium space. This is the result of, first, acquiring new customers onto fee-based products, then driving strong retention of our customer base. And finally, consistently increasing value through product refreshes and pricing accordingly. The result is a net card fee line that has more than doubled since 2019."
— Christophe Le Caillec, Chief Financial Officer
Premium-led growth in fee-based products and resilience across customer cohorts reinforces the predictability of recurring revenue streams and enhances the long-term stability of the business amid broader economic cycles.
Strategic Resilience Demonstrated in Fed Stress Test and Capital Return
The company’s Common Equity Tier 1 (CET1) ratio was 10%, with a stress capital buffer at the regulatory minimum (2.5%), which enabled it to return $2 billion in capital to shareholders through dividends and buybacks. The results of the Federal Reserve's Comprehensive Capital and Analysis Review (CCAR), disclosed in July, confirmed both the highest profitability (return on assets) and lowest projected credit card loss rate among all CCAR-subjected banks.
"The results once again demonstrated that we had the lowest projected credit card loss and highest profitability rates under the Fed stress test among all banks subject to CCAR. Results were a testament to the earnings power of our resilient business model and our strong capital position."
— Stephen Squeri, Chairman and Chief Executive Officer
Superior credit performance and efficient capital allocation empower American Express to pursue shareholder returns while maintaining ample regulatory headroom, validating the competitive edge of its focused, high-quality lending strategy.
International Expansion Unlocks Long-Term Growth Opportunity
International business achieved 12% FX-adjusted revenue growth, supported by accelerated merchant acceptance and premium product adoption, particularly in five core markets under the targeted city strategy. Premium product pricing internationally generally exceeds U.S. levels, while overall international share remains comparatively low, highlighting further untapped potential.
"We talk about our city strategy, and that's on track from a coverage perspective. And you know, we continue to add millions and millions of merchants international, and we will continue to do that. ... I think when you look at our share internationally, it's very, very low. And the other part about it, when you look at small business, which I think there's big opportunity for us in small business, it really is a market that's really nascent at this point. So we're very excited about international, and you know, we're getting those growths with coverage that is still improving."
— Stephen Squeri, Chairman and Chief Executive Officer
Expanding international acceptance and merchant coverage, combined with rising premium portfolio adoption and nascent small business penetration, support a multiyear secular growth runway outside the U.S. that is largely independent of current domestic competitive dynamics.
Looking Ahead
Management reaffirmed its full-year guidance of 8% to 10% revenue growth and EPS of $15 to $15.50, including anticipated increases in variable customer engagement expenses (VCE) and operating expenses as premium product refreshes roll out, as discussed in the context of full-year guidance. The upcoming U.S. Consumer and Business Platinum card refreshes are expected to drive further product-led revenue upside, with card fee growth expected to moderate through Q4 2025 before accelerating in 2026. No additional quantitative or strategic milestones beyond these explicit forward statements were provided.
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American Express is an advertising partner of Motley Fool Money. This article was created using Large Language Models (LLMs) based on The Motley Fool's insights and investing approach. It has been reviewed by our AI quality control systems. Since LLMs cannot (currently) own stocks, it has no positions in any of the stocks mentioned. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.
The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.